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# Thrive Financial Services

Thrive Financial Services Website

## Sitemaps

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## Posts

- [THRIVE TIMES | May 2025 Newsletter](https://thrivefinancialservices.com/thrive-times-may-2025-newsletter/) - THRIVE TIMES | May 2025 NewsletterCLICK HERE FOR A DOWNLOADABLE VERSION
- [April 2024 Newsletter](https://thrivefinancialservices.com/april-2024-newsletter/) - For a version with clickable links, click here.
- [March 2024 Newsltetter](https://thrivefinancialservices.com/march-2024-newsltetter/) - For a version with clickable links, click here: https://thrivefinancialservices.com/wp-content/uploads/2024/03/February-2024_Newsletter.pdf
- [January 2024 Newsletter](https://thrivefinancialservices.com/january-2024-newsletter/) - For the version with clickable links, click here to download: https://thrivefinancialservices.com/wp-content/uploads/2024/01/January-2024_Newsletter-1.pdf
- [Goal Setting for your Retirement](https://thrivefinancialservices.com/goal-setting-for-your-retirement/) - Goal Setting for your Retirement • Thrive Financial Services
- [Healthy Eating for Retirees: Essential Tips for a Balanced Diet in 2024](https://thrivefinancialservices.com/healthy-eating-for-retirees-essential-tips-for-a-balanced-diet-in-2024/) - Unlock the secrets to a healthier retirement with our guide on healthy eating for retirees in 2024. Discover essential tips on embracing a plant-based diet, managing hydration and portion sizes, reducing salt and sugar intake, and enjoying balanced meals. Tailored advice for a vibrant retirement lifestyle.
- [November 2023 Newsletter](https://thrivefinancialservices.com/november-2023-newsletter/) - For a version with clickable links, please view the newsletter here: https://thrivefinancialservices.com/wp-content/uploads/2023/11/November-2023_Thrive-Times-1.pdf
- [October 2023 Newsletter](https://thrivefinancialservices.com/october-2023-newsletter/) - CLICK HERE FOR VERSION WITH CLICKABLE LINKS: https://thrivefinancialservices.com/wp-content/uploads/2023/10/October-2023_Newsletter_Live-Link.pdf
- [Why Should I Have a Financial Plan?](https://thrivefinancialservices.com/why-should-i-have-a-financial-plan/) - Retirement, often viewed as a period of relaxation and enjoyment, can quickly become stressful without proper planning. Taking a proactive stance on your financial future may alleviate some of that stress. Here are 6 reasons you should consider having a financial plan: Ensuring a Steady Income Stream: One of the primary concerns for retirees
- [Fall in the Delaware Valley: A Whimsical Journey Through Colors and Culture](https://thrivefinancialservices.com/fall-in-the-delaware-valley-a-whimsical-journey-through-colors-and-culture/) - Fall in the Delaware Valley: A Whimsical Journey Through Colors and Culture The Delaware Valley, with its rich history and verdant landscapes, transforms into a mesmerizing tapestry of burnt oranges, deep reds, and golden yellows during fall. This region, stretching through parts of Delaware, New Jersey, Maryland, and Pennsylvania, offers an array of activities that
- [September 2023 - Thrive Times Newsletter](https://thrivefinancialservices.com/september-2023-thrive-times/) - For the version with clickable links, click here: https://thrivefinancialservices.com/wp-content/uploads/2023/09/September-2023-Newsletter_Final.pdf For the version with clickable links, click here: https://thrivefinancialservices.com/wp-content/uploads/2023/09/September-2023-Newsletter_Final.pdf
- [Tax Planning for the Pre-Retiree & Retiree: Navigating Legality and Legitimacy](https://thrivefinancialservices.com/tax-planning-for-the-pre-retiree-retiree-navigating-legality-and-legitimacy/) - For those on the precipice of retirement or already enjoying their golden years, the topic of tax planning is paramount. It can determine the quality of life, legacy considerations, and even the ability to pursue post-retirement ventures. However, a common concern is the fine line between legitimate tax planning and illegal tax evasion. This article
- [August 2023 - Thrive Times](https://thrivefinancialservices.com/august-2023-thrive-times/) - For a version with clickable links, click here: August 2023 Newsletter_final Continue below for a read-only version.
- [From Accumulation to Distribution: Rethinking Retirement Finances](https://thrivefinancialservices.com/from-accumulation-to-distribution-rethinking-retirement-finances/) - Summary: Episode 203: David Bezar kicks off this episode with a recap of last week's much-talked-about Social Security-focused session, where listeners poured in texts, benefiting from the white paper we shared. The massive engagement confirmed our belief in the positive impact we were making. Taking a cue from that, today's show presents another 'not-to-miss' playbook
- [Decoding Social Security](https://thrivefinancialservices.com/decoding-social-security/) - Episode 202: In this enlightening episode, hosts David Bezar and Bret Elam of Thrive Financial Services provide an in-depth exploration of a topic that has become a prominent concern for retirees and pre-retirees: Social Security. After a week of reflective consultations and deliberations, the duo zeroes in on this subject, fueled by the myriad questions Episode 202: In this enlightening episode, hosts David Bezar and Bret Elam of Thrive Financial Services provide an in-depth exploration of a topic that has become a prominent concern for retirees and pre-retirees: Social Security. After a week of reflective consultations and deliberations, the duo zeroes in on this subject, fueled by the myriad questions
- [Maximizing the Last Days of Summer](https://thrivefinancialservices.com/maximizing-the-last-days-of-summer/) - As the golden hue of August sunsets paints the sky, we find ourselves entering the final chapter of summer. For retirees and pre-retirees, this is a wonderful time to relish the warm weather, embark on new adventures, and create lasting memories. If you're hoping to end this summer season in style, the following tips are
- [#200 - Stock Market Volatility](https://thrivefinancialservices.com/200-stock-market-volatility/) - Thrive Financial Services · #200 - Stock Market Volatility Join David Bezar and Bret Elam on the newest episode of the Roadmap to Retirement podcast episode 200 - Stock Market Volatility as they discuss essential retirement planning strategies on the Roadmap to Retirement podcast. In this episode, they delve into the impact of stock market
- [Secure Your Future: 6 Tips for Estate Planning](https://thrivefinancialservices.com/secure-your-future-6-tips-for-estate-planning/) - Estate planning is crucial to ensure that your assets are managed and distributed according to your wishes after your death. Learn about the essentials of estate planning, including creating a will, naming beneficiaries, establishing a trust, considering life insurance, and more. Protect your assets, minimize taxes, and provide for your loved ones with these estate planning tips.
- [Thrive Times July 2023](https://thrivefinancialservices.com/thrive-times-july-2023/) - Click the link below or the picture to download the PDF version Download Thrive Times Here Volume 13, Issue 7 Secure Your Future: 6 Tips for Estate Planning Written by Erik Schuster, CFP® - Financial Planner Estate planning is the process of arranging for the management and distribution of your assets after your death.
- [Achieve Financial Balance During All Life Stages](https://thrivefinancialservices.com/achieve-financial-balance-during-all-life-stages/) - While each decade of life presents new financial obstacles and opportunities for growth, one principle holds true for individuals of all ages: achieving financial balance and compromise. To help people navigate their finances effectively, we recommend the following practices: 20s: Time Is Their Greatest Asset: Many individuals in their 20s find themselves overwhelmed
- [#199 - Complexities of Retirement](https://thrivefinancialservices.com/199-complexities-of-retirement/) - Join David Bezar, Karen Bezar, and Bret Elam on the newest episode of the Roadmap to Retirement podcast as they discuss the complexities of retirement. In this episode, they talk about the importance of proper planning and investing, the impact of taxes on retirement savings, and the viability of Social Security.
- [Retirement Account or Retirement Plan:  What’s The Difference?](https://thrivefinancialservices.com/retirement-account-or-retirement-plan-whats-the-difference/) - Written by Jeff Walker, Financial Planner Retirement Account or Retirement Plan: What’s The Difference? The most widely used and well-known retirement savings plan in the United States is a 401(k) plan. The term \"401(k)\" refers to Section 401(k) of the Internal Revenue Code. These types of plans allow employees to avoid taxation on their income
- [Retirement - A New Identity](https://thrivefinancialservices.com/retirement-a-new-identity/) - Written by Jeff Walker, Financial Planner Retirement - A New Identity George had been looking forward to retirement. The high pressure of sales and service that came with his job was getting to him, he found getting through the weeks harder and harder. Too many meetings, too much travel, too many changes in technology, too
- [THE SECURE ACT – A Soap Opera of Tax and Estate Planning](https://thrivefinancialservices.com/secure-act/) - Written by Jeff Walker, Financial Planner: There are many risks people face before and throughout retirement. Most people understand stock market risk, healthcare risk, and inflation risk but the risk of losing wealth due to taxes is one that is often overlooked or misunderstood. Unfortunately, understanding tax risk isn’t simple or intuitive and the reality
- [What Exactly Is Financial Literacy?](https://thrivefinancialservices.com/what-exactly-is-financial-literacy/) - What Exactly Is Financial Literacy? Financial literacy is a key skill that helps ensure an understanding of what is required for a secure financial future. A financially literate person is knowledgeable in the many elements of financial management, such as borrowing, investing, budgeting, and tax planning. Financial literacy is crucial for long-term financial success.
- [What's Going On At Thrive](https://thrivefinancialservices.com/whats-going-on-at-thrive/) - Congratulations – George Cressman was the Masters of Ceremony at SAME's Scholarship night! The Society of American Military Engineers is the only nonprofit professional engineering education organization that actively promotes the advancement of both individual technical knowledge and the collective engineering capabilities of governments, uniformed services, and private industry. Employee Appreciation Day – The world
- [Thrive Times April 2023](https://thrivefinancialservices.com/thrive-times-april-2023/) - April Newsletter 2023 Volume 13, Issue 4 What Is Financial Literacy Month? National Financial Literacy Month is celebrated in April. While financial literacy may sound uninteresting, a strong foundation of financial literacy can help support various life goals, such as saving for education or retirement, using debt responsibly, and running a business. If you
- [Half of Americans Aren’t Using All Their Vacation Time](https://thrivefinancialservices.com/half-of-americans-arent-using-all-their-vacation-time/) - A new survey from the Pew Research Center shows only 48% of U.S. workers say they use all their allotted vacation time each year. And frankly, that stinks. Vacation Time and Office Culture The same study that showed roughly half of Americans don't take all of their time off makes it clear exactly why we're #
- [Memorial Day](https://thrivefinancialservices.com/memorial-day/) - Honoring the Heroes of Memorial Day Written by George Cressman, Jr., PE Colonel (Ret) Memorial Day is a national holiday in the United States that is observed on the last Monday of May. This day is dedicated to remembering and honoring the men and women who died while serving in the United States Armed Forces.
- [Thrive Times May 2023](https://thrivefinancialservices.com/thrive-times-may-2023/) - Stay up-to-date with our weekly newsletter! Get the latest news and insights delivered straight to your inbox. Sign up now for exclusive content, expert analysis, and valuable resources to help you stay informed and ahead of the curve.
- [Episode #193 - Navigating Retirement Challenges & Choices](https://thrivefinancialservices.com/episode-193-navigating-retirement-challenges-choices/) - Thrive Financial Services · Episode #193 - Navigating Retirement Challenges & Choices Listen and read along as hosts David Bezar, Karen Bezar, and Bret Elam talk with Joe Krause. Or listen on any of our other podcast websites such as Spotify, Soundcloud, or Apple Music. Announcer 00:00 This program is paid for by Jacob
- [#194 - Unlocking the Secrets to a Secure Retirement](https://thrivefinancialservices.com/194-unlocking-the-secrets-to-a-secure-retirement/) - Discover the secrets to a secure etirement and how it can help you navigate changes in tax laws. Gain insights from Ed Slott's expertise and learn about the SECURE Act's impact on retirement savings. Find out how to optimize Social Security benefits and maximize Roth IRA contributions. Protect yourself from scams and understand the value of working with a trusted financial advisor. Contact us today for personalized guidance on preparing for a secure retirement.
- [#195 - Lifelong Learning in Retirement](https://thrivefinancialservices.com/195-lifelong-learning-in-retirement/) - Join our hosts David, Karen, and Bret on the latest episode as they delve into the world of retirement planning. Gain valuable knowledge about retirement planning strategies! Listen now!
- [Navigating Retirement: Is a Financial Advisor Worth the Investment?](https://thrivefinancialservices.com/navigating-retirement-is-a-financial-advisor-worth-the-investment/) - Preparing for retirement is a complex but crucial endeavor that requires careful planning and strategic decision-making. While it's possible to navigate this process independently, many individuals find value in seeking professional guidance from financial advisors. In this article, we will explore the benefits of hiring a financial advisor to get ready for retirement and weigh
- [10 Exciting Activities to Embrace in Retirement](https://thrivefinancialservices.com/10-exciting-activities-to-embrace-in-retirement/) - Retirement opens up a world of possibilities for pursuing new passions, hobbies, and adventures. It's the perfect time to indulge in activities that bring you joy, fulfillment and a sense of purpose. In this article, we'll explore ten exciting activities that can enhance your retirement experience and make it truly remarkable. Travel the World: Retirement
- [June Team Updates](https://thrivefinancialservices.com/june-team-updates/) - Check out what our team has been up to in the past month - Congratulations - Congratulations to our team member Andrew Stephens on his marriage to Stephanie! Wishing them a lifetime of love, joy, and beautiful memories together. Hall of Fame - Congratulations to Matt Murphy and Becky Stronger, who have been inducted
- [#197 - Cracking the Retirement Code](https://thrivefinancialservices.com/197-cracking-the-retirement-code/) - Thrive Financial Services · #197 - Cracking the Retirement Code In this episode, David, Karen, and Bret discuss important topics related to retirement planning and financial services. They cover recent news about the Federal Reserve's interest rates, the impact of inflation on everyday expenses, the need for proper retirement preparation, and so much more. Or
- [#198 - Understanding Long-Term Care Planning](https://thrivefinancialservices.com/198-understanding-long-term-care-planning/) - Are you prepared for the potential financial strain of long-term care? Join our hosts Bret Elam and Karen Bezar with SPECIAL GUESTS Michele Kilstein and Brett Ringold from “A Long Term Companion".
- [How to Make the Most of Your Retirement](https://thrivefinancialservices.com/how-to-make-the-most-of-your-retirement/) - How to Make the Most of Your Retirement: After years of working hard, you finally get to enjoy your retirement! But what now? It can be tough to figure out how to fill your time after years of having a set work schedule. Luckily, there are plenty of things you can do to make the
- [Super Bowl LVII Is Set!](https://thrivefinancialservices.com/super-bowl-lvii-is-set/) - Fly, Eagles Fly! Our home team hasn’t been to the big game since 2018, and we are ready to watch them soar. There is still plenty of time to get Eagles gear for the entire family, including the dog. The Super Bowl is always one of the most anticipated sporting events of the year —
- [Americans Will Have to Pay a Fee to Enter Europe Soon](https://thrivefinancialservices.com/americans-will-have-to-pay-a-fee-to-enter-europe-soon/) - Americans Will Have to Pay a Fee to Enter Europe Soon European travelers will have an unexpected expense added to their vacation next year: an entrance fee. European authorities have announced the implementation of the European Travel Information and Authorization System (ETIAS), a platform where most non-European visitors will have to register and pay
- [Celebrate Mother’s Day Every Day This Holiday](https://thrivefinancialservices.com/celebrate-mothers-day-every-day-this-holiday/) - Mother’s Day is a time to appreciate all mothers — from birth mothers to foster mothers, from godmothers to grandmothers, and even mothers whose only children are covered in fur and walk on paws. Mother’s Day is a celebration of unconditional love, incredible strength, fortitude, and seemingly endless patience. Even though one day a year
- [How to Stay Active and Have Fun with These 7 Spring Activities](https://thrivefinancialservices.com/how-to-stay-active-and-have-fun-with-these-7-spring-activities/) - Say goodbye to the long, cold nights of winter because spring is finally here! That means sunshine and the ideal temperature for outdoor bonding with your loved ones. After being cooped up inside for months, you have probably missed doing some outdoor activities or hobbies that you skipped because of the cold season. Well, now
- [Thrive Times June 2023](https://thrivefinancialservices.com/thrive-times-june-2023/) - June 2023 Newsletter Volume 13, Issue 6 — 10 Exciting Activities to Embrace in Retirement Retirement opens up a world of possibilities for pursuing new passions, hobbies, and adventures. It's the perfect time to indulge in activities that bring you joy, fulfillment and a sense of purpose. In this article, we'll explore ten exciting
- [Top 10 Things To Consider When Preparing For Retirement](https://thrivefinancialservices.com/top-10-things-to-consider-when-preparing-for-retirement/) - It's Never Too Early or Too Late - What You Need To Consider To say there are many things to consider when planning for your financial future is an understatement. That’s why it’s important to have a plan for your future — and follow it. Planning for your retirement income may seem like
- [Sustainable Investing in Our Future](https://thrivefinancialservices.com/sustainably-investing-in-our-future/) - The future of sustainable investing requires balancing goals and interests--it is critical to the sustainability of investing, serving society by improving long-term outcomes. While extreme weather events typically affect only certain parts of the country, there is increasing concern that climate change will affect the overall economy – including our investment portfolios. For
- [#Episode 192 - Empowering Your Retirement Decisions](https://thrivefinancialservices.com/episode-192-empowering-your-retirement-decisions/) - Join David Bezar, Karen Bezar, and Bret Elam on the Roadmap to Retirement Radio Show as they educate and empower individuals on retirement planning. Don't miss this week's topics: achieving financial empowerment for women and understanding Social Security benefits.
- [Discover the Best Activities and Events to Enjoy this May: Your Complete Guide](https://thrivefinancialservices.com/discover-the-best-activities-and-events-to-enjoy-this-may-your-complete-guide/) - Spring has sprung and May is here! This is the perfect time of year to get outside, enjoy the warmer weather, and take part in some fun activities. Here are some great ideas for things to do in May: Visit a Farmers' Market: May is the beginning of the growing season, which means farmers' markets
- [Episode #191 - Create Retirement Success with Awareness and Education](https://thrivefinancialservices.com/episode-191-create-retirement-success-with-awareness-and-education/) - Welcome to podcast episode #191 - "Create Retirement Success with Awareness and Education" of Roadmap to Retirement, The Radio Show. Listen and read along as hosts David Bezar, Karen Bezar, and Bret Elam talk with Joe Krause. Or listen on any of our other podcast websites such as Spotify, Soundcloud, or Apple Music. Announcer:
- [10 Facts for Financial Literacy Month](https://thrivefinancialservices.com/10-facts-for-financial-literacy-month/) - 10 Financial Literacy Facts You Should Know.
- [Invest in Your Future This April by Becoming Financially Literate ](https://thrivefinancialservices.com/invest-in-your-future-this-april/) - Invest in Your Future This April by Becoming Financially Literate April is National Financial Literacy Month – an entire month dedicated to underscoring the importance of learning, establishing, and maintaining healthy financial habits. But ask yourself this: what have you learned about anything financial lately? Do most of your neighbors keep a household budget or
- [What Is Financial Literacy Month?](https://thrivefinancialservices.com/what-is-financial-literacy-month/) - What Is Financial Literacy Month? National Financial Literacy Month is celebrated in April. While financial literacy may sound uninteresting, a strong foundation of financial literacy can help support various life goals, such as saving for education or retirement, using debt responsibly, and running a business. If you consider yourself illiterate, you are not alone. No
- [Thrive Times - March 2023 Newsletter](https://thrivefinancialservices.com/thrive-times-march-2023/) - Thrive Times - March Newsletter 2023 Volume #13, Issue 3 Americans Will Have to Pay a Fee to Enter Europe Soon European travelers will have an unexpected expense added to their vacation next year: an entrance fee. European authorities have announced the implementation of the European Travel Information and Authorization System (ETIAS), a
- [Thrive Times - February Newsletter - Volume #13, Issue 2](https://thrivefinancialservices.com/thrive-times-february-newsletter-volume-13-issue-2/) - Thrive Times - February 2023 Newsletter Volume #13, Issue 2 Super Bowl LVII Is Set Fly, Eagles Fly! Our home team hasn’t been to the big game since 2018, and we are ready to watch them soar. There is still plenty of time to get Eagles gear for the entire family, including the dog.
- [Crispy Baked Chicken Wings](https://thrivefinancialservices.com/crispy-baked-chicken-wings/) - Audrey’s Wing Recipe The staple of any great sports viewing party is a tray of chicken wings. Prepare a range of flavors from extra spicy to sweet and mild and have a few dipping sauces (like ranch or blue cheese dressing) on the side. Everyone loves chicken wings, so why not look into hosting a
- [Football Shaped Brownies](https://thrivefinancialservices.com/football-shaped-brownies/) - Football Brownies “Heathers Brownies” There’s no better way to wash down all those wings and beers than with a sweet and decadent Super Bowl dessert! Help ease the pain for the losing team with a crowd-pleasing classic like football-shaped brownies. Take a look below at Heather Elam's Brownie recipe! Ingredients: - 1 box brownie mix,
- [Thrive Times - January 2023](https://thrivefinancialservices.com/thrive-times-january-2023/) - January 2023 Newsletter Ringing in the new year with our 2023 Thrive Times newsletter! Click here to read it now! •
- [The Ultimate 10-Point Retirement Planning Checklist](https://thrivefinancialservices.com/the-ultimate-10-point-retirement-planning-checklist/) - [fusebox_track_player url="https://soundcloud.com/livewiththrive/the-ultimate-10-point-retirement-planning-checklist" social_linkedin="true" social_email="true" ] You’ve worked hard and saved for retirement, but that doesn’t mean you’re ready to retire! Get the ultimate 10-point retirement planning checklist, by listening to Karen, David, Bret and Joe on this weeks Live With Thrive. To schedule your complimentary consultation, call us at (800) 516 - 5861 or click
- [How Much Can You Contribute to a Traditional IRA?](https://thrivefinancialservices.com/how-much-can-you-contribute-to-a-traditional-ira/) - Due to the coronavirus pandemic, the due date for making contributions to an IRA for the 2019 tax year has been pushed back from April 15 to July 15, 2020. Good news for retirement savers: The maximum amount that can be contributed to a traditional IRA increased by $500 for 2019. It's the first increase •
- [5 Things to Know About RMD's That Could Help You Avoid...](https://thrivefinancialservices.com/5-things-to-know-about-rmds-that-could-help-you-avoid/) - 5 Things to Know About RMD's That Could Help You Avoid... [fusebox_track_player url=\"https://soundcloud.com/livewiththrive/5-things-to-know\" social_linkedin=\"true\" social_email=\"true\" ] Speaker: Welcome to Roadmap to Retirement, the radio show with David Bezar, Karen Bezar and Brett Elam from Thrive Financial Services, who have been featured on Fox. ABC, NBC, The Wall Street Journal and more. Saving for retirement is
- [Budgeting For Health Care In Retirement:](https://thrivefinancialservices.com/budgeting-for-health-care/) - Budgeting For Health Care in Retirement: If you're like most Americans, after housing and transportation expenditures, one of your biggest retirement expenses is likely to be health care. But unlike the generation before you, you probably won't have access to retiree health benefits provided by employers or unions. As a result, you should prepare
- [SECURE Act 2.0](https://thrivefinancialservices.com/secure-act-2/) - SECURE Act 2.0 Written by Erik Schuster, CFP® Financial Planner The new law has something for everyone. From RMDs to student debt, here are the top 6 things you need to know. One of the only guarantees in life is that things will always change. As we look at the new spending bill that
- [New Year, New Financial Goals](https://thrivefinancialservices.com/new-year-new-financial-goals/) - What are your new year's resolutions? What are your new year's resolutions? Are you thinking about setting some goals for the new year and working towards making them a reality? Here are some tips to help you get started: 1. Make Your Goals Specific and Concrete: Your goals should be specific enough that they can
- [Thrive Times - December 2022](https://thrivefinancialservices.com/thrive-times-december-2022/) - December 2022 Newsletter The last newsletter of the 2022 year! Click here to listen now! December Newsletter 2022
- [Is Your Estate Plan Up to Date?](https://thrivefinancialservices.com/is-your-estate-plan-up-to-date/) - Written by Erik Schuster CFP®, Financial Planner - After all the effort placed into your retirement and investment plan, do you want to leave it to chance that your ultimate wishes are carried through? As they should, many families will focus all their financial planning efforts towards retirement planning. While this is one of the
- [Let the Holidays Begin!](https://thrivefinancialservices.com/let-the-holidays-begin/) - While you’re busy with the hustle and bustle with friends, family, and your community all celebrating the big holidays of Hannukah (Dec. 18-26th), Christmas (Dec. 25th), and Kwanzaa (Dec. 26-Jan. 1st), don’t forget to have some fun with the smaller holidays too! However, the most important thing is to enjoy the season and share that
- [The Origins of 8 Holiday Traditions](https://thrivefinancialservices.com/the-origins-of-8-holiday-traditions/) - America has plenty of holiday traditions each year, but some of them originated in other countries before making their way here. • The tradition of decorating Christmas trees dates back to the Middle Ages in Germany, but a New York woodsman named Mark Carr opened the first Christmas tree lot in the U.S. in
- [We're Moving!](https://thrivefinancialservices.com/were-moving/) - We are delighted to inform you that we are moving our Fort Washington Office to a new location. Our new address will be located at 500 Office Center Drive, Suite 300 Fort Washington PA 19034. Thanks to wonderful people like you, we have outgrown our current workplace and have found a more modern space that
- [Happy Hanukkah!](https://thrivefinancialservices.com/happy-hanukkah/) - Wishing all who celebrate a very Happy Hanukkah!
- [23 Things In 2023](https://thrivefinancialservices.com/23-things-in-2023/) - Click Here To Download "23 Things for 2023 (PDF Version)"
- [Thrive Times - November 2022](https://thrivefinancialservices.com/thrive-times-november-2022/) - Click Here To Read Our Newsletter!: November Newsletter 2022
- [June 2022 Newsletter](https://thrivefinancialservices.com/june-newsletter-2022/) - Refresh This Summer With Our June Newsletter! June Newsletter 2022
- [July 2022 Newsletter](https://thrivefinancialservices.com/july-2022-newsletter/) - Catch up on some summer reading with our July Newsletter! July Newsletter 2022
- [Tips to Control Frenzied Holiday Spending](https://thrivefinancialservices.com/tips-to-control-frenzied-holiday-spending/) - Tips to Control Frenzied Holiday Spending If advertisements and commercials are beginning to feature scenes of happy families, clad in brightly colored sweaters, gathered by a fire, surrounded by an assortment of presents, then the countdown to the holidays has begun. Although it may be a joyous time that reunites old friends and distant
- [Credit Files: What Do They Really Tell?](https://thrivefinancialservices.com/credit-files-what-do-they-really-tell/) - Credit Files: What Do They Really Tell? Many Americans never overspend and take great pride in paying their bills on time. When they apply for credit, such as a mortgage, however, they may discover some shocking news: A credit report indicating seriously delinquent bills. Most individuals never give a second thought to the mounds
- [The Nature Of Risk](https://thrivefinancialservices.com/the-nature-of-risk/) - The Nature Of Risk When you invest money, you are putting it at risk — all investments can lose money. The key is to gauge your risk and not put more money at risk than you are willing to lose. This is a relative concept. If you have only $10,000 to invest, then putting
- [Thrive Market Minute - Earnings Keep Markets Afloat](https://thrivefinancialservices.com/thrive-market-minute-earnings-keep-markets-afloat/) - Earnings Keep Markets Afloat Tuesday, October 25th, 2022 Some dread existed as third-quarter earnings began in earnest last week. However, earnings have been mostly positive, beating low expectations. Better earnings helped markets last week, but anxiety about the economy’s trajectory and the path of interest rates continues to weigh heavily. We are hovering between
- [Thrive Market Minute - Next Rate Increase Locked In At 75 Basis Points](https://thrivefinancialservices.com/next-rate-increase-locked-in-at-75-basis-points/) - Next Rate Increase Locked In At 75 Basis Points Tuesday, October 18th 2022 September inflation data came in higher than expected last week. The producer price index (PPI) released on Wednesday was at the upper end of the consensus range at 0.4%, up 0.5 percentage points month-over-month. (August PPI was -0.1%.) The year-over-year PPI
- [Thrive Market Minute - Bank of England Pivot Sends Shudders Through a Fragile Market](https://thrivefinancialservices.com/bank-of-england-pivot-sends-shudders-through-a-fragile-market/) - Bank of England Pivot Sends Shudders Through a Fragile Market Tuesday, October 4th 2022 Markets kept sliding downward last week, as Hurricane Ian battered Florida and the Nord Stream pipelines sprung leaks. The human and economic impact from the hurricane on Florida will be significant, but as yet we don’t know the full effects.
- [Thrive Market Minute: Markets Tumble in Wake of Negative Headlines](https://thrivefinancialservices.com/thrive-market-minute-markets-tumble-in-wake-of-negative-headlines/) - Hurricane Ian barreled through Florida this week, leaving a wide swath of destruction in its wake. A natural disaster of this magnitude is a negative to markets, and it will still be several days before we see how extensive the fallout will be. It could also take some time to sort out the hurricane’s
- [Thrive Times - September 2022](https://thrivefinancialservices.com/thrive-times-september-2022/) - Click Here To Read Thrive Times September Newsletter - 2022
- [Thrive Market Minute - Inflation Fears Intensify, Drive Markets Down](https://thrivefinancialservices.com/thrive-market-minute-inflation-fears-intensify-drive-markets-down/) - Inflation Fears Intensify, Drive Markets Down Tuesday, September 20th 2022 Domestic stocks fell sharply last week, as inflation fears intensified and short-term bond yields reached levels last seen in 2007. The S&P 500 recorded its largest weekly drop since mid-June, while the Dow tumbled 1,200 points on Thursday for its worst drop in two months.The defining event of
- [Fall Is Here!](https://thrivefinancialservices.com/fall-is-here/) - The leaves are starting to turn colors and crisp up. Mornings are crisp, and pumpkin spice is everywhere. Best of all? There are so many great fall activities to take advantage of that it can be difficult to choose between them. Make A Batch Of Apple Cider Apples? Cinnamon? Cloves? Apple cider is basically autumn
- [On Tap: Medicare Open Enrollment](https://thrivefinancialservices.com/on-tap-medicare-open-enrollment/) - Medicare open enrollment runs from Oct. 15 to Dec. 7. Any changes you make to your Medicare plan will begin on Jan. 1, 2023. During open enrollment, you can switch from original Medicare to a Medicare Advantage (MA) plan, or vice versa, or even change from one MA plan to another. You can enroll in
- [What Retirement Means to You](https://thrivefinancialservices.com/what-retirement-means-to-you/) - All talk of money aside, have you figured out what you’ll do with your time in retirement? With retirement rates increasing during the COVID-19 pandemic, many retirees have had to figure that out earlier than planned. Before the pandemic, the retired population grew by about 1 million retirees per year. But during 2020 and 2021,
- [Life Insurance Awareness Month](https://thrivefinancialservices.com/life-insurance-awareness-month/) - Written By Chad Akselrad, CRPC® September is Life Insurance Awareness Month. As retirement leaders, we at Thrive are committed to providing more education and awareness on products and services that can only benefit and empower clients to act. Certain stages in life may include life insurance planning, whether it's to protect your mortgage, replace income,
- [Thrive Times - August 2022](https://thrivefinancialservices.com/thrive-times-august-2022/)
- [Thrive Market Minute - INFLATION DATA BLOWS UP MARKET’S NARRATIVE](https://thrivefinancialservices.com/thrive-market-minute-inflation-data-blows-up-markets-narrative/) - INFLATION DATA BLOWS UP MARKET’S NARRATIVE Wednesday, September 14th, 2022 Until today, the market was self-indulging in the thought that we had reached “peak” inflation and that the Federal Reserve’s hawkishness was all smoke and mirrors. Markets reasoned that inflation would continue to decline and a Fed that appears predisposed to be dovish would
- [Bonds in 2022](https://thrivefinancialservices.com/bonds-in-2022/) - Written by Erik Schuster, CFP® Financial Planner: US Stocks and Bonds are moving in the same direction, down. Since 2000, it is rare to see stocks and bonds move in correlation. It happened briefly in 2008 and again in 2018. Both occurrences were short-lived. What we are seeing today is the perfect storm the Federal
- [Thrive Weekly Market Commentary - July 11th](https://thrivefinancialservices.com/thrive-weekly-market-commentary-july-11th/) - This Week In Review: July 11 - July 16 And the hits just keep on comin’ Consumer price index (CPI) and producer price index (PPI) numbers for June were released last week — and the data’s not pretty. CPI came in at a new 40-year record high of 9.1%, 50 basis points higher than in
- [February 2022 Monthly Newsletter](https://thrivefinancialservices.com/february-2022-monlthy-newsletter/) - Catch up on some summer reading with our July Newsletter! Februrary Newsletter 2022
- [March 2022 Newsletter](https://thrivefinancialservices.com/march-2022-newsletter/) - Catch Up With The Latest from Thrive! March Newsletter 2022
- [May 2022 Newsletter](https://thrivefinancialservices.com/may-2022-newsletter/) - Relax With Our May Newsletter! May Newsletter
- [April 2022 Newsletter](https://thrivefinancialservices.com/april-2022-newsletter/) - Refresh This Spring With Our April Newsletter! April 2022 Newsletter
- [April 2021 Newsletter](https://thrivefinancialservices.com/april-2021-newsletter/) - April 2021 Thrive Times New Design, Better Newsletter. Tax season in full swing . . . Healthcare spending impacted during this pandemic . . . Concerns about Social Security Benefits . . . Read about this and more in this month's Thrive Times. Make an Appointment Today! https://www.meetthrive.com/appointments
- [Art In The Park](https://thrivefinancialservices.com/art-in-the-park/) - Warmer months are a great time to get out and enjoy “art in the park” events featuring local artists. For example, in July, Plymouth, Michigan, is hosting its 42nd annual festival with more than 400 artists who paint, sculpt and work with ceramics, jewelry, glass, woodwork, and photography. In August, the Shadyside neighborhood of Pittsburgh
- [Thrive Market Minute - July 13th](https://thrivefinancialservices.com/market-minute-july-13/) - Markets Sink Following Inflation Report Inflation numbers are headed in the wrong direction. June’s consumer price index (CPI) came in at 9.1%, surpassing the expected 8.8% and hitting a fresh 40-year high. The number pretty much locks in another interest rate rise of 75 basis points (.75%) at the Federal Reserve’s next meeting, scheduled for
- [Weekly Market Commentary - June 27th](https://thrivefinancialservices.com/weekly-market-commentary-june-27th/) - THE WEEK IN REVIEW: June 19-25 Finally! A positive week for markets After finishing down in the past 10 of 11 weeks, markets finally showed signs of life last week. A sharp rally helped boost the S&P 500 out of the bear market territory, while the Dow added more than 800 points late in the
- [Weekly Market Commentary - June 20th](https://thrivefinancialservices.com/weekly-market-commentary-june-20th/) - THE WEEK IN REVIEW: June 20 Interest rates spike, markets rally The Fed met on Tuesday and Wednesday. Expectations last week were for it to raise rates another 50 basis points (bps) and for the Fed Funds rate to rise to 1.25%, but over the weekend it was leaked that the Fed would rise by
- [Weekly Market Commentary - June 13th](https://thrivefinancialservices.com/weekly-market-commentary-june-13th/) - THE WEEK IN REVIEW: June 5 - 11 Inflation Gets Worse The Consumer Price Index (CPI) climbed back to 8.6% after dipping to 8.3% in May, setting a new 40 - year high. (The previous recent high was 8.5% in March.) So much for peaking inflation; it seems we’re heading in the wrong direction. Prior
- [Weekly Market Commentary - June 7](https://thrivefinancialservices.com/weekly-market-commentary/) - THE WEEK IN REVIEW: May 29 - June 4 When strong jobs growth is bad for markets There are plenty of open jobs — but job growth is slowing. Last Friday’s Bureau of Labor Statistics (BLS) situation showed that job growth is still there. We added 390,000 new jobs in May, much higher than the
- [How The Russia-Ukraine Conflict Could Affect Americans](https://thrivefinancialservices.com/how-the-russia-ukraine-conflict-could-affect-americans/) - When Putin invaded Ukraine in late February 2022, President Biden announced sanctions targeting Russian banks, the country’s sovereign debt and Russian oligarchs, warning that Russia would pay an even steeper price if it did not cease its aggression. In the early days of the conflict, European banks braced for the fallout. However, U.S. bank executives
- [What We Worry About](https://thrivefinancialservices.com/what-we-worry-about/) - Retirement Planning A recent survey found that about 50% of couples do not agree on how much money they should have saved by retirement. However, new research shows that couples who engage in financial planning together tend to be happier and more successful during retirement. Interestingly, couples that score highly on cognitive interdependence (meaning they
- [Where Do My State Taxes Go?](https://thrivefinancialservices.com/where-do-my-state-taxes-go/) - written by Erik Schuster CFP®, Financial Planner We have all asked the question, “Where does my tax money go?” While I am not going unravel that very complicated and most likely unfortunate scenario, I am going to introduce a way you can direct your Pennsylvania state taxes. Pennsylvania sponsors two programs that allow taxpayers
- [How Could Inflation Affect Your Retirement?](https://thrivefinancialservices.com/how-could-inflation-affect-your-retirement/) - In recent months, Procter & Gamble has raised prices for its Tide, Gain, Downy and Bounce product portfolio. It recently announced that this spring, consumers also will start paying more for many of its personal health care brands. The company is hardly alone. Nestle, Danone, Unilever and other consumers goods giants say their prices will
- [Market Jitters](https://thrivefinancialservices.com/market-jitters/) - In mid-to-late January, investors experienced one of those common but utterly nerve-wracking pullbacks in the stock market. An accumulation of factors — inflationary pressure, potential adjustments to monetary policy, geopolitical concerns — combined to put the stock market into a tailspin. If there is one reminder that might provide investors comfort, it’s that none of
- [Medicare Cost on the Rise](https://thrivefinancialservices.com/medicare-cost-on-the-rise/) - February 2022 In November 2021, the Center for Medicare and Medicaid Service (CMS) released the 2022 premium amounts. If you are currently on Medicare or approaching Medicare age, you most likely took notice. The CMS announced a 14.5% increase to Part B medical coverage. The new amount will be $170.10, up from $148.50 in 2021.
- [January Newsletter 2022](https://thrivefinancialservices.com/january-newsletter-2022/) - Welcome to 2022! Read our monthly newsletter here. January Newsletter
- [December Newsletter 2021](https://thrivefinancialservices.com/december-newsletter-2021/) - Read our monthly newsletter here! Click the link below December Newsletter
- [5 Ways to Build A Better Tax Plan](https://thrivefinancialservices.com/tax-planning-with-thrive/) - You just finished your taxes, but it\'s not too early to make plans for next year. It\'s important that as you build your plan, you think about some strategies to reduce or defer your taxes now or in the future. Here are some strategies to consider helping your financial plan become more tax-efficient: Tax Harvesting
- [Millennials Step Up](https://thrivefinancialservices.com/millennials-step-up/) - In 2019, the millennial generation (born from 1981 to 1996) surpassed the number of baby boomers (born between 1946 and 1964) in the United States. Today, one in four people is a millennial.1 Many millennials came of age at the turn of the millennium, which means they were aware of the fallout from the 9/11
- [Do You Know What Your Insurance Doesn’t Cover?](https://thrivefinancialservices.com/do-you-know-what-your-insurance-doesnt-cover/) - Before you experience a loss, it’s worth taking a few moments to review your insurance policies, including homeowners and auto insurance. Generally, insurance policies carry exclusions—restrictions on what is and is not covered. Here are some common insurance exclusions: Homeowners Insurance Flood and earthquake damage are generally excluded from standard homeowners policies. To cover flood
- [Bake a New Recipe with Family](https://thrivefinancialservices.com/bake-a-new-recipe-with-family/) - Don’t know what to bake this holiday season? Well, lucky for us one of our own team members loves to create new recipes. Here\'s a recipe Audrey has for you to try with your family members! Ingredients Needed: ½ cup white sugar ¾ cup packed dark brown sugar ½ cup salted butter, melted ½ teaspoon
- [What Happens If The Debt Ceiling Is Not Raised?](https://thrivefinancialservices.com/what-happens-if-the-debt-ceiling-is-not-raised/) - What Happens if the Debt Ceiling is Not Raised? Remember, it’s about paying America’s bills, not borrowing more money The latest mess out of Washington is the fight to increase the federal debt ceiling. If this isn’t resolved, some fear catastrophe for the markets. Relax. Stocks may dip at first, but a market debacle won’t
- [Suggestions for Staying Safe Online from the IRS](https://thrivefinancialservices.com/suggestions-for-staying-safe-online-from-the-irs/) - Suggestions for Staying Safe Online from the IRS Common sense tips to help children, teens and other vulnerable groups The Internal Revenue Service is helping families, teens and senior citizens learn about the continued importance of protecting personal information in helping fight identity theft and tax fraud. The IRS is asking parents, families and
- [Plan Your Finances as You Would Your Exercise](https://thrivefinancialservices.com/plan-your-finances-as-you-would-your-exercise/) - Plan Your Finances as You Would Your Exercise You exercise to benefit from your sweat equity in the future, right? Waking up early in the dark mornings of winter to exercise comes hard. Once your workout ends, though, you often begin the day with the payoff of a tremendous energy boost. Can the same
- [1 Critical Mistake to Avoid When You Retire](https://thrivefinancialservices.com/mistakes-when-you-retire/) - One Critical Mistake to Avoid When You Retire Let\'s assume you\'re ahead of your peers. You\'ve saved, invested and paid down debts. Maybe you\'ve even met with a financial professional to examine your retirement income options. But if you\'re using traditional strategies, you still might find yourself behind the eight ball in retirement. Preparing for
- [It’s Your Money. . .Who Decides How Your Charitable $$ will be Spent?](https://thrivefinancialservices.com/who-decides-how-your-charitable/) - When you give $100 to your favorite charity, you are probably not overly concerned about how your donation is spent, as long as it advances the mission of the charity. On the other hand, if you are making a large donation, it is more likely that you have specific goals in mind, whether to fund
- [A Quick Look at Life Insurance Needs](https://thrivefinancialservices.com/life-insurance-needs/) - A Quick Look at Life Insurance Needs Have you ever wondered how much life insurance is “enough”? One general rule of thumb says that you should buy an amount equal to five to seven times your annual income. Sure, it may be a reasonable guideline, but this method does not relate life insurance needs to
- [November 2021 Newsletter](https://thrivefinancialservices.com/nov/)
- [Financial Planning for Veterans is Different](https://thrivefinancialservices.com/financial-planning-for-veterans-is-different/) - Every Veteran is unique and requires personalized financial advice According to the most recent data from the U.S. Census, there are over 17 million Veterans in the United States and more than nine million of these Veterans are served by the Department of Veterans Affairs. Ironically, serving your country sometimes brings tough economic times to
- [Travel Updates: What\'s Changing](https://thrivefinancialservices.com/travel-updates/) - I’m a U.S. Citizen. Where in the World Can I Go? Posted by CopyTeam Are you experiencing longings of wanderlust? Ready for some cultural travel? Unfortunately, the outlook for the United States has changed dramatically, thanks to the uncontained spread of COVID-19 and stalled vaccination efforts. The worst part is that other
- [The Fed’s Beige Book](https://thrivefinancialservices.com/the-feds-beige-book/) - October\'s Beige Book Entries Tackled Everything from Skyrocketing Wages to the Desperate Search for Workers Posted by CopyTeam The Federal Reserve wields a fair amount of power in the U.S., with reverberations that can affect the broader global economy. The Fed’s job is to monitor and adapt monetary policy to support favorable economic
- [Who’s Paying Higher Prices?](https://thrivefinancialservices.com/whos-paying-higher-prices/) - Some Companies are Absorbing Costs -- U.S. Companies Bet Shoppers Will Keep Paying Higher Prices In the Long Run Posted by CopyTeam You may have noticed higher prices on the things you buy regularly, like groceries and gas. However, many consumers may not realize that economic factors such as backed-up supply chains, extreme
- [October 2021 Newsletter - Thrive Times](https://thrivefinancialservices.com/octoberber-2021-newsletter-thrive-times/) - October 2021 Thrive Times Read All About It! New Proposals for Entitlement Programs. . . Did You Know . . . U.S.: World’s No. 1 Financial Center . . . Are Life Insurance Proceeds Really Tax Free? . . . Read about this and more in this month\'s Thrive Times!!! ALSO . . . Here are
- [Gen X Prepares to Ascend the Throne](https://thrivefinancialservices.com/gen-x-and-the-economy/) - The often-overlooked generation saw robust gains in equities and pension entitlements during the pandemic Posted by CopyTeam Generation X, comprised of adults between the ages of 40 and 55, have entered their prime earning years while at the same time enjoying a bull market for stocks. This demographic represents about a quarter of
- [Should I Stay, or Should I Go?](https://thrivefinancialservices.com/should-i-stay-or-should-i-go/) - If the current climate has you thinking about early retirement, ask these three questions first Posted by CopyTeam Retiring in your 50s or early 60s during a global pandemic might seem foolish. But if you have a job that can’t be done safely from home, the reality of not retiring early might be even
- [How Inflation Risk Can Affect You](https://thrivefinancialservices.com/how-inflation-risk-can-affect-you/) - Understanding how market forces can influence your assets is the first step toward protecting yourself against potential adverse effects Posted by CopyTeam If you follow the news at all chances are you\'ve heard experts and economists discussing the economy\'s inflation rate. Inflation is a steady rise in the price of goods and services
- [The U.S. Supply Chain Crunch](https://thrivefinancialservices.com/the-us-supply-chain-crunch/) - Pandemic-related shortages are expected to persist into next year Posted by CopyTeam Throughout the past 60 years, the microchip has influenced the manufacturing of a wide variety of products that touch nearly every consumer these days. From computers to cell phones to cars, the chip is now the most critical and costly component
- [Market Thoughts: Looking Ahead and Abroad](https://thrivefinancialservices.com/market-thoughts-looking-ahead-and-abroad/) - The Impact of World Economy Posted by CopyTeam The mid-year U.S. economic recovery numbers look strong. On Wall Street, analysts predict that our economy will expand by trillions of dollars and create 2 million good-paying jobs throughout the next 10 years. However, despite nearly 1 million jobs reported in July alone, the White
- [September 2021 Newsletter - Thrive Times](https://thrivefinancialservices.com/september-2021-thrive-times-newsletter/) - September 2021 Thrive Times Read All About It! RMDs In 2021 . . . Moving During Retirement . . . Strategic Philanthropy . . . Read about this and more in this month\'s Thrive Times!!! ALSO . . . Here are 3 Ways We Can Help You Right Now! 1. Attend one of
- [Cyber Savvy: A Continuing Education](https://thrivefinancialservices.com/cyber-savvy-cybersecurity/) - Protecting Your Data Should be a Top Priority Posted by CopyTeam Cyberattacks are one of the fastest-growing crimes in the U.S. Throughout the past few years, companies have experienced significant data breaches as fraudsters seek to gain the world’s most valuable currency: data. The network monitoring firm SolarWinds recently underwent a high-profile breach.
- [What is Investing on Margin?](https://thrivefinancialservices.com/investing-on-margin/) - A risky strategy that warrants extreme caution and is not for long-term investments Posted by CopyTeam This year, investors are making record-high margin investments against their accumulated assets. According to FINRA, margin debt had reached $847 billion by the end of April.1 Much of this activity is fueled by low interest rates and rising
- [Who Said You Have to Be Wealthy To Invest?](https://thrivefinancialservices.com/young-who-said-you-have-to-be-wealthy-to-invest/) - Young Adults: 75% of Gen Z-ers and Millennials Think Differently About Investing Posted by CopyTeam Young adults have weathered difficult times the past two decades: mass school shootings, extreme weather conditions, student loan debt and a global pandemic. But now they’re witnessing an unprecedented job market, where even those with little to no
- [Payday Lenders Hit by New Regulations](https://thrivefinancialservices.com/payday-lenders-hit-by-new-regulations/) - Understanding These Loans Before You\'re on the Hook Posted by CopyTeam In June, Congress overturned a set of regulations enacted in late 2020 by the Office of the Comptroller of Currency (OCC). The nullified rules end a payday lender practice that was referred to as a “rent-a-bank” scheme. The rule stated that to
- [College Savings: An Update](https://thrivefinancialservices.com/college-savings-an-update/) - A big change for 529 plans, including non-parent owned accounts Posted by CopyTeam Congress is known for passing enormous bills with lots of little-known provisions that are not entirely central to the key objectives of the bill. Alas, the Coronavirus Response and Relief Supplemental Appropriations Act of 2021 is one of them. It contains
- [Reshoring: Supply Chain Trends](https://thrivefinancialservices.com/reshoring-supply-chain-trends/) - What’s the Future for Products and Services Made in America? Posted by CopyTeam Reshoring Advances Manufacturing Supply Chains to Generate Good Jobs - Companies Evaluate Their Global Strategy According to a recent survey of supply chain professionals, the COVID-19 pandemic interrupted 98% of global supply chains. Among the most disruptive supply challenges was the
- [Retirement Withdrawal Strategies](https://thrivefinancialservices.com/retirement-withdrawal-strategies/) - How to Withdraw Funds - The Right Strategy Will Depend How Much Money You Saved Posted by CopyTeam As hard as retirement saving and investing may seem, that’s the easy part. The real challenge is figuring out how to make your accumulated savings last throughout your and your spouse’s retirements. You need a retirement
- [How to Plan for Getting Older](https://thrivefinancialservices.com/plan-for-getting-older/) - Keys to Better Aging Posted by CopyTeam Thelma Sutcliffe turned 114 years old in April, making her the oldest living American and the seventh-oldest person in the world, according to the Gerontology Research Group. The Omaha, Nebraska, resident attributes her relatively good health and longevity to the fact that she never had children, never
- [August 2021 Newsletter](https://thrivefinancialservices.com/august-2021-newsletter/) - August 2021 Thrive Times Read All About It! Thrive Makes Inc 5000 . . . Roth vs. Traditional IRA . . . The Future of Automobiles . . . SPACs Explained . . . Read about this and more in this month\'s Thrive Times!!! Full \"Thrive Makes Inc 5000\" Press Release HERE ALSO . .
- [What\'s On Tap For Jobs](https://thrivefinancialservices.com/hybrid-work-models-on-tap-for-jobs/) - A Hybrid Trend Emerges from the Remote Work Model vs. In-Office Work Model Debate Posted by CopyTeam Jobs data can be confusing. For example, the New York Federal Reserve reported in May that among businesses active before the pandemic, 35% remain closed, only 3% of service businesses still closed were likely to reopen, and only
- [The Vaccine Economy](https://thrivefinancialservices.com/the-vaccine-economy/) - How COVID and the Vaccine Continue to Impact the Markets and Economy Posted by CopyTeam How well the world economy recovers from the pandemic will depend largely on the number of people who receive the vaccine. For that reason, the U.S. isn’t just dependent on its own citizens getting vaccinated; all other countries need
- [2021 Inflation Expectations](https://thrivefinancialservices.com/2021-inflation-expectations/) - Putting Inflation Expectations in Perspective Posted by CopyTeam Historically, inflation has been highly correlated with unemployment levels. When more people were out of a job, inflation was lower. As more people got jobs, inflation increased. From an economic point of view, this makes sense. Jobs increase income, which increases spending, which increases demand —
- [Midyear Market Outlooks](https://thrivefinancialservices.com/midyear-market-outlooks/) - Positioning for a New Economic Landscape Posted by CopyTeam In its midyear review, market analysts at Charles Schwab say that economic growth in the United States may have peaked in the second quarter of this year, and it believes China experienced its peak in the fourth quarter of 2020. However, Schwab is bullish on
- [Holiday Shopping This Summer](https://thrivefinancialservices.com/holiday-shopping-this-summer/) - The holiday shopping season is the most crucial time of the year for retailers Posted by CopyTeam Even with lockdowns, fewer parties and reduced travel, the National Retail Federation reports that in 2020, Americans spent $209 billion on holiday-related purchases — averaging about $998 per person.1 If it seems a bit early to be
- [July 2021 Newsletter](https://thrivefinancialservices.com/july-2021-newsletter/) - July 2021 Thrive Times Read All About It! All About RMDs and their Purpose. . . Tax Strategies in the New Administration . . . How Demographics are Differing on Retirement Plans . . . Read about this and more in this month\'s Thrive Times!!! ALSO . . . Here are 3 Ways We
- [The Impact of Millennial Investors](https://thrivefinancialservices.com/impact-of-millennial-investors/) - How Millennials Are Changing Stock Investing Posted by CopyTeam Millennials are on schedule to inherit a substantial portion of $30 trillion in baby boomer wealth throughout the next 20 years.1 But in terms of investing, this young adult generation is well ahead of the curve. Investing in the stock market has become de rigueur
- [Survival of the Fittest](https://thrivefinancialservices.com/survival-of-the-economic-fittest/) - Being on a Good Road to Retirement Posted by CopyTeam The coronavirus pandemic worsened income and wealth disparity in the U.S.1 However, if you were on a good path for retirement planning and financial stability, chances are you were in the group that came out ahead. According to the latest Retirement Confidence Survey by
- [An Infrastructure Plan that Goes Far Beyond Infrastructure](https://thrivefinancialservices.com/how-infrastructure-spending-affects-municipal-bonds/) - How Infrastructure Spending Affects Municipal Bonds Posted by CopyTeam According to the American Society of Civil Engineers, the 10-year tab to meet the country’s basic infrastructure needs is about $6 trillion. The report, published in March, includes $125 billion needed for bridge repairs, $435 billion for roads and $176 billion for the nation’s transportation
- [What We Gain From Adversity](https://thrivefinancialservices.com/what-we-gain-from-adversity/) - When You Take Away Adversity You Also Take Away One of the Most Important Ingredients To Greatness Posted by CopyTeam In the risk management field, there is a theory called “black swan,” which is basically what happens when something completely unexpected occurs. In hindsight, economists rationalize that the signs were there, and the occurrence
- [June 2021 Newsletter](https://thrivefinancialservices.com/june-2021-newsletter/) - June 2021 Thrive Times Read All About It! The $4.5 Trillion Circular Economy . . . Nonprofits Help Narrow Gender Wage Gaps . . . Preparing for a Loved One’s Death . . . Read about this and more in this month\'s Thrive Times!!! ALSO . . . Here are 3 Ways We Can
- [The Stock Market Continues to Exhibit Resiliency](https://thrivefinancialservices.com/stock-market-resiliency/) - Is the Market Poised for a Value Shift? Posted by CopyTeam The stock market continues to exhibit resiliency in the face of disrupting factors, ranging from a global pandemic to a severe economic decline to a controversial presidential election. For many years, Wall Street analysts warned a market correction was long overdue. Despite intermittent
- [Economics and Finance: A Measurement of Two Different Things](https://thrivefinancialservices.com/economics-and-finance/) - The Pandemic Highlights the Difference Between Economics and Finance Posted by CopyTeam One of the more glaring lessons of the 2020 pandemic was that the economy and the stock market are not the same thing, nor do they necessarily move in lockstep. They are measurements of two different things, often indicating how the other
- [What’s Driving Oil Prices?](https://thrivefinancialservices.com/rising-oil-prices/) - The rise in prices comes as demand continues to strengthen Posted by CopyTeam Oil prices are influenced by supply and demand, and 2020 was a great demonstration of this principle. With global and local shutdowns due to the spread of the coronavirus, there was less demand for products and services. While online shopping was
- [Investment Consolidation Strategies](https://thrivefinancialservices.com/investment-consolidation-strategies/) - WHY IT MAKES SENSE TO CONSOLIDATE YOUR FINANCIAL PORTFOLIOS Posted by CopyTeam Throughout investment industry and financial media sources we constantly hear the message that our money should be diversified. By spreading assets throughout a number of different vehicles, we can take advantage of various market opportunities while helping protect them from some investment
- [Social Security Proposals and Strategies](https://thrivefinancialservices.com/social-security-proposals-and-strategies/) - Funding Alternatives to an Exhausted Trust Fund Posted by CopyTeam As the Social Security Trust Fund approaches its expiration date, many existing entities are offering helpful suggestions for funding alternatives. For example, the Association of Mature American Citizens (AMAC) recommends a combination of changing how cost of living adjustments are made, delaying retirement age
- [Increase Tax Revenue Without Increasing Tax Rates](https://thrivefinancialservices.com/increase-tax-revenue/) - How the Federal Government Can Pay for Its List of To-Do Items Posted by CopyTeam A recent article in The New York Times tackled the challenge of how the federal government can pay for its list of to-do items, such as nationwide infrastructure updates, investing in clean energy, ensuring every American has access to
- [May 2021 Newsletter](https://thrivefinancialservices.com/may-2021-newsletter-thrive-times/) - May 2021 Thrive Times Read All About It! That Pesky Early Withdrawal Penalty . . . New Status on Pension Plans . . . Tax Topic: Qualified Business Income Deduction . . . Read about this and more in this month's Thrive Times Make an Appointment Today! https://www.meetthrive.com/appointments
- [Demographics and the Economy Post COVID](https://thrivefinancialservices.com/demographics-and-the-economy-post-covid/) - How Do Demographics Affect the Economy? Posted by CopyTeam Back in 2019, economists claimed that the large population of older Americans, dubbed the “silver tsunami,” was creating a drag on the economy. The fear was that Americans were aging toward retirement at a faster rate than young adults were entering the workforce. Not only
- [The Stimulus - American Rescue Plan](https://thrivefinancialservices.com/what-the-stimulus-could-mean-for-investors/) - What the Stimulus Could Mean for Investors Posted by CopyTeam Millions of Americans have embraced the new relief money resulting from the $1.9 trillion America Rescue Plan. They’ve been able to pay for utilities and put food on the table while looking for employment. Those who maintained their jobs throughout the pandemic have embraced
- [Banking Industry Trends](https://thrivefinancialservices.com/2021-banking-trends-automation-the-pandemic-and-the-fed/) - Automation, the Pandemic and the Fed Posted by CopyTeam The prodigious bank ledger used to be one of most important components of America’s financial system. Hand-written entries detailed every account holder’s deposits, withdrawals, loans and payments. A lot has changed since then. In fact, in just the last decade, banking has become as
- [Shopping for Life Insurance During the Pandemic](https://thrivefinancialservices.com/life-insurance-in-2020/) - Life Insurance Applications on the Rise During the Pandemic Posted by CopyTeam It may come as no surprise to learn that there was a jump in life insurance applications during 2020.1 While contemplating one’s demise may feel like something you can delay when healthy, financial planning clearly weighed heavily on the minds of Americans during
- [Retirement Planning Insights](https://thrivefinancialservices.com/retirement-planning-insights-with-job-loss/) - What is Your Retirement Plan? Posted on April 27, 2021 by CopyTeam Amid lost jobs and a scaled-back economy in 2020, some workers may have decided to retire earlier than planned. There are a couple of Social Security strategies worth considering in this scenario. First, if both spouses are over age 62, determine if
- [FSAs and HSAs:  Understand How They Work](https://thrivefinancialservices.com/fsas-and-hsas-understand-how-they-work/) - Updates on FSAs and HSAs Posted on April 20, 2021 by CopyTeam A recent survey found that 40% of respondents with access to a Health Savings Account (HSA) do not fully understand how they work. Basically, HSAs are paired with high-deductible health plans to help people save money for their plan’s high deductible, copayments
- [Can Money Buy Happiness?](https://thrivefinancialservices.com/can-money-buy-happiness/) - More money can buy happiness . . . to a point In 2010, a study was published by two Nobel prize-winning economists purporting that people with more money feel better about their lives. However, that held true only up to an annual salary of $75,000 ($90,000 in today’s dollars). Past the $75k threshold, people weren’t
- [Anticipation: What Will You Do Post-Pandemic?](https://thrivefinancialservices.com/what-will-you-do-to-celebrate-post-pandemic/) - Are You Making Plans on How To Celebrate Post-Pandemic? Many Are! If you’ve been cooped up, masked and socially distanced for the last year, what’s the first thing you want to do to celebrate post-pandemic freedom? Plan a dinner party? Go on a trip? Hug your grandchild? Do your plans involve spending money –
- [Pros and Cons of Corporate America’s Remote Work Trend](https://thrivefinancialservices.com/pros-and-cons-of-corporate-americas-remote-work-trend/) - The Pros and Cons of Corporate America’s Remote Work Trend Post-pandemic, will everyone in America go back to the office like nothing ever happened? Will lost jobs be recovered? Or is remote work and skeleton staffing a trend here to stay in Corporate America? A recent survey of company leaders revealed that eight
- [Warren Buffett’s Annual Shareholder Letter](https://thrivefinancialservices.com/warren-buffetts-annual-shareholder-letter/) - Every year, Berkshire Hathaway’s Chairman and CEO Warren Buffett sends a thoughtfully crafted letter to the company’s shareholders from which the investment industry gleans whatever newfound wisdom possible. Given that 2020 was an unusual year by economic, social and financial standards, there is much to glean. Despite the difficulties the U.S. has experienced
- [Annuity Insights ](https://thrivefinancialservices.com/what-is-an-annuity/) - What\'s an Annuity and How Does it Work? The Insured Retirement Institute (IRI) – a trade association for the retirement income industry – advocates annuities as a vehicle that can help provide retirees income, guaranteed by the insurer. The organization has been actively educating and lobbying legislators to expand annuity access as part of
- [Americans Take Advantage of Delayed Tax-filing Deadlines](https://thrivefinancialservices.com/americans-take-advantage-of-delayed-tax-filing-deadlines/) - Tax Pitfalls Millions of Americans took advantage of the delayed tax-filing deadline in 2020 and will have that opportunity again with the recent IRS announcement extending the deadline to May 17, 2021. In fact, according to one survey, 11% of taxpayers filed their 2019 returns after the July 15 extension last year, and 3%
- [Brain Computer Interface (BCI) Technology](https://thrivefinancialservices.com/brain-computer-neural-control-technology/) - The Scoop Future Potential of Brain Computer Interface (BCI) Technology Telekinesis has always been portrayed in science fiction movies as a futuristic, pseudo-scientific, alien-like trait — but no more. The neurological capacity to influence a physical system without physical interaction is on its way to mass market applications. The development of brain-computer interfaces
- [Dollars & Sense - Pandemic Trends](https://thrivefinancialservices.com/dollars-and-sense-pandemic-trends/) - How Pandemic Trends May Affect Investment Trends in the Future The pandemic has created many shifts in our lives, and those changes have far-reaching effects across a number of industries and demographics. Packaging Online shopping was popular before the pandemic, and it seems there’s no going back now. However, with home delivery comes a lot
- [How to… Help Enhance Your 2021 Tax Return](https://thrivefinancialservices.com/help-enhance-your-2021-tax-return/) - Enhance Your 2021 Tax Return You just realized April 15th is right around the corner! Although the tax filing process can be stressful, which is the number one reason people procrastinate, there is nothing better than seeing a return check in the mail. No matter what you\'re planning to do with the money you hope
- [The Great Relocation Era](https://thrivefinancialservices.com/great-relocation-era/) - News You Can Use The Great Relocation Era For Gen X, Gen Z and millennials, their future may be spent somewhere other than where they currently live. Thanks to the remote work model driven by COVID-19, some employers see the value of a permanent offsite workforce. Because of that, some people may look for
- [February 2021 Newsletter](https://thrivefinancialservices.com/february-2021-newsletter/) - Thrive Times_Feb 2021
- [December 2020 Newsletter](https://thrivefinancialservices.com/december-2020-newsletter/) - Download Now! Comforting Chocolate Chip Cookies As we enter the colder months, nothing warms your heart quite like a homemade chocolate chip cookie! This month, Thrive's Director of Marketing, Samantha Bezar, shares her favorite recipe for chocolate chip cookies! Samantha: This is as close as I can get to my Great Grammy's cookie recipe.
- [Consumer Confidence Mixed - Weekly Market Update](https://thrivefinancialservices.com/11_30_2020/) - DJIA CROSSES 30,000 AS THE VALUE AND SMALL-CAP NAMES DRIVE MARKETS HIGHER DURING THANKSGIVING WEEK AND IN NOVEMBER Investors had a lot to be thankful for during Thanksgiving week, as all of the major U.S. indices moved up and many of them crossed purely psychological point-thresholds The DJIA moved up 2.2% and crossed 30,000
- [Carving Up Your Portfolio & Thanksgiving Pie](https://thrivefinancialservices.com/carving-up-your-portfolio/) - Through the week before Thanksgiving, the performance of U.S. equity markets has been varied, but pretty good all things considered. In fact, it’s amazing that many of the major U.S. equity markets have reached new highs, despite the global pandemic that rocked markets and economies around the world. Just look at the performance of
- [Weekly Market Insights - November 20, 2020](https://thrivefinancialservices.com/11-20-2020/) - STOCKS END THE WEEK MIXED DESPITE POSITIVE VACCINE NEWS, SIZZLING HOUSING AND STRONG RETAIL SALES Stocks ended the week mixed as the tech-names and smaller-cap names outpaced their larger-cap and non-tech names on the week The S&P 500 and DJIA both lost ground, dropping 0.8% and 0.7%, respectively, while the tech-laden NASDAQ inched up
- [Thrive Roadmap to Retirement Digest - November 2020](https://thrivefinancialservices.com/november_2020/) - Flourish | Prosper | Succeed Meet Our Team Kathy Olivari, Associate Financial Advisor Kathy joined the Thrive Team in 2020 bringing with her a wealth of knowledge and experience with over 30 years in the financial services industry. She is extremely well rounded and has exposure to a variety of positions including being a
- [AS EARNINGS SEASON KICKS OFF, STOCKS ENDURE A CHOPPY WEEK...](https://thrivefinancialservices.com/as-earnings-season-kicks-off-stocks-endure-a-choppy-week/) - Weekly Market Update – October 19, 2020 AS EARNINGS SEASON KICKS OFF, STOCKS ENDURE A CHOPPY WEEK PUNCTUATED BY LOTS OF UNCERTAINTIES AND VOLATILITY As earnings season kicked off, glass-half full investors will say that stocks ended the week higher, but just barely Technically, one can say that NASDAQ trounced the other indices as it
- [STOCKS MAKE BIG WEEKLY JUMPS AS THE DJIA, S&P 500 & RUSSELL 2000...](https://thrivefinancialservices.com/stocks-make-big-weekly-jumps-as-the-djia-sp-500-russell-2000/) - STOCKS MAKE BIG WEEKLY JUMPS AS THE DJIA, S&P 500 & RUSSELL 2000 ALL RECORD MILESTONES AND NASDAQ CONTINUES ITS TORRID PACE Weekly Market Update – October 13, 2020 U.S. stocks jumped during the first full week in October, as all the major indices advanced significantly, with small-caps making a big leap on the
- [Being Proactive In Your Tax-Planning... Never Reactive](https://thrivefinancialservices.com/being-proactive-in-your-tax-planning-never-reactive/) - [fusebox_track_player url=\"https://soundcloud.com/livewiththrive/being-proactive-in-your-tax-planning-never-reactive\" social_linkedin=\"true\" social_email=\"true\" ] Joe Krause: What do your IRA, 401k, social security benefits and investment income have in common? They could all get clobbered by taxes when you retire, leaving you with a fraction of your nest egg. Welcoming everyone to Roadmap to Retirement, the Radio Show along with David Bezar, Karen Bezar
- [Home Prices Skyrocketing from August 2019, A Solid Third Quarter &...](https://thrivefinancialservices.com/octber6_2020/) - STOCKS END THE WEEK AND THE QUARTER PAINTED GREEN AS PRESIDENT AND FIRST LADY TEST POSITIVE FOR COVID Weekly Market Update — October 6, 2020 The U.S. equity markets shook off the September swoon and started October off by ending the losing streaks of the past few weeks The DJIA led the way with a
- [Thrive Times - October 2020](https://thrivefinancialservices.com/thrive-times-october-2020/) - Download our Latest Guide! Take Charge Of Your Taxes | Knowledge You Need For Proactive Planning AVOID SURPRISES AT TAX TIME - Take a look at the changes that could affect your return The phenomenon known as the "bracket creep" Deductions and exemptions that may apply to your situation Download Now > ANOTHER MIXED
- [ANOTHER MIXED WEEK FOR U.S. STOCK MARKETS AS GOLD FALLS...](https://thrivefinancialservices.com/another-mixed-week-for-u-s-stock-markets-as-gold-falls/) - ANOTHER MIXED WEEK FOR U.S. STOCK MARKETS AS GOLD FALLS, OIL DROPS AND THE U.S. DOLLAR RISES Weekly Market Update – Sept 28, 2020 It was another mixed week for U.S. stock markets, leaving investors trying to decide which way the trend is headed The S&P 500 was down 0.6%, which technically is its fourth
- [The Psychological Impacts of Uncertainty With Money](https://thrivefinancialservices.com/the-psychological-impacts-of-uncertainty-with-money/) - [fusebox_track_player url=\"https://soundcloud.com/livewiththrive/the-psychological-impacts-of-uncertainty-with-money\" social_linkedin=\"true\" social_email=\"true\" ] Speaker: Welcome to Roadmap to Retirement the Radio Show with David Bezar, Karen Bezar, and Bret Elam from Thrive Financial Services who have been featured on Fox, ABC, NBC, The Wall Street Journal, and more. Saving for retirement is a great start but it\'s what you do with this
- [U.S. STOCK MARKETS MIXED AS SMALL-CAPS OUTPACE LARGER-CAPS...](https://thrivefinancialservices.com/u-s-stock-markets-mixed-as-small-caps-outpace-larger-caps/) - U.S. STOCK MARKETS MIXED AS SMALL-CAPS OUTPACE LARGER-CAPS AND VALUE NAMES OUTPACE GROWTH NAMES Weekly Market Update – Sept 21, 2020 It was a mixed week for U.S. stocks, as small caps snapped a two week losing streak and the larger caps extended their losing streak to three weeks The smaller-cap Russell 2000 jumped 2.6%
- [5 Signs You Need Money Counseling, Not Marriage Counseling](https://thrivefinancialservices.com/5-signs-you-need-money-counseling-not-marriage-counseling/) - Many couples blame their marriage problems on disagreements and an inability to see eye to eye. Marriage counseling is a great option for couples who need to learn how to better communicate, but it might not solve the problem that caused a disagreement in the first place, especially if the problem involves money. So because
- [6 Ways Retirement Planning Has Been Turned on Its Head](https://thrivefinancialservices.com/6-ways-retirement-planning-has-been-turned-on-its-head/) - [fusebox_track_player url=\"https://soundcloud.com/livewiththrive/6-ways-retirement-planning-has-been-turned-on-its-head\" social_linkedin=\"true\" social_email=\"true\" ] Speaker: Saving for retirement is a great start, but it\'s what you do with this money that really matters. What\'s your strategy to reduce taxes? Generate income in retirement? Reduce your risk and get even more from Social Security? This is where you can count on straightforward and objective advice
- [U.S. EQUITY MARKETS LOSE GROUND FOR THE SECOND WEEK IN A ROW DESPITE..](https://thrivefinancialservices.com/u-s-equity-markets-lose-ground-for-the-second-week-in-a-row-despite/) - U.S. EQUITY MARKETS LOSE GROUND FOR THE SECOND WEEK IN A ROW DESPITE MOSTLY POSITIVE ECONOMIC DATA AND LESS VOLATILITY Weekly Market Update – Sept 14, 2020 The markets continued to head south on the Labor Day-shortened trading week and despite some big daily movements, volatility actually declined as the week wore on The large
- [U.S. EQUITY MARKETS RETREAT FROM RECENT HIGHS AMIDST...](https://thrivefinancialservices.com/us-equity-markets-retreat/) - U.S. EQUITY MARKETS RETREAT FROM RECENT HIGHS AMIDST LIKELY PROFIT-TAKING AND BETTER THAN EXPECTED EMPLOYMENT DATA The beginning of the week saw U.S. equity markets hit new highs, but momentum quickly shifted amidst profit taking and increased volatility, pushing the markets to give up most of their gains from the previous week NASDAQ dropped the
- [Midweek Market Insights - September 3rd](https://thrivefinancialservices.com/midweek-market-insights-september-3rd/) - NASDAQ and S&P 500 hit new highs as U.S. manufacturing expands and construction spending remains strong August Makes 5 Straight Positive Months As we close the book on another month, investors rejoiced as global equity markets continued to advance and recorded a very positive August, pushing two of the major U.S. equity markets to
- [Thrive Times - September 2020](https://thrivefinancialservices.com/thrive-times-september-2020/) - THE THRIVE TIMES September 2020 Edition Thrive Honored to be Inducted Into Inc. 5000 List Thrive Ranks No. 1663 on the 2020 Inc. 5000 “It’s an honor and a privilege to be included on this prestigious list of great American companies…” said David Bezar; partner of the firm, and 30-year veteran of the
- [5 Misconceptions About Filing for Social Security...](https://thrivefinancialservices.com/5-misconceptions-about-filing-for-social-security/) - [fusebox_track_player url=\"https://soundcloud.com/livewiththrive/5-misconceptions\" social_linkedin=\"true\" social_email=\"true\" ] Speaker 1: Welcome to Roadmap to Retirement, The Radio Show, with David Bezar, Karen Bezar, and Bret ELAM from Thrive Financial Services, who have been featured on Fox, ABC, NBC, The Wall Street Journal and more. Saving for retirement is a great start, but it\'s what you do with
- [S&P 500 and NASDAQ POST RECORD HIGHS WHILE THE DJIA MOVES...](https://thrivefinancialservices.com/sp-500-and-nasdaq-post-record-highs-while-the-djia-moves/) - Investors have seen five straight weekly gains for the broad, large–cap S&P 500 and the tech–laden NASDAQ, as both moved to new highs while the concentrated – and about–to–change – DJIA moved into green territory for the year. The S&P 500 jumped 3.3% while NASDAQ moved up 3.4% and the DJIA was up 2.6%, followed
- [S&P 500 RECORDS FASTEST RECOVERY FROM BEAR MARKET IN HISTORY...](https://thrivefinancialservices.com/sp-500-records-fastest-recovery-from-bear-market-in-history/) - S&P 500 RECORDS FASTEST RECOVERY FROM BEAR MARKET IN HISTORY, NASDAQ KEEPS MARCHING TO NEW HIGHS AND HOUSING REMAINS HOT Weekly Market Update -- It was a mixed week for the major U.S. stock indices as the S&P 500 crept into record territory by inching up 0.7% on the week and NASDAQ kept pushing higher
- [Stock Market Flirting Again With Record Highs](https://thrivefinancialservices.com/stock-market-flirting-again-with-record-highs/) - Did you miss the second fastest bear-market recovery of the past 50 years? We might look back and marvel how during the dog-days of August 2020, the stock market reached a new high not seen since pre-COVID. Remember when the S&P 500 closed at a then record high of 3,386 on February 19th? And just
- [MARKETS UP AGAIN THIS WEEK AS S&P FLIRTS WITH ITS ALL TIME HIGH...](https://thrivefinancialservices.com/markets-up-again-this-week-as-sp-flirts-with-its-all-time-high/) - It was another good week for the U.S. stock market indices, although not quite as great as the week before The S&P 500 came very close to its record high and settled for a weekly gain of 0.6%, matching the weekly performance of the smaller–cap Russell 2000 The DJIA led the major indices and posted
- [These 5 Pieces of Conventional Wisdom for Retirement Planning...](https://thrivefinancialservices.com/these-5-pieces-of-conventional-wisdom-for-retirement-planning/) - [fusebox_track_player url=\"https://soundcloud.com/livewiththrive/these-5-pieces-of-conventional-wisdom-for-retirement-planning\" social_linkedin=\"true\" social_email=\"true\" ] Speaker 1: Welcome to Roadmap to Retirement, The Radio Show, with David Bezar, Karen Bezar, and Bret Elam from Thrive Financial Services, who have been featured on Fox, ABC, NBC, The Wall Street Journal, and more. Saving for retirement is a great start, but it\'s what you do with this
- [Midweek Market Insights - Aug 13, 2020](https://thrivefinancialservices.com/midweek-market-insights-aug-13-2020/) - Unemployment rate falls to 10.2% and June hires are the second largest monthly increase ever after May 2020 Employment Situation Report On Friday, August 7th, the Employment Situation Report was greeted with cautious optimism when the Department of Labor reported that nonfarm payroll employment rose by 1.8 million in July and the unemployment rate
- [5 Tax Planning Strategies Used by the Ultra-Wealthy...](https://thrivefinancialservices.com/5-tax-planning-strategies-used-by-the-ultra-wealthy/) - [fusebox_track_player url=\"https://soundcloud.com/livewiththrive/5-tax-planning-strategies-used-by-the-ultra-wealthy-that-could-help-you\" social_linkedin=\"true\" social_email=\"true\" ] Speaker 1: Welcome to Roadmap to Retirement, the Radio Show with David Bezar, Karen Bezar, and Bret Elam from Thrive Financial Services who have been featured on Fox, ABC, NBC, The Wall Street Journal and more. Saving for retirement is a great start, but it\'s what you do with this
- [Charitable Giving Yields Tax Benefits for Businesses](https://thrivefinancialservices.com/charitable-giving-yields-tax-benefits-for-businesses/) - An economic downturn may not seem like the best time to increase charitable giving, but at the same time, the need for funding at many nonprofits is especially acute as a result of the current economy. In addition to supporting a worthy cause, you or your business can help lower your tax bill through cash
- [U.S. STOCK MARKETS HAVE BIG WEEK AS NASDAQ REACHES ANOTHER NEW HIGH...](https://thrivefinancialservices.com/u-s-stock-markets-have-big-week-as-nasdaq-reaches-another-new-high/) - U.S. STOCK MARKETS HAVE BIG WEEK AS NASDAQ REACHES ANOTHER NEW HIGH AND THE S&P 500 IS WITHIN 2% OF ITS FEBRUARY HIGH It was a great week for stocks, as the major U.S. stock market indices all jumped, with the smaller-cap Russell 2000 climbing a whopping 6% on the week The DJIA outpaced the
- [Thrive Times - August 2020](https://thrivefinancialservices.com/august-newsletter/) - Read the Full Article Now > LIVE WITH THRIVE PODCAST Catch the latest episodes of our Radio Show, Live with Thrive! Episode 109 Listen Now > Episode 110 Listen Now > Our Office in Exton, PA is Moving! The Thrive team is excited to announce the relocation of our Exton, PA office! Our new
- [4 Daunting Challenges for the Second Half of 2020](https://thrivefinancialservices.com/4-daunting-challenges-for-the-second-half-of-2020/) - [fusebox_track_player url=\"https://soundcloud.com/livewiththrive/4-daunting-challenges-for-the-second-half-of-2020\" social_linkedin=\"true\" social_email=\"true\" ] Announcer: Welcome to Roadmap to Retirement, the Radio Show, with David Bezar, Karen Bezar, and Bret Elam from Thrive Financial Services who have been featured on Fox, ABC, NBC, the Wall Street Journal and more. Saving for retirement is a great start, but it\'s what you do with this
- [S&P 500 JUMPS INTO POSITIVE YTD TERRITORY AMIDST A BUSY...](https://thrivefinancialservices.com/sp-500-jumps-into-positive/) - \"S&P 500 JUMPS INTO POSITIVE YTD TERRITORY AMIDST A BUSY EARNINGS SEASON AND DESPITE HISTORICALLY AWFUL SECOND QUARTER GDP NUMBERS\" Weekly Market Update — August 3, 2020 The markets were mixed this week, as the smaller–cap names underperformed relative to the larger–cap tech names NASDAQ was driven by the large tech names and leapt 3.7%
- [Putting the Worst GDP Drop Ever in Perspective](https://thrivefinancialservices.com/putting-the-worst-gdp-drop-ever-in-perspective/) - Should we cheer if third-quarter 2020 GDP numbers are the best in history? Remember back in late May when the Commerce Department reported that our U.S. economy shrank at an even faster pace than previously estimated in the first quarter of 2020 and consensus expectations suggested that the second quarter of 2020 would be far
- [STOCK MARKETS LOSE GROUND AS JOBLESS CLAIMS CREEP UP...](https://thrivefinancialservices.com/stock-markets-lose-ground-as-jobless-claims-creep-up/) - \"STOCK MARKETS LOSE GROUND AS JOBLESS CLAIMS CREEP UP WHILE JUNE\'S NEW HOME SALES SURGE 13%\" Weekly Market Update - July 27, 2020 The U.S. stock markets reversed course this week and ended down, except for NASDAQ which ended down for the second week in a row, but not before hitting a new high early
- [SMALL CAPS HAVE A BIG WEEK AS NASDAQ TAKES A BREATHER](https://thrivefinancialservices.com/07_20_2020/) - SMALL CAPS HAVE A BIG WEEK AS NASDAQ TAKES A BREATHER AND 2Q EARNINGS SEASON KICKS OFF WITH THE BIG BANKS Weekly Market Update — July 20, 2020 This week saw a reversal of roles, as NASDAQ dropped 1.1% while the other major markets turned in green numbers The smaller–cap Russell 2000 jumped 3.6% on
- [6 Often-Overlooked Expenses in Retirement](https://thrivefinancialservices.com/6-often-overlooked-expenses-in-retirement/) - Thrive Financial Services Speaker 2: Saving for retirement is a great start, but it\'s what you do with this money that really matters. What\'s your strategy to reduce taxes, generate income in retirement, reduce your risk and get even more from Social Security? This is where you can count on straightforward and objective
- [Markets Up Again This Week](https://thrivefinancialservices.com/07_14_2020/) - MARKETS MOSTLY UP THIS WEEK AS NASDAQ LEAPS TO ANOTHER RECORD HIGH Weekly Market Update — July 14, 2020 The large–cap U.S. stock markets turned in solid performance on the week, with the S&P 500 advancing 1.8% and the DJIA moving up 1.0% The smaller–cap Russell 2000 Index dropped 0.6% on the week in stark
- [5 Proven Steps to Achieve Financial Independence](https://thrivefinancialservices.com/5-proven-steps-to-achieve-financial-independence/) - [fusebox_track_player url=\"https://soundcloud.com/livewiththrive/5-proven-steps-to-achieve-financial-independence\" social_linkedin=\"true\" social_email=\"true\" ] Joe Krause: We say good morning on this 4th of July weekend. Welcome into Roadmap to Retirement, the radio show, we start with a question. What if you forgot about the whole idea of retirement? What if you stop thinking about it as some sort of finish line or that
- [Pending Home Sales Surge, Unemployment Drops & More](https://thrivefinancialservices.com/07_06_2020/) - MARKETS SURGE HEADING INTO THE THIRD QUARTER AS PENDING HOME SALES JUMP AND UNEMPLOYMENT FALLS Weekly Market Update — July 6, 2020 The major stock markets in the U.S. rose on the holiday-shortened week to erase more than last week\'s losses as Wall Street rode the momentum into the beginning of the third quarter For
- [5 Keys to Getting More Income from Social Security](https://thrivefinancialservices.com/5-keys-to-getting-more-income-from-social-security/) - [fusebox_track_player url=\"https://soundcloud.com/livewiththrive/5-keys-to-getting-more-income-from-social-security\" social_linkedin=\"true\" social_email=\"true\" ] Joe Krause: And welcoming everyone to Roadmap to Retirement, the radio show. Thank you so much for being here along with David Bezar, Karen Bezar and Bret Elam. I\'m Joe Krause. We join you for another week. One week away from the holiday weekend, and I know we
- [American Resilience](https://thrivefinancialservices.com/american-resilience/) - COVID-19 Pushed 2019 Tax Deadline to July 15th Higher 401(k) limits, stimulus payments, COVID-19 distributions and more COVID-19 caused the Treasury Department and the Internal Revenue Service to extend the 2019 federal income tax filing deadline from April 15, 2020, to July 15, 2020. That means that taxpayers could defer federal income tax payments, without
- [S&P 500 Drops Back Into Correction Territory & More!](https://thrivefinancialservices.com/06_29_2020/) - S&P 500 DROPS BACK INTO CORRECTION TERRITORY AS COVID-19 WORRIES RISE AND SOCIAL UNREST INCREASES Weekly Market Update — June 29, 2020 The week started off well as U.S. stock markets rose and volatility declined, but the latter part of the week saw markets dropping and volatility increasing, mostly due to renewed COVID–19 worries The
- [4 Things You Can Control Now...](https://thrivefinancialservices.com/4-things-you-can-control-now/) - [fusebox_track_player url=\"https://soundcloud.com/livewiththrive/4-things-you-can-control-now\" social_linkedin=\"true\" social_email=\"true\" ] Joe Krause: On this Father\'s Day weekend, we say hello and welcome in everyone to Roadmap to Retirement The Radio Show as we come to you on Talk Radio 1210 WPHT. Happy Father\'s Day to everyone. Thank you so much for listening and tuning into the program on this Saturday.
- [RETAIL SALES PUSH MARKETS HIGHER](https://thrivefinancialservices.com/6-22-2020/) - RETAIL SALES PUSH MARKETS HIGHER AS THE FED PROMISES TO DEPLOY MORE SUPPORT AND THE WHITE HOUSE TALKS INFRASTRUCTURE Weekly Market Update — June 22, 2020 The U.S. stock markets reversed course this week, turning in some very healthy positive numbers for investors NASDAQ led the way with a gain of 3.7%, followed by the
- [The ABCs of RMDs…](https://thrivefinancialservices.com/the-abcs-of-rmds/) - [fusebox_track_player url=\"https://soundcloud.com/livewiththrive/the-abcs-of-rmds\" social_linkedin=\"true\" social_email=\"true\" ] Speaker: The Thrive team has been recognized by Suburban Life Magazine and Philadelphia Magazine as one of the area\'s top wealth management firms. They\'ve been featured in numerous publications such as The Wall Street Journal, CBS News, FOX, NBC, and ABC as well. But their greatest accomplishment yet is their
- [Disconnect Between the Markets & the Economy](https://thrivefinancialservices.com/disconnect-between-the-markets-the-economy/) - Trying to reconcile the recent market advances with awful economic data U.S. stock markets continue to trend up as optimism returns to Wall Street while Main Street USA continues to reopen. Yes, there is plenty of social unrest around the country, geopolitical tensions with China are increasing and horribly negative economic data continues to be
- [Extending Tax Season is Extending Scam Season](https://thrivefinancialservices.com/extending-tax-season-is-extending-scam-season/) - Tips for recognizing the telltale signs of an IRS scam and how to report it The Treasury Department and the Internal Revenue Service extended the federal income tax filing deadline from April 15, 2020, to July 15, 2020. That means that taxpayers could defer federal income tax payments, without penalties and interest, no matter how
- [Markets Run Into the Wall of Worries](https://thrivefinancialservices.com/6-15-2020/) - MARKETS SUFFER BIGGEST DECLINE SINCE MARCH AS WALL STREET HITS A WALL OF WORRIES Weekly Market Update — June 15, 2020 The U.S. stock markets started the week off well but then tumbled toward the end of the week and recorded their worst weekly losses since March The small–cap Russell 2000 took it on the
- [JOBS, JOBS, JOBS](https://thrivefinancialservices.com/jobs-jobs-jobs/) - U.S. MARKETS JUMP FOR THIRD WEEK IN A ROW THANKS TO A SURPRISINGLY POSITIVE MAY EMPLOYMENT SITUATION REPORT Weekly Market Update — June 8, 2020 U.S. stock markets roared back on the heels of a much better than expected May Employment Situation Report that suggested the worst might be behind us and the recovery might
- [5 Ways to Jumpstart Your IRA & 401K Now](https://thrivefinancialservices.com/5-ways-to-jumpstart-your-ira-401k-now/) - [fusebox_track_player url=\"https://soundcloud.com/livewiththrive/5-ways-to-jumpstart-your-ira-401k-now\" social_linkedin=\"true\" social_email=\"true\" ] Joe Krause: Hello, Delaware Valley, and welcome into Roadmap to Retirement, the radio show, here on Talk Radio 1210 WPHT. It\'s the final weekend of the month of May. Oh my God, can you believe we are five full months into 2020? The last two months, so memorable
- [Markets Jump Again Despite Backward-Looking Negative News](https://thrivefinancialservices.com/6-1-2020/) - MARKETS LEAP AGAIN THIS WEEK AS HOPES FOR A QUICKER RECOVERY PERMEATE WALL STREET (AND MAIN STREET) Weekly Market Update — June 1, 2020 The stock market jumped again this week as states continued relaxing their stay–at–home orders and investor optimism about an economic recovery was high The very narrowly-defined DJIA led the way with
- [Thrive Times - June 2020](https://thrivefinancialservices.com/thrive-times-june-2020/) - JUNE 2020 - PDF Version
- [The Ripple Effect of Housing on Our Economy](https://thrivefinancialservices.com/the-ripple-effect-of-housing-on-our-economy/) - As states begin to ease stay-at-home orders, communities across the county are starting to see “For Sale” signs planted in neighbors’ lawns again, after a dearth of signs since late February. And as we head into summer and fire up our barbecues, the conversations will inevitably turn towards the local real estate market, with
- [MARKETS LEAP FORWARD DESPITE NEGATIVE HOUSING DATA AND STAGGERING JOBLESS CLAIMS](https://thrivefinancialservices.com/5_25_2020/) - Weekly Market Update — May 25, 2020 Despite a torrent of negative economic news all week, especially within the housing sector, all of the major U.S. stock markets leaped forward and came to rest at levels not seen since early March The smaller-cap Russell 2000 Index skyrocketed 7.8%, followed by the tech-laden NASDAQ\'s gain
- [Memorial Day, American Heroes & Thanks](https://thrivefinancialservices.com/memorial-day-american-heroes-thanks/) - All gave some; some gave all Memorial Day is a federal holiday for remembering people who died in our country’s armed forces. Observed every year on the last Monday of May, Memorial Day is celebrated in lots of ways. Regardless of how you are celebrating, it’s important to remember those who served our country. Especially
- [4 Lessons Learned from Previous Market Crashes...](https://thrivefinancialservices.com/4-lessons-learned-from-previous-market-crashes/) - What can you learn from previous stock market crashes that could protect and grow your wealth? Get those answers from Bret, David, Karen and Joe as they discuss in our latest episode of Live With Thrive! To schedule your complimentary consultation, call us at (215) 987-2430 [fusebox_track_player url=\"https://soundcloud.com/livewiththrive/4-lessons-learned-from-previous-market-crashes-that-could-protect-grow-your-wealth-in-this-crisis\" social_linkedin=\"true\" social_email=\"true\" ] Joe Krause: A good
- [Sales Expectations Among Small Businesses Lowest Ever](https://thrivefinancialservices.com/5_18_2020/) - MARKETS END THE WEEK DOWN AS NEGATIVE ECONOMIC NEWS CONTINUES TO RAIN DOWN ON WALL STREET AND MAIN STREET Weekly Market Update — May 18, 2020 The major U.S. stock markets closed lower this week amidst warnings from Doctor Fauci and the Chair of the Federal Reserve and a slew of negative economic data The
- [The New Rules for Generating Retirement Income…](https://thrivefinancialservices.com/the-new-rules-for-generating-retirement-income/) - Listen and read along as David, Bret, Karen, and Joe Krause discuss The New Rules for Generating Retirement Income! To schedule your complimentary consultation, call (215) 987-2430. [fusebox_track_player url=\"https://soundcloud.com/livewiththrive/the-new-rules-for-generating-retirement-income-in-a-world-of-low-interest-rates\" social_linkedin=\"true\" social_email=\"true\" ] Joe Krause: And welcoming everyone to Roadmap to Retirement, the radio show. If you were forced to retire today, would you be
- [Positive Housing Data, Vehicle Sales & More!](https://thrivefinancialservices.com/2020_05_11/) - TECH–STOCKS PUSH NASDAQ INTO POSITIVE TERRITORY YEAR–TO–DATE DESPITE MORE NEGATIVE ECONOMIC NEWS Weekly Market Update — May 11, 2020 The major U.S. stock markets were positive most of the week, driven by the larger tech–stocks but also by the Energy sector NASDAQ skyrocketed to a gain of 6%, pushing its YTD return into positive territory
- [6 Overlooked Risks…](https://thrivefinancialservices.com/6-overlooked-risks/) - [fusebox_track_player url=\"https://soundcloud.com/livewiththrive/6-overlooked-risks\" social_linkedin=\"true\" social_email=\"true\" ] Speaker 1: Now, on Talk Radio 1210 WPHT, WPHT [inaudible 00:00:14] Philadelphia. The Thrive Retirement Roadmap Show with your host, David Bezar, Karen Bezar and Bet Elam of Thrive Financial Services and Thrive Capital Management. They know that the road to a successful retirement is paved with consistent care and
- [Best Month Since 1987](https://thrivefinancialservices.com/2020_05_04/) - MARKETS MIXED AS STATES BEGIN TO OPEN UP AND APRIL RECORDS ITS BEST MONTHLY GAIN SINCE 1987 Weekly Market Update — May 4, 2020 The mood on Wall Street was more positive this week, as 18 states announced that they would reopen as of May 1st, pushing the markets up through the middle of
- [Thrive Times - May 2020](https://thrivefinancialservices.com/thrive-times-may-2020/) - MAY 2020 - PDF Version
- [Preparing For The Worst; Hoping For The Best](https://thrivefinancialservices.com/preparing-for-the-worst-hoping-for-the-best/) - [fusebox_track_player url=\"https://soundcloud.com/livewiththrive/preparing-for-the-worst\" social_linkedin=\"true\" social_email=\"true\" ] This program is a prerecorded paid commercial announcement produced and paid for by Jacob Media Partners. No statements made during the Thrive Retirement Roadmap radio show shall constitute tax, legal or accounting advice. You should consult your own legal or tax professional on any such matters. Information presented is for
- [Stimulus 3.5 and States Opening Up](https://thrivefinancialservices.com/04_27_2020/) - DOMESTIC LARGE–CAP INDICES LOSE GROUND AS OIL PLUNGES INTO NEGATIVE TERRITORY AND WASHINGTON PASSES STIMULUS PACKAGE 3.5 Weekly Market Update — April 27, 2020 Markets were mostly down this week, as the large-cap U.S. market indices snapped their two–week winning streak and ended lower In a reversal of past weeks, the small-cap Russell 2000 Index
- [Philadelphia Fed Index dropped to its lowest reading since July 1980](https://thrivefinancialservices.com/04_20_2020/) - U.S. MARKETS HOLD UP WELL AS THE 1Q2020 EARNINGS SEASON KICKS OFF AND DESPITE A DELUGE OF NEGATIVE ECONOMIC DATA Weekly Market Update — April 20, 2020 It was a very eventful week for U.S. stock markets and the range of performance was stunningly wide NASDAQ leaped 6.1% on the week, far outpacing the 3.0%
- [Preparing For a Crash During Crisis](https://thrivefinancialservices.com/preparing-for-a-crash-during-crisis/) - [fusebox_track_player url=\"https://soundcloud.com/livewiththrive/preparing-for-a-crash-during-crisis/s-S18BGa6zrsx\" social_linkedin=\"true\" social_email=\"true\" ] This program is a prerecorded paid commercial announcement produced and paid for by Jacob Media Partners. No statements made during the Thrive Retirement Roadmap Radio Show shall constitute tax, legal, or accounting advice. You should consult your own legal or tax professional on any such matters. Information presented is
- [FAQ About Stimulus Payments](https://thrivefinancialservices.com/faq-about-stimulus-payments/) - FAQ How Much Money Will I Get? The package provides one-time payments of $1,200 per adult and $500 per child under the age of 17. Married couples will receive $2,400. However, payments phase out for individuals making more than $75,000. For every $100 you earn above the limit, payment drops by $5. Individuals making more
- [Determining Your Budget During Crisis](https://thrivefinancialservices.com/determining-your-budget-during-crisis/) - [fusebox_track_player url=\"https://soundcloud.com/livewiththrive/determining-your-budget-during-crisis\" social_linkedin=\"true\" social_email=\"true\" hashtag=\"ThriveArmy\" ] This program is a pre-recorded paid commercial announcement, produced and paid for by Jacob Media Partners. No statements made during the Thrive Retirement Roadmap Radio Show shall constitute tax, legal, or accounting advice. You should consult your own legal or tax professional on any such matters. Information presented
- [MARKETS SKYROCKET AS CORONAVIRUS CASES SEEM CLOSE TO PEAKING](https://thrivefinancialservices.com/04_13_2020/) - MARKETS SKYROCKET AS CORONAVIRUS CASES SEEM CLOSE TO PEAKING, WASHINGTON PREPS STIMULUS #4 AND THE FED GETS MORE AGGRESSIVE Weekly Market Update — April 13, 2020 In a sharp departure from the past 6 weeks, U.S. stock markets leaped to their best weekly gains in over four decades, as the Federal Reserve announced more aggressive
- [The Month of April is Financial Literacy Month](https://thrivefinancialservices.com/the-month-of-april-is-financial-literacy-month/) - Use this social-distancing time to establish healthy financial habits COVID-19 has presented everyone with incredible challenges as it has wreaked havoc on our country and around the world. Beyond the worry of the virus itself, everyone is impacted economically as most businesses have closed, forcing us to social-distance for the foreseeable future. And while Congress
- [The Worst Planning Decision is Indecision](https://thrivefinancialservices.com/the-worst-planning-decision-is-indecision/) - [smart_track_player url=\"https://soundcloud.com/livewiththrive/the-worst-decision-in-planning-is-indecision\" social_linkedin=\"true\" social_email=\"true\" ] No statements made during the Thrive Retirement Roadmap Radio show shall constitute tax, legal or accounting advice. You should consult your own legal or tax professional on any such matters. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale
- [Unemployment and Oil Prices Skyrocket](https://thrivefinancialservices.com/04_06_2020-update/) - MARKETS RETREAT AS CORONAVIRUS CASES, UNEMPLOYMENT NUMBERS AND THE PRICE OF OIL SKYROCKET Weekly Market Update — April 6, 2020 U.S. markets struggled with a lot of historically bad news this week and ended the week negative, reversing last week\'s historic gains The smaller–cap Russell 2000 fared the worst by far, dropping over 7% on
- [Expecting the Unexpected for Your Future](https://thrivefinancialservices.com/expecting-the-unexpected-for-your-future/) - [smart_track_player url=\"https://soundcloud.com/livewiththrive/expecting-the-unexpected-for-your-future\" social_linkedin=\"true\" social_email=\"true\" ] Disclaimer: No statements made during the Thrive Retirement Roadmap Radio Show shall constitute tax, legal, or accounting advice. You should consult your own legal or tax professional on any such matters. Information presented is for educational purposes only and does not intend to make an offer or solicitation
- [Thrive Times - April 2020](https://thrivefinancialservices.com/thrive-times-april-2020/) - APRIL 2020 - PDF Version
- [DJIA RECORDS BEST WEEKLY GAIN SINCE 1938](https://thrivefinancialservices.com/3-30-2020/) - DJIA RECORDS BEST WEEKLY GAIN SINCE 1938, BUT MARKETS STILL FIRMLY IN THE PAWS OF THE BEARS AS RECORD STIMULUS BILL PASSES Weekly Market Update — March 30, 2020 U.S. markets reversed the recent weekly declines and jumped significantly as value–investors scooped up shares at discounted levels and Congress put the finishing touches on a
- [The April 15th Tax Deadline is Now July 15th](https://thrivefinancialservices.com/the-april-15th-tax-deadline-is-now-july-15th/) - You don’t need to file by April 15th and you should think about the benefits The U.S. Department of the Treasury is delaying the April 15th deadline to file and pay taxes by 90 days, giving individuals and businesses another 3 months to file and then pay the government what they owe. What Should
- [Video Podcast - March 7, 2020](https://thrivefinancialservices.com/videopilot/)
- [Volatility Up 50% and Could Reach Triple Digits](https://thrivefinancialservices.com/volatility-up-50-and-could-reach-triple-digits/) - But volatility upticks are normal, healthy and, to some extent, expected Market volatility can be frightening, but also useful. Gyrating stocks are a good reminder to look at your portfolio with a critical eye. The key is to curb your emotions and not panic. For the first couple of months of 2020, we continued
- [THE CORONAVIRUS BEAR RUTHLESSLY STALKS WALL STREET AND MAIN STREET](https://thrivefinancialservices.com/3-23-2020_update/) - Weekly Market Update — March 23, 2020 Wall Street suffered a wild week during which the major U.S. equity indices suffered losses not seen since 2008 The DJIA fell more than 17%, followed by the 15% retreat in the S&P 500 and the more than 12% decline in NASDAQ The smaller–cap Russell 2000 Index dropped
- [Navigating The Realities of COVID-19](https://thrivefinancialservices.com/navigating-the-realities-of-covid-19/) - By this time, you have most likely seen the order passed down from both the Pennsylvania & New Jersey State Governors that all non-life sustaining businesses’ must fully transition to virtual operations. Prior to the order, we had already made the decision to transition most of our staff to operate remotely and securely from
- [On a Sunday, The Fed Cuts Rates to Near Zero](https://thrivefinancialservices.com/on-a-sunday-the-fed-cuts-rates-to-near-zero/) - The ninth surprise rate cut in history is the second due to the coronavirus In a dramatic and emergency action to support the U.S. economy during the coronavirus pandemic, the Federal Reserve announced it would cut its target interest rate to near zero. And it announced it on a Sunday. While the Fed was scheduled
- [Uncharted Waters](https://thrivefinancialservices.com/uncharted-waters/) - Monday, March 16, 2020 - Once again, markets are rapidly moving this morning as the U.S. Federal Reserve announced a second emergency rate cut to zero on Sunday in conjunction with Central Banks around the world. Chairman Jerome Powell announced that Monetary Policy had run its course and that a Fiscal Stimulus is needed to
- [The Bear Finally Takes The Bull](https://thrivefinancialservices.com/3_16_update/) - THE CORONAVIRUS BEAR OFFICIALLY KICKS THE 11–YEAR OLD BULL OUT OF WALL STREET Weekly Market Update — March 13, 2020 This was a week a week to remember, as all kinds of records fell, volatility came roaring back, Treasuries were all over the board, oil plummeted, a pandemic was declared, President Trump announced a national
- [What You Need To Know About Recessions And Bear Markets](https://thrivefinancialservices.com/what-you-need-to-know-about-recessions-and-bear-markets/) - As global markets continue their roller coaster ride due to fears surrounding the coronavirus, our most recent bull market officially turned into a bear market. But what does that mean? And are we on the verge of another recession like the one we had in 2008? In light of all these concerns, today
- [FED STEPS IN AMIDST CONTINUING CORONAVIRUS WORRIES](https://thrivefinancialservices.com/3_9_2020_update/) - The markets saw another volatile week and bounced around with seemingly little conviction as to which way they were headed When the final bell tolled on Friday, the 30–stock DJIA was up 1.8%, the broad, but still, large-cap S&P 500 gained 0.6% and the tech-laden NASDAQ inched forward to a 0.1% gain The smaller–cap Russell
- [Thrive Times - March 2020](https://thrivefinancialservices.com/thrive-times-march-2020/) - MARCH 2020 - PDF Version
- [Unique Nuggets from Warren Buffett’s 2020 Letter](https://thrivefinancialservices.com/warren-buffetts-2020-letter/) - The Oracle of Omaha sharing his wisdom from the heart of America Berkshire Hathaway has been an overwhelmingly successful company and its CEO, Warren Buffett, is arguably one of the greatest investors of all time. In the more than five decades that Warren Buffett has controlled
- [Markets Suffer Worst Week in 12 Years](https://thrivefinancialservices.com/3_2_2020-update/) - Weekly Market Update — March 3rd, 2020 The U.S. stock market suffered its worst week since 2008 as all the major U.S. indices entered into correction territory The DJIA suffered the most, giving back 12.4% on the week, but the S&P 500 fell 11.5% and NASDAQ surrendered 10.5% on a very volatile week Equities were
- [Stock Markets Have Worst Day in 2 Years](https://thrivefinancialservices.com/worst_stock_day/) - World stock markets were hammered on Monday, February 24th as investors headed for the exits because of rising coronavirus worries, especially an unexpected surge in infections outside of China, mainly Italy and South Korea. Wall Street suffered its worst loss in 2 years on Monday, as investors
- [MARKETS RETREAT AS CORONAVIRUS WORRIES INTENSIFY](https://thrivefinancialservices.com/2_25_2020/) - MARKETS RETREAT AS CORONAVIRUS WORRIES INTENSIFY, PUSHING THE 30–YEAR TREASURY TO ITS ALL–TIME LOW Weekly Market Update — February 25th, 2020 The tech–laden NASDAQ and the broad, large–cap S&P 500 both hit new closing records this week, but trailed off toward the end of the week and finished in the red NASDAQ lost the most
- [Is Your Retirement Income Recession-Proof?](https://thrivefinancialservices.com/is-your-retirement-income-recession-proof/) - Retirement Income Perils Where will you get income in retirement? Most people think: By cashing in the investments I’ve accumulated during my working life. But even if you have a lot of money saved, cashing in will not always work. You need to have an income plan. The notion that you can withdraw a fixed
- [5 RMD Strategies to Safeguard Your Retirement, Maximize Your Legacy](https://thrivefinancialservices.com/5-rmd-strategies-to-safeguard-your-retirement-maximize-your-legacy/) - There was a lot of fuss back in 2011 when the first wave of Baby Boomers turned 65. Baby Boomers hold 54% percent of all U.S. household wealth and account for almost 50% percent of consumer spending -- and yet many were winging it as they moved into retirement. Experts have urged them to get
- [STOCKS UP FOR SECOND WEEK IN A ROW AS THE LARGE TECH NAMES LEAD](https://thrivefinancialservices.com/2020_2_17/) - STOCKS UP FOR SECOND WEEK IN A ROW AS THE LARGE TECH NAMES LEAD AND THE CORONAVIRUS DOMINATES HEADLINES Weekly Market Update — February 17, 2020 U.S. equity markets continued their record–setting ways, moving up for the second week in a row, despite increasing worries about the coronavirus As seems to be the norm, the
- [The History and Business of Valentine’s Day](https://thrivefinancialservices.com/the-history-and-business-of-valentines-day/) - The History and Business of Valentine’s Day We will spend $27.4 billion, up 32% from 2019’s record of $20.7 billion When we were in elementary school, most of us have fond memories of receiving cards and candy on every February 14th. We would bring a decorated shoe-box to school and by the end of the
- [STOCKS LEAP, STELLAR JOB REPORTS AND MORE](https://thrivefinancialservices.com/stocks-leap-stellar-job-reports-and-more/) - STOCKS LEAP TO NEW HIGHS AS IMPEACHMENT PROCEEDINGS END AND A STELLAR JOBS REPORT AND MANUFACTURING INDEX SURPRISE Weekly Market Update — February 7, 2020 The stock markets shook off negative numbers from the past two weeks and jumped to new highs, as investors seemed to think the coronavirus was contained, the impeachment saga is
- [STOCKS PULL BACK FOR SECOND WEEK IN A ROW AND MORE](https://thrivefinancialservices.com/2020_02_02-update/) - STOCKS PULL BACK FOR SECOND WEEK IN A ROW AS THE CORONAVIRUS GETS WORSE, EARNINGS DISAPPOINT AND GDP REMAINS SOLID Weekly Market Update — January 31, 2020 The stock market dropped again this week, as the outbreak of the coronavirus dominated the news and grew progressively worse as the week wore on The small–cap Russell
- [Thrive Times - February 2020](https://thrivefinancialservices.com/thrive-times-february-2020/) - FEBRUARY 2020 - PDF Version
- [Thrive\'s 2019: A Year In Review](https://thrivefinancialservices.com/thrives-2019-a-year-in-review/) - By: Samantha Bezar, Director of Digital Marketing As we come to a close on chapter 1/12 for 2020, I wanted to take a moment to share with all of you everything that we had been able to accomplish at Thrive in 2019. This past year has been an incredible year of growth for Thrive -
- [Superbowl Sunday and the Stock Market](https://thrivefinancialservices.com/superbowl-sunday-and-the-stock-market/) - Kansas City Chiefs vs. San Francisco 49ers Should stock market investors hope for a Chiefs win in Super Bowl LIV? Is there actually a difference in the annual performance of the stock market, depending on who wins the Super Bowl? Should you really consider altering your investment plans
- [MARKETS END THE WEEK HIGHER ON A QUIET ECONOMIC WEEK](https://thrivefinancialservices.com/2020-1-14/) - Weekly Economic Update - January 14th, 2020 The U.S. stock market indices hit another record high this week, as tensions in the Middle East were scaled back and the technology sector continued to outperform NASDAQ once again led the way with a sizeable gain of 1.8% on the first full trading week of 2020, doubling
- [Thrive Times - January 2020](https://thrivefinancialservices.com/thrive-times-january-2020/) - JANUARY 2020 - PDF Version
- [MARKETS END THE WEEK MIXED TO CAP OFF A REMARKABLE YEAR](https://thrivefinancialservices.com/markets-end-the-week-mixed-to-cap-off-a-remarkable-year/) - Weekly Market Update — January 3, 2020 The U.S. stock markets inched down during the final holiday-shortened week of 2019, ending their recent win streak but still capping off a remarkable year On the week, NASDAQ inched up 0.2% whereas the S&P 500 and the DJIA declined 0.2% and 0.4%, respectively The smaller–cap Russell 2000
- [Santa Brings The Markets More Presents & Some Lumps of Coal](https://thrivefinancialservices.com/santa-brings-the-markets-more-presents-some-lumps-of-coal/) - SANTA BROUGHT THE MARKETS MORE PRESENTS AND SOME LUMPS OF COAL DURING THE HOLIDAY SHORTENED WEEK The Christmas–shortened trading week brought investors more presents and less coal, as NASDAQ crested the 9,000-point threshold for the first time and the S&P 500 and DJIA set new records NASDAQ moved up 0.9% on the week, followed by
- [TRUMP GETS IMPEACHED, NAFTA 2.0 PASSES & MORE!](https://thrivefinancialservices.com/trump-gets-impeached-nafta-2-0-passes-more/) - TRUMP GETS IMPEACHED, NAFTA 2.0 PASSES, THE HOUSING MARKET STAYS STRONG AND THE MARKETS HIT MORE RECORD HIGHS Twas the week before Christmas and U.S. markets are finishing high, driven by low unemployment, strong housing and real progress with NAFTA 2.0, China and Brexit Despite an impeachment vote in the House of Representatives, the S&P
- [Closing The Decade on a High Note & More!](https://thrivefinancialservices.com/closing-the-decade-on-a-high-note-more/) - U.S. MARKETS SET RECORDS AGAIN AS A PHASE ONE AGREEMENT WITH CHINA IS ANNOUNCED AND THE FED STANDS STILL ON RATES U.S. stocks turned in more record highs after it was announced that a Phase One trade deal between the U.S. and China was reached, helping avoid tariffs scheduled to take effect on December 15th
- [Great Jobs Report, Mixed Market & More!](https://thrivefinancialservices.com/great-jobs-report-mixed-market-more/) - MARKETS END THE WEEK MIXED AS A GREAT JOBS REPORT AND JUMP IN OIL PRICES HELP TURN THINGS AROUND The markets ended the week mixed, after coming back from early–week losses when a very strong Jobs Report was released on Friday The week started with the S&P 500 losing about 2.3% early in the week,
- [Thrive Monthly - December 2019](https://thrivefinancialservices.com/thrive-monthly-december-2019/) - DECEMBER 2019 - PDF Version
- [Thrive is Hiring!](https://thrivefinancialservices.com/thrive-is-hiring/) - Due to the tremendous success that Thrive has experienced in 2019, we are looking to add some additional members to our exceptional team! We are currently taking applications for the following positions: Financial Planning Intern The primary purpose of the Financial Planning intern is to support senior members of the team. Essential Responsibilities: · Assist
- [DJIA, S&P 500, and NASDAQ Reach New Heights and More!](https://thrivefinancialservices.com/djia-sp-500-and-nasdaq-reach-new-heights-and-more/) - U.S. STOCKS REACH FRESH HIGHS AS GDP IS REVISED UP AND THE 2019 HOLIDAY SHOPPING SEASON COULD SET NEW RECORDS The four major U.S. stock market averages closed the Thanksgiving week with green numbers that gave investors reasons to give thanks The DJIA, S&P 500, and NASDAQ all reached new record highs and even the
- [Weekly Economic Update](https://thrivefinancialservices.com/weekly-economic-update/) - U.S. STOCKS DECLINE MODESTLY, SNAPPING SIX CONSECUTIVE WEEKS OF GREEN NUMBERS The U.S. equity markets paused this week, retreating modestly after six weeks of impressive gains NASDAQ declined just 0.2%, followed by the S&P 500\'s drop of 0.3% The smaller–cap Russell 2000 and the mega–cap DJIA both declined this week too, as both indices lost
- [Weekly Economic Update - November 17th, 2019](https://thrivefinancialservices.com/11_17_update/) - STOCKS UP FOR SIXTH WEEK IN A ROW ON HOPES OF A CHINA TRADE DEAL COMING SOONER RATHER THAN LATER U.S. stocks reached another record high, as the major indices rose for the sixth straight week, which is the longest winning streak in two years The DJIA led the way this week by rising 1.2%,
- [Consider Healthcare on This Veterans Day](https://thrivefinancialservices.com/consider-healthcare-on-this-veterans-day/) - Consider adding medical services freedom to your financial planning goals The problems historically plaguing the Veterans Administration underscore an unpleasant truth about aging: ever-increasing costs and red tape endanger quality health care for older Americans, whether they are veterans or not. Their best defense is to build up enough personal capital to pay for better
- [Thrive Monthly - November 2019](https://thrivefinancialservices.com/thrive-monthly-november-2019/) - NOVEMBER 2019 - PDF Version
- [Thrive Weekly Economic Update – November 4th, 2019](https://thrivefinancialservices.com/economic-update-november-4th-2019/) - MARKETS HIT NEW HIGHS AS THE FED CUTS RATES AGAIN, EARNINGS GROWTH INCREASES AND A GOLDILOCKS JOBS REPORT IS RELEASED Weekly Market Performance U.S. stocks climbed to new record highs amidst a slew of positive actions and data, including the Fed cutting rates for the third time this year, another Goldilocks jobs report and
- [Thrive Weekly Economic Update – October 28th, 2019](https://thrivefinancialservices.com/thrive-weekly-economic-update-october-28th-2019/) - MARKETS UP FOR THE THIRD WEEK IN A ROW AS MORE COMPANIES ARE REPORTING POSITIVE EARNINGS SURPRISES THAN EXPECTED U.S. stock markets rose for the third consecutive week, ending very close to their record highs NASDAQ led the way with a gain of 1.9%, followed by the small–cap Russell 2000’s gain of 1.5%, the S&P
- [The 2019 World Series and the 2020 Markets](https://thrivefinancialservices.com/the-2019-world-series-and-the-2020-markets/) - The 2019 World Series and the 2020 Markets Remember after the Houston Astros won in 2017? Or Cubs in 2016? Is there actually a difference in stock market performance depending on who wins the World Series? Should you really change your investment plans based on an American League or National League victory? Of course
- [GE FREEZES 20,000 PENSIONS - 100,000 Offered Lump-Sum Buyout](https://thrivefinancialservices.com/ge-freezes-20000-pensions-100000-offered-lump-sum-buyout/) - GE Workers on Edge After Pension Freeze November 15th Deadline Looms as Holiday Season Approaches General Electric Co. said it was freezing its pension plan for about 20,000 U.S. workers and offering pension buyouts to 100,000 former employees, as the conglomerate joins the ranks of U.S. companies phasing out a guaranteed retirement. GE is
- [Thrive Weekly Economic Update - October 21st, 2019](https://thrivefinancialservices.com/thrive-weekly-economic-update-october-21st-2019/) - MARKETS MOSTLY UP AS EARNINGS SEASON KICKS OFF AND THE IMF AGAIN CUTS ITS GLOBAL GROWTH OUTLOOK FOR 2019 Stocks finished the week mostly higher as earnings season got off to a great start and amidst positive developments that the trade saga with China is getting closer to resolution The small–cap Russell 2000 led
- [Thrive Weekly Economic Update – October 14th, 2019](https://thrivefinancialservices.com/thrive-weekly-economic-update-october-14th-2019/) - POSITIVE CHINA AND BREXIT DEVELOPMENTS AND ENCOURAGING U.S. ECONOMIC DATA FUEL U.S. AND GLOBAL MARKETS The U.S. stock markets saw more volatility throughout the week, but ended on a strong note due to positive news on the China–trade saga, Brexit and on the U.S. economy NASDAQ and the DJIA led the way with 0.9% gains,
- [Global Performance for the Third Quarter 2019](https://thrivefinancialservices.com/global-performance-for-the-third-quarter-2019/) - Global Performance for the Third Quarter 2019 Defensive asset classes outperform as global markets show modest returns The U.S. stock market indices increased modestly in the third quarter, propelling the S&P 500 and the DJIA to their best three-quarter starts to the year since 1997 and NASDAQ to its best three-quarter start since 2013
- [Thrive Weekly Economic Update - October 8th, 2019](https://thrivefinancialservices.com/thrive-weekly-economic-update-october-8th-2019/) - MARKETS MIXED AS ECONOMIC DATA IS MIXED AND THE U.S. ANNOUNCES TARIFFS AIMED AT EUROPE The markets turned in a mixed week, with the narrowly–defined DJIA, the broader S&P 500 and the smaller–cap Russell 2000 all losing ground while the tech–laden NASDAQ and fixed–income markets moved up It was a volatile week, with the equity
- [Thrive Monthly - October 2019](https://thrivefinancialservices.com/thrive-monthly-october-2019/) - OCTOBER 2019
- [Thrive Weekly Economic Update - September 30th, 2019](https://thrivefinancialservices.com/economic-update-september-30th-2019/) - OUR NJ OFFICE IS RELOCATING This week, Thrive\'s Mt. Laurel, NJ office will be relocating to Cherry Hill, NJ! We are very excited and looking forward to the opportunity to continue serving our local communities. U.S. MARKETS DOWN AS IMPEACHMENT AND CHINA WORRIES DOMINATE THE NEWS The major U.S. stock indices retreated this week,
- [Thrive Weekly Economic Update - September 23rd, 2019](https://thrivefinancialservices.com/thrive-update-september-23rd-2019/) - U.S. MARKETS DOWN AS THE FED CUTS RATES, GM STRIKES AND THE WORLD DIGESTS THE ATTACKS ON SAUDI ARABIA U.S. stocks finished slightly lower last week after three consecutive weeks of gains whereas stocks overseas pulled back significantly The DJIA fell 1% and below that 27,000–threshold, whereas the S&P 500 and NASDAQ dropped 0.5% and
- [Thrive Weekly Economic Update - September 16, 2019](https://thrivefinancialservices.com/9-16-update/) - U.S. MARKETS UP AS SMALL– AND MID–CAPS ALONG WITH TREASURY YIELDS MAKE BIG WEEKLY GAINS Weekly Market Update — September 13, 2019 The U.S. stock markets moved up for the third week in a row, but this time it was the value-names leading over their growth counterparts and the small–and mid–cap names outpacing the larger–cap
- [Thriving in Retirement: The Tax Revolution](https://thrivefinancialservices.com/thriving-in-retirement-the-tax-revolution/) - David, Bret, and Joe are joined by a very special guest, Marty Ruby, of Stonewood Financial. They discuss what you can expect at the Thriving in Retirement: The Tax Revolution Summit coming up in a few weeks on September 25, where Marty will be a guest speaker. If you are interested, visit pataxsummit.org for more
- [Thrive Times - September 2019](https://thrivefinancialservices.com/thrive-times-september2019/) - SEPTEMBER 2019
- [Moving Onward and Upward at Thrive](https://thrivefinancialservices.com/moving-onward-and-upward-at-thrive/) - [smart_track_player url=\"https://soundcloud.com/livewiththrive/moving-onward-and-upward-at-thrive\" social_twitter=\"false\" social_facebook=\"false\" ] As we begin the broadcast this morning, just Bret in the big chair, and myself, bringing you an hour full of great information about our program, Roadmap to Retirement. Bret, I\'m going to speak on behalf of David and Karen, I\'ll let you, in your own words, thank the listening
- [Reaching New Heights at Thrive](https://thrivefinancialservices.com/reaching-new-heights-at-thrive/) - [smart_track_player url=\"https://soundcloud.com/livewiththrive/reaching-new-heights-at-thrive\" ] It sure is nice to be back on a Saturday morning, welcoming everyone to Roadmap to Retirement, the Radio Show. As I listened to our broadcast remotely a week ago, and I listened to the lead in, letting the audience know that we were off for the week and we were re-broadcasting
- [401(K)\'s for Days](https://thrivefinancialservices.com/401ks-for-days/) - [smart_track_player url=\"https://soundcloud.com/livewiththrive/401ks-for-days\" ] It\'s one of those weekends where we start the weekend of potentially an extended week, David, going into the holiday week with the way the 4th of July falls this year. But nevertheless, a good morning to you. Full house today, great show, and certainly nice to be back. Good morning to
- [Thrive Times - August 2019](https://thrivefinancialservices.com/thrive-times-august2019/) - AUGUST 2019
- [Thrive Times - July 2019](https://thrivefinancialservices.com/thrive-times-july2019/) - JULY 2019
- [The Importance of Client Relations](https://thrivefinancialservices.com/the-importance-of-client-relations/) - We\'re going to spotlight our good friends from Del-Val Insurance who are saving all of the members of the Thrive army up to 40% on their auto insurance right now. As we join and listen to this previous program, I also remind everybody to get registered for one of the four upcoming workshops next week.
- [Do I Still Have Time to Plan My Retirement?](https://thrivefinancialservices.com/do-i-still-have-time-to-plan-my-retirement/) - [smart_track_player url=\"https://soundcloud.com/livewiththrive/do-i-still-have-time-to-plan-my-retirement\" ] We are back for another great Roadmap to Retirement discussion this week. David, it has been a busy month for Thrive, to put it lightly. Yeah, busy, busy, busy. We just finished a fantastic week, another week in the books, and really turned out fantastic. We had a lot of great appointments
- [The Reality of the 4% Rule](https://thrivefinancialservices.com/the-reality-of-the-4-rule/) - [smart_track_player url=\"https://soundcloud.com/livewiththrive/the-reality-of-the-four-percent-rule\" ] David, I say good morning to you. We\'ve reached that point in the year, Memorial Day, where it\'s almost, to me, a checkpoint. You get to Memorial Day, and then you can start to focus on the summer and start to look ahead for at least the three months that are in
- [Concerned About Retirement? We Can Help!](https://thrivefinancialservices.com/concerned-about-retirement-we-can-help/) - [smart_track_player url=\"https://soundcloud.com/livewiththrive/concerned-about-retirement-we-can-help\" ] David, I want to start with you immediately because I often thought this week many times, the thought came into my mind every time there was a story posted about the tariffs on China, and then China retaliating against the US, the market jumping up, the market jumping down. And it brought
- [Thrive Times - June 2019](https://thrivefinancialservices.com/thrive-times-june2019/) - JUNE 2019
- [Why 2nd Opinions Are So Important](https://thrivefinancialservices.com/why-2nd-opinions-are-so-important/) - [smart_track_player url=\"https://soundcloud.com/livewiththrive/why-2nd-opinions-are-so-important\" ] It\'s the second Saturday in the month of May and we start you off on Roadmap to Retirement, the radio show. We begin by dedicating the entire one hour of our show today to all of the moms from around the Delaware Valley that will celebrate Mother\'s Day tomorrow. We also send
- [Thrive Times - January 2019](https://thrivefinancialservices.com/thrive-times-january-2019/) - JAN 2019
- [Thrive Times - February 2019](https://thrivefinancialservices.com/thrive-times-february-2019/) - FEB 2019
- [Thrive Times - March 2019](https://thrivefinancialservices.com/thrive-times-march-2019/) - MARCH 2019
- [Thrive Times - April 2019](https://thrivefinancialservices.com/thrive-times-april-2019/) - April 2019
- [Thrive Times - May 2019](https://thrivefinancialservices.com/thrive-times-may-2019/) - MAY 2019
- [Advice for Women in Retirement](https://thrivefinancialservices.com/advice-for-women-in-retirement/) - [smart_track_player url=\"https://soundcloud.com/livewiththrive/advice-for-women-in-retirement\" ] It’s unbelievable, David, that we\'ve already reached the point here in 2019 that it\'s May. Time moving along as the Roadmap to Retirement always does. The road just doesn\'t stop. That\'s right Joe. There\'s that theory that as you age, time goes faster. I don\'t know if I buy into that, but
- [Are YOU on the Roadmap to Retirement?](https://thrivefinancialservices.com/are-you-on-the-roadmap-to-retirement/) - [smart_track_player url=\"https://soundcloud.com/livewiththrive/are-you-on-the-roadmap-to-retirement\" ] David, as I come to you for opening remarks about what we\'re going to cover today. The litmus test is in for the month of March from a Nielsen standpoint in this business. Another incredible thumbs up for a Saturday morning slot, and that\'s a big shout out to the Thrive
- [Tax Day 2019](https://thrivefinancialservices.com/tax-day-2019/) - [smart_track_player url=\"https://soundcloud.com/livewiththrive/thrive-0413-podcast-file\" ] Tax Day. It\'s a day that many Americans are reflecting on or saying that their tax bill is going to go up. Others are looking for more last-minute advice about taxes. What\'s the penalty for a late tax return? All of those questions start to come in and kind of form above
- [The Evolution of Thrive](https://thrivefinancialservices.com/the-evolution-of-thrive/) - David, Karen, and Bret discuss the progress within Thrive Financial Services after 3 months of 2019, as well as Tax Day approaching on April 15th. [smart_track_player url=\"https://soundcloud.com/livewiththrive/the-evolution-of-thrive\" ] Tax Day, of course, is a day that gives a lot of people angst when they hear April 15th, but all is calm at Thrive Financial Services.
- [Tax Strategies In Retirement](https://thrivefinancialservices.com/tax-strategies-in-retirement/) - As Tax Day on April 15th quickly approaches, David, Karen, Bret, and Joe discuss unique strategies to take that will save money in the long run. [smart_track_player url=\"https://soundcloud.com/livewiththrive/tax-strategies-in-retirement\" ] The February ratings are in for Roadmap to Retirement: The Radio Show. February kicks off the year with incredible numbers, which tells me and tells all
- [Tax Problems? We Have the Answers!](https://thrivefinancialservices.com/tax-problems-we-have-the-answers/) - [smart_track_player url=\"https://soundcloud.com/livewiththrive/tax-problems-we-have-the-answers\" ] Big weekend in Philadelphia, or in Florida, rather, for Philadelphia fans as Bryce Harper makes his debut at spring training today and with all of the conversation about the signing of Bryce Harper and that unbelievable contract. Some of the stories surfaced after about where Bryce Harper would live because of tax
- [It\'s Tax Season!](https://thrivefinancialservices.com/its-tax-season/) - David, Karen, Bret, and Joe dive into a discussion about taxes and break down some strategies for 2019. Karen also discusses current developing trends among senior citizens in the U.S. [smart_track_player url=\"https://soundcloud.com/livewiththrive/its-tax-season\" ] How quickly we went from ending up the month of February into the month of March, and now coming into our vision
- [Am I Prepared For the Inevitable?](https://thrivefinancialservices.com/am-i-prepared-for-the-inevitable/) - David, Bret, and Karen are joined by Jim from Del-Val Insurance to discuss what is going on within the marketplace. Other topics include common situations that harm couples during their retirement. [smart_track_player url=\"https://soundcloud.com/livewiththrive/am-i-prepared-for-the-inevitable\" ] We have a great lineup today, including some topics from Del-Val Insurance. before I get you to do your opening remarks
- [The Similarities Between Thrive and Del-Val Insurance](https://thrivefinancialservices.com/the-similarities-between-thrive-and-del-val-insurance/) - David, Karen, Bret, and Joe are joined by Jim and Fran of Del-Val Insurance to discuss how each company conducts their business, as well as discuss their similarities and differences. [smart_track_player url=\"https://soundcloud.com/livewiththrive/the-similarities-between-thrive-and-del-val-insurance\" ] We say hello to everyone. We start with you, David, and good morning to you, sir. How are you? Good morning to
- [The Downfalls of Greed in Retirement](https://thrivefinancialservices.com/the-downfalls-of-greed-in-retirement/) - Bret discusses the downfalls of greed, Karen goes over annuities 101, and David talks about the growth and progress within Thrive Financial Services [smart_track_player url=\"https://soundcloud.com/livewiththrive/the-downfalls-of-greed-in-retirement\" ] We have a full jam-packed discussion of information this morning where we\'re going to cover the topic of greed. We\'re going to talk about annuities, and then we\'re going
- [The State of American Pensions](https://thrivefinancialservices.com/the-state-of-american-pensions/) - David, Karen, Bret, and Joe discuss the developing pension crisis within the United States, and what it could possibly mean for you and your future. [smart_track_player url=\"https://soundcloud.com/livewiththrive/the-state-of-american-pensions\" ] David, we don\'t use Punxsutawney Phil when we\'re planning, we\'re looking at retirement. But he has a pretty good record, at least in terms of predicting what
- [National Wear Red Day 2019](https://thrivefinancialservices.com/national-wear-red-day-2019/) - Today, February 1st, is National Wear Red Day, and we at Thrive Financial Services are proud to spread awareness for such a great cause. CVS has partnered with the American Heart Association to spread awareness for heart disease, which is by far the number one cause of death among women in the United States. Heart
- [Is My Retirement Plan \"Bulletproof\"?](https://thrivefinancialservices.com/is-my-retirement-plan-bulletproof/) - David, Karen, and Bret discuss what it means to be \"Bulletproof\" with your retirement plan. Karen also discusses the importance of caring for retired women, and David goes over the current pension crisis occurring in the United States. [smart_track_player url=\"https://soundcloud.com/livewiththrive/is-my-retirement-plan-bulletproof\" ] We\'ve reached a point, David, where we\'re midway into January, 28 days in the
- [The Thrive Process](https://thrivefinancialservices.com/the-thrive-process/) - Bret discusses new laws in 2019, Karen talks about the importance of women being involved in their retirement plans, and David goes over what to expect during a complimentary consultation with Thrive. [smart_track_player url=\"https://soundcloud.com/livewiththrive/the-thrive-process\" ] We\'re coming off of what I thought was a great discussion last week. There was a great example by Bret,
- [Expectations for Thrive in 2019](https://thrivefinancialservices.com/expectations-for-thrive-in-2019/) - With 2019 now underway, David, Karen, Bret, and Joe discuss the goals set for Thrive Financial Services this year. [smart_track_player url=\"https://soundcloud.com/livewiththrive/expectations-for-thrive-in-2019\" ] Today\'s show is going to be off the charts because we have so much going on. We have so much information. We\'re about to start launching again, and we have an intention this
- [2018 Year in Review](https://thrivefinancialservices.com/2018-year-in-review/) - David, Bret, Karen, and Joe discuss the growth and improvements within Thrive Financial Services in 2018, as well as new policies that will be in effect in 2019. [smart_track_player url=\"https://soundcloud.com/livewiththrive/2018-year-in-review\" ] David, I want to begin by thanking you, by thanking Karen, and by thanking Bret on behalf of all of the people who have
- [What are RMD\'s, and Why are They Important?](https://thrivefinancialservices.com/what-are-rmds-and-why-are-they-important/) - David, Karen, Bret, and Joe discuss all things Thrive, including why you should be up-to-date on your knowledge of RMD\'s, or required minimum distributions. [smart_track_player url=\"https://soundcloud.com/livewiththrive/what-are-rmds-and-why-are-they-important\" ] I can\'t believe it David, but we are down to, if there were a calendar or a clock in front of us right now, everything is clicking over
- [Financial Trends to Look Out For in 2019](https://thrivefinancialservices.com/financial-trends-to-look-out-for-in-2019/) - David, Karen, and Bret are joined by Jim and Fran from Del-Val Insurance as they discuss current financial trends heading into 2019 such as extreme market volatility, which could cause uncertainty heading into the new year. [smart_track_player url=\" https://soundcloud.com/livewiththrive/financial-trends-to-look-out-for-in-2019\" ] I’d like welcome in David Bezar to begin the conversation. It\'s going to be rapid
- [Why Should I Choose Thrive?](https://thrivefinancialservices.com/why-should-i-choose-thrive/) - David, Karen, and Bret discuss reasons that separate Thrive Financial from other financial advisories. Other topics include navigating and implementing your retirement plan, along with aligning it to your particular goals. [smart_track_player url=\"https://soundcloud.com/livewiththrive/why-should-i-choose-thrive\" ] David we will start with you today. Meetthrivefinancial.com is the window into getting to know you, Karen, and Bret. It\'s was created with that
- [A Special Thanks to the Veterans!](https://thrivefinancialservices.com/a-special-thanks-to-the-veterans/) - In case you missed it, we recently held our Veteran’s Appreciation event last Friday, December 7th at North Penn VFW Post #676. If you did attend, we hope you enjoyed your time with us, along with the food and drinks! Our event was a great success and we have received plenty of positive feedback from those
- [Am I prepared for Retirement in 2019?](https://thrivefinancialservices.com/am-i-prepared-for-retirement-in-2019/) - David, Karen, and Bret each discuss a unique topic and trend that is going on in the financial industry. Some topics include stock trends heading into 2019, how to approach annuities, and why you should start saving for retirement now. Listen to the full podcast below! [smart_track_player url=\"https://soundcloud.com/livewiththrive/am-i-ready-for-retirement-in-2019\" title=\"Am I Ready for Retirement in 2019?
- [The Importance of Knowing Your Insurance](https://thrivefinancialservices.com/the-importance-of-knowing-your-insurance/) - David Bezar, Bret Elam, and Karen Bezar discuss topics such as managing your investments, as well as retirement preparation and knowing which insurance policies will work for certain situations. In partnership with Del-Val Insurance, Jim Muelbronner will also be discussing the topic of insurance. Listen to the podcast here: [smart_track_player url=\"https://soundcloud.com/livewiththrive/the-importance-of-knowing-your-insurance\" title=\"The Importance of Knowing
- [Taxes, Taxes and More Taxes!](https://thrivefinancialservices.com/taxes-taxes-and-more-taxes/) - David Bezar, Bret Elam, and Karen Bezar discuss common tax mistakes, the importance of planning retirement early, and problems within the financial industry [smart_track_player url=\"https://soundcloud.com/livewiththrive/thrive-0811-podcast\" title=\"Taxes, Taxes, and More Taxes\" ] Today we\'re going to address one of the things that does have major impact on retirement, which is taxes. Before I get into that
- [Common Mistakes in the Marketplace](https://thrivefinancialservices.com/common-mistakes-in-the-market-place-2/) - Are you aware of the most common mistakes people are making as they near retirement? Do you know where to get answers to your retirement questions? Join our retirement planning experts as they discuss the most common mistakes they see people making as they near retirement. --- [smart_track_player url=\"https://soundcloud.com/livewiththrive/915show\" title=\"Common Mistakes in the Marketplace\" ]
- [Where Are Your Tax Dollars Going?](https://thrivefinancialservices.com/common-mistakes-in-the-market-place/) - David Bezar, Bret Elam and Karen Bezar discuss the pitfalls of women in retirement, social security and the importance of having a financial plan in place after the death of a spouse. [smart_track_player url=\"https://soundcloud.com/livewiththrive/tfs922\" title=\"Where are your tax dollars going?\" ] I would like to start this weeks blog by praising
- [Oh No! Did I Make a Mistake?](https://thrivefinancialservices.com/oh-no-did-i-make-a-mistake/) - An article titled \"The Three Mistakes That Can Cost You a Fortune\" is discussed as well real life stories that exemplify the importance of getting a professional\'s opinion on Social Security. The Thrive experts bring real information, real understanding, and real solutions as they address the subject of taxes in retirement which is
- [Taxes In Retirement: Bankruptcy Among Older Americans](https://thrivefinancialservices.com/taxes-in-retirement-bankruptcy-among-older-americans/) - A New York Times article with the title Too little, Too late: Bankruptcy Booms among Older Americans outlined the profile of a gentleman who was a former carpenter. His union had changed some of the eligibility requirements for his health insurance that created a snowball that led him and his family into bankruptcy. Unfortunately,
- [Have You Planned For Your Future?](https://thrivefinancialservices.com/have-you-planned-for-your-future/) - We tend to spend more time planning about the present that we forget to put high regard to planning for our future. David, Karen, Bret, and Joe give advice that truly stick to real life. They provide some stories of their daily encounters with various clients as they try to navigate their own retirement
- [Plan Your 30-Year Vacation Today with Bob Hansen](https://thrivefinancialservices.com/plan-your-30-year-vacation-today-with-bob-hansen/) - Retirement is like a 30-year vacation, but the route to that 30-year vacation can be a very bumpy one. Most people get very stressed when they\'re in transit, even when they\'re going on a trip that they\'ve looked forward to for a lot of years. The stresses of a long layover are a bit
- [Securing Your Retirement Assets](https://thrivefinancialservices.com/securing-your-retirement-assets/) - Do you have a plan in place for retirement? Is your money going to last during your retirement? The rules during retirement are very different than the rules that you use to invest to create your nest egg. It’s like physics. That law of physics states that a body at rest tends to stay
- [Do You Really Understand Your Plan?](https://thrivefinancialservices.com/do-you-really-understand-your-plan/) - With folks that are a few years out from retirement or have entered retirement, a big dominant question, a big topic of conversation that pops up is annuities. Annuity might be some people\'s favorite subject, but generally, when we talk about annuity, there is so much confusion and so much misunderstanding about what the
- [Dealing With Unplanned Retirement](https://thrivefinancialservices.com/dealing-with-unplanned-retirement/) - Something that’s as real as the day is long is rightsizing. Unplanned retirement is a possible reality that you have to deal with when you get to be a certain age. It’s devastating to some people, while some people see it as a welcomed type of situation. They\'re ready and this forced the situation
- [Do I Even Need A Financial Advisor?](https://thrivefinancialservices.com/do-i-even-need-a-financial-advisor/) - There are so many pitfalls that people unknowingly trip over when it comes to planning their retirement. Explore the ways in which you can better prepare yourself for it. Avoid the mistake of thinking that you don’t need a financial advisor. Bringing out the topic of behavioral economics, it’s clear how capable people are
- [How Do You Make Decisions](https://thrivefinancialservices.com/how-do-you-make-decisions/) - The market conditions, whether it\'s the Dow or the Nasdaq or it\'s the SMP making a new highs pretty much each week and little retracement then back high again, can confuse people. The old adage of buy low and sell high is the theory behind successful investing. Unfortunately and statistically, most retail investors end
- [What Happens When Your Spouse Passes](https://thrivefinancialservices.com/what-happens-when-your-spouse-passes/) - There are only two inevitable things in life, death and taxes. We’ve covered taxes quite a bit during our workshops, but what happens when your spouse passes? It can be a difficult topic to talk about when death is the subject. It is an inevitable reality but it\'s certainly something that should be dealt
- [Retirement vs. Single Women](https://thrivefinancialservices.com/retirement-vs-single-women/) - Statistically, it is said that 90% of women are likely to manage all their household finances in the United States. And yet, many still find themselves on the ropes, not knowing what to do. Sherri Eigen and Diane Cardano join together to give some helpful insights and tips to regarding retirement vs. single women.
- [What\'s Going On In The Investment World?](https://thrivefinancialservices.com/whats-going-on-in-the-investment-world/) - Much that happens in the investment world affects our retirement plans. It helps to know whatever is going on in it. David, Karen, Bret, and Joe have us covered as they discuss about the worries people often have with retirement, how to deal with investment risks, and when the worst time to retire is.
- [Your Early Retirement Package](https://thrivefinancialservices.com/your-early-retirement-package/) - It is very necessary to plan for your future retirement early on. But sometimes, with different kinds of offers around, navigating through it can seem like a task. You may find yourself being forced into that situation which could be detrimental if you don\'t know how to handle it. Thrive goes over three main
- [Navigating Early Retirement](https://thrivefinancialservices.com/navigating-early-retirement/) - You could be receiving your early retirement package whether expectantly or not. Nevertheless, when you are faced with this situation, it helps to know how to navigate early retirement. The Thrive experts discuss all the necessary things you need to know about making retirement decisions, from healthcare up to pension, providing answers for the
- [Thrive: An Infomercial](https://thrivefinancialservices.com/thrive-an-infomercial/) - In the next ten years, it is said that 50 million baby boomers will turn 65. That means many will be thrust into planning their retirements, if they haven’t already. These days, what people tend to get are a number of infomercials from financial shows on radio, which is unfortunate for those who really
- [Enter: Delaware Valley Insurance with Fran Salerno, Jim Muehlbronner and Steve Osterink](https://thrivefinancialservices.com/enter-delaware-valley-insurance-with-fran-salerno-jim-muehlbronner-and-steve-osterink/) - Nothing beats preparation when you are trying to get a hold of the future. It is necessary to have things planned before life takes you into an inescapable roller coaster. Even now, people procrastinate doing that. Fran Salerno and Jim Muehlbronner of Delaware Valley Insurance talk about the importance of planning for your retirement.
- [Taxes, Medicare And Social Security, Oh My](https://thrivefinancialservices.com/taxes-medicare-and-social-security-oh-my/) - Every time tax day looms, it\'s a nervous time where we scramble at home looking for information, trying to do to figure out if we have everything that the accountant needs to cover our taxes. As we scurry to get everything together, we start asking questions like, “What mistakes did I make? What don\'t
- [The Challenges Of Retirement](https://thrivefinancialservices.com/the-challenges-of-retirement/) - Retirement should feel like a safety net that’s going to catch you when the time comes. Yet many people still don’t feel it as that; rather, they think it’s a problem that should be feared. To help you overcome that, Joe, David, Karen, and Bret are bringing back topics that tackle the many retirement
- [Financial Hardships And Women](https://thrivefinancialservices.com/financial-hardships-and-women/) - Statistically, women are more likely to handle financial resources than men. They make up a huge percentage of consumers in America today and are the most powerful contributors to the economy, making it a wonder why not so many talks are aimed at women creating financial decisions. This undeniably leaves them frozen and less
- [Let\'s Talk Health Benefits](https://thrivefinancialservices.com/lets-talk-health-benefits/) - We spend more time deciding about other things than we do on our financial future. Undeniably, we’re less confident in this aspect because the system lacks in providing enough credible information that allows people to make the right financial decisions. This is why education is so important. Joe, David, Karen, and Brett lay down
- [Need Financial Advice? Nice To Meet You!](https://thrivefinancialservices.com/need-financial-advice-nice-to-meet-you/) - It’s the age of both information and misinformation. With all the fake news going around, many people fall into the trap of believing the wrong thing. This is especially dangerous when you’re starting to plan for your financial future. You may find yourself in the middle of a he-said she-said battle. What it all
- [Uh, hello? Stock Market? You There? with Bob Hansen](https://thrivefinancialservices.com/uh-hello-stock-market-you-there-with-bob-hansen/) - When people dive into planning their financial future, one of the things they fear is the stock market. It is said that your financial investments for the future is heavily influenced on the state of the market. Currently, there has been an undeniable presence of volatility out there and that leaves a lot of
- [I\'m Retiring And Overwhelmed](https://thrivefinancialservices.com/im-retiring-and-overwhelmed/) - Vacationing to far-off places can seem like a dream. When we think of all the planning that has to be made, we come to realize that maybe that goal by the end is too far off. Much like when we plan for our retirement, the need to plan is very important for everything to
- [Are You Under-Utilizing Your Funds? with Bob Hansen](https://thrivefinancialservices.com/are-you-under-utilizing-your-funds-with-bob-hansen/) - Vacationing can seem like a task with all the stress that is associated with planning but when done right you will surely enjoy the most of it. The Thrive experts talk about booking your trip to retirement, using vacationing as a metaphor. There is just too much to know about planning for your financial
- [What is a 401(k) And Do I Need It?](https://thrivefinancialservices.com/what-is-a-401k-and-do-i-need-it/) - Having a retirement savings plan may not seem as enticing for a number of people. That’s only because they don’t know what to do with it, or they’re still at that mindset where future things should be for the future. They still need to get the proper financial education that will help them see
- [Get Your 2nd Opinion Here!](https://thrivefinancialservices.com/get-your-2nd-opinion-here/) - 2017 has come to a close and 2018 is here. It’s a new year for plans and a new year for another batch of financial stress. In a survey, it is found out that 62% of Americans were reported to be stressed about money. Yet only 25% of those have any financial resolutions. Why
- [Happy Tax-Max!](https://thrivefinancialservices.com/happy-tax-max/) - The year is ending and that means another year of financial woes to look forward to. If you’re the type who’s planned and ready to take on the next year, then you’ll find bliss with your future financial plans. Reflect on some of the highlights of the past year as well as the things
- [Social Security And Medicare](https://thrivefinancialservices.com/social-security-and-medicare/) - At the end of the day, making a good decision is all about education and advocacy. With everybody using plastic and everybody is buying like crazy, we have to protect ourselves. When we’re using credit cards, at the back of our minds we should always be asking, “Is this a legitimate site? Is it
- [Required Minimum Distributions](https://thrivefinancialservices.com/required-minimum-distributions/) - We all want to retire and enjoy the entirety of it with no problem, however, people tend to take the preparation aspect for granted. For some, they get stuck because they don’t know how in the first place. Learn about required minimum distributions, Social Security, Medicare, taxes, and more in the book The Roadmap
- [Fear The Annuity!](https://thrivefinancialservices.com/fear-the-annuity/) - Many people fear the word “annuity” in retirement. They think it’s the most evil thing in the world. Yet through proper education, people will find that it could actually be one of the greatest things to have happened. The Thrive experts break down all the misconceptions about it that make people miss out on
- [Social Security Misconceptions](https://thrivefinancialservices.com/social-security-misconceptions/) - Many people would claim that they are all familiar with social security. Yet studies show that people don’t have an accurate sense of how much money they’re going to receive from it. Part of the reason why that’s the case is because of the misconceptions that cloud social security and what it is all
- [Maximize Social Security Benefits](https://thrivefinancialservices.com/maximize-social-security-benefits/) - We have heard so many people share their experiences about going to the Social Security Administrator and asking them but failing to get some answers. What people don’t know is that it is what it is by design. The government does not give any financial advice because it might backfire. Fortunately, there are financial
- [Retirement Vs. Politics](https://thrivefinancialservices.com/retirement-vs-politics/) - To navigate your retirement with the utmost freedom and joy, you need to have financial education and a financial plan. Knowing the dos and don’ts will fully equip you to what’s inevitably coming for all of us. Before you immediately dive into any advisors there are around, you must make sure whether you are
- [Proposed Tax Laws And Your Future](https://thrivefinancialservices.com/proposed-tax-laws-and-your-future/) - People living their lives with a million things on their plate would want nothing but time on their side. However, getting caught up with a lot of things could also mean not having the time to prepare for retirement. Planning it before it arrives will surely afford you all the time to relax and
- [Retirement Goals For 2017 To 2018 with Bob Hansen](https://thrivefinancialservices.com/retirement-goals-for-2017-to-2018-with-bob-hansen/) - It doesn’t always come to mind to people how retirement should be your dream vacation. Often times, retirement is easily associated with spending and paying, which should not be the case. This kind of mentality is the reason why we need proper financial education in order to have access and success to a great
- [Meet Thrive Financial Services!](https://thrivefinancialservices.com/meet-thrive-financial-services/) - Trying to understand the financial industry can be hard, thus affecting your decisions and plans later on in life. There’s just not enough authenticity in the financial education around that people end up losing interest and unmotivated with taking care of their finances. This gap in the industry is what pushed Joe and David

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## Events

- [Wednesday, July 29th at 6:00 PM | Medford Village Country Club](https://thrivefinancialservices.com/event-calendar/wednesday-july-29th-at-600-pm-medford-village-country-club/)
- [Tuesday, July 14th at 6:00 PM | Brandywine Prime](https://thrivefinancialservices.com/event-calendar/https-www-retirementmasterclass-org-regbrandywine0726/)
- [Wednesday, July 22nd at 6:00 PM | Brandywine Prime](https://thrivefinancialservices.com/event-calendar/wednesday-july-22nd-at-600-pm-brandywine-prime/)
- [Wednesday, July 15th at 6:00 PM | The Manor House at Commonwealth](https://thrivefinancialservices.com/event-calendar/wednesday-july-15th-at-600-pm-the-manor-house-at-commonwealth/)

## Home Page Case Studies

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## Podcasts

- [Reinventing Retirement: Modern Strategies for your 401(k)](https://thrivefinancialservices.com/podcast/reinventing-retirement-modern-strategies-for-your-401k/) - Transcript Welcome to roadmap to retirement, the radio show with David Bezar, Karen Bezar and Bret Elam from Thrive financial services. Saving for retirement is a great start. But it's what you do with this money that really matters. What's your strategy to reduce taxes, generate income in retirement, reduce your risk and get even
- [To Delay or Not to Delay: Navigating Social Security Timing for Optimal Retirement](https://thrivefinancialservices.com/podcast/to-delay-or-not-to-delay-navigating-social-security-timing-for-optimal-retirement/) - Listen & Read Along Subscribe on Apple Podcasts: https://podcasts.apple.com/us/podcast/live-with-thrive/id1395330021 Subscribe on Spotify: https://open.spotify.com/show/6vzARJJW5UHEw43cioo6qN Welcome to roadmap to retirement, the radio show with David Bezar, Karen Bezar and Bret Elam from Thrive financial services. Saving for retirement is a great start. But it's what you do with this money that really matters. What's your strategy to
- [Navigating the New Normal: Financial Strategies for Retirees and Pre-Retirees](https://thrivefinancialservices.com/podcast/navigating-the-new-normal-financial-strategies-for-retirees-and-pre-retirees/) - Transcript Welcome to roadmap to retirement, the radio show with David Bezar, Karen Bezar and Bret Elam from Thrive financial services. Saving for retirement is a great start. But it's what you do with this money that really matters. What's your strategy to reduce taxes, generate income in retirement, reduce your risk and get
- [Navigating Uncertainty: Strategies for Financial Success](https://thrivefinancialservices.com/podcast/navigating-uncertainty-strategies-for-financial-success/) - *Originally Aired on 3/2/2024 Welcome to roadmap to retirement, the radio show with David Bazar, Karen Bazar and Bret Elam from Thrive financial services. Saving for retirement is a great start. But it's what you do with this money that really matters. What's your strategy to reduce taxes, generate income in retirement, reduce your
- [Navigating Financial Tides and Social Security Strategies](https://thrivefinancialservices.com/podcast/navigating-financial-tides-and-social-security-strategies/) - Listen and read along to our latest episode! Transcript Welcome to roadmap to retirement, the radio show with David Bezar, Karen Bezar and Bret Elam from Thrive financial services, who have been featured on Fox, ABC, NBC, the Wall Street Journal and more. Saving for retirement is a great start. But it's what you
- [Exploring Retirement Preparedness in Turbulent Times](https://thrivefinancialservices.com/podcast/exploring-retirement-preparedness-in-turbulent-times/) - Joe Krause I think it's a December edition of roadmap to retirement to Radio Show with David Bazar and Bret Elam am Joe Kraus glad to be with you, and hope you will stay with us for the full hour as we jump back in with updated content, new programming. And sometimes David, I feel
- [Navigating the "Golden Years"](https://thrivefinancialservices.com/podcast/navigating-the-golden-years/) - Joe Krause I welcome everyone to another edition of roadmap to retirement to radio show along with David Bazar and Brett Elam. I'm Joe Kraus, we thank you for tuning into this new edition of roadmap to retirement, the radio show new edition, because new information, sometimes the information is the same, but still new,
- [Understanding Tax Implications of Retirement Income Sources](https://thrivefinancialservices.com/podcast/understanding-tax-implications-of-retirement-income-sources/) - At some point, the topic of taxes in retirement is going to get your attention if it hasn't already, taxes could be your biggest expense in retirement. Every time you turn around, you'll be paying taxes on your IRA 401k and other tax deferred accounts, Social Security benefits, investment, income and more.
- [Are you Ready for Taxes in Retirement?](https://thrivefinancialservices.com/podcast/are-you-ready-for-taxes-in-retirement/) - Listen & Read Along to our Latest Episode At some point, the topic of taxes in retirement is going to get your attention if it hasn't already, taxes could be your biggest expense in retirement. Every time you turn around, you'll be paying taxes on your IRA, 401k and other tax deferred accounts, Social
- [Navigating Medicare in Retirement](https://thrivefinancialservices.com/podcast/navigating-medicare-in-retirement/) - Joe Krause and welcome everyone to another edition of roadmap to retirement the radio show so glad you're here for a Labor Day special and wow what a topic we are going to cover for the full hour today. Brett Elam will take the lead chair today David and Karen are traveling for the weekend
- [#200 - Stock Market Volatility](https://thrivefinancialservices.com/podcast/200-stock-market-volatility/) - Join David Bezar and Bret Elam on the newest episode of the Roadmap to Retirement podcast episode #200 - Stock Market Volatility as they discuss the impact of stock market volatility on retirement savings and so much more. Gain insights on reassessing your risk tolerance and aligning your investment strategy with your financial goals. Don't
- [#199 - Complexities of Retirement](https://thrivefinancialservices.com/podcast/199-complexities-of-retirement/) - Join David Bezar, Karen Bezar, and Bret Elam on the newest episode of the Roadmap to Retirement podcast episode 199 - Complexities of Retirement as they discuss the complexities of retirement. In this episode, they talk about the importance of proper planning and investing, the impact of taxes on retirement savings, and the viability of
- [#198 - Understanding Long-Term Care Planning](https://thrivefinancialservices.com/podcast/198-understanding-long-term-care-planning/) - #198 - Understanding Long-Term Care Planning Listen and read along as hosts David Bezar, Karen Bezar, and Bret Elam talk with Joe Krause. Or listen on your favorite streaming platforms!
- [#197 - Cracking the Retirement Code](https://thrivefinancialservices.com/podcast/197-cracking-the-retirement-code/) - #197 - Cracking the Retirement Code. Listen and read along as hosts David Bezar, Karen Bezar, and Bret Elam talk with Joe Krause. Or listen on your favorite streaming platforms!
- [#195 - Lifelong Learning in Retirement](https://thrivefinancialservices.com/podcast/195-lifelong-learning-in-retirement/) - #195 - Lifelong Learning in Retirement. Listen and read along as hosts David Bezar, Karen Bezar, and Bret Elam talk with Joe Krause. Or listen on your favorite streaming platforms!
- [#194 - Unlocking the Secrets to a Secure Retirement](https://thrivefinancialservices.com/podcast/194-unlocking-the-secrets-to-a-secure-retirement/) - #194 - Unlocking the Secrets to a Secure Retirement. Listen and read along as hosts David Bezar, Karen Bezar, and Bret Elam talk with Joe Krause. Or listen on your favorite streaming platforms!
- [Episode #193 - Navigating Retirement Challenges & Choices](https://thrivefinancialservices.com/podcast/episode-193-navigating-retirement-challenges-choices/) - Episode #193 - Navigating Retirement Challenges & Choices. Listen and read along as hosts David Bezar, Karen Bezar, and Bret Elam talk with Joe Krause. Or listen on your favorite streaming platforms!
- [Episode #191 - Create Retirement Success with Awareness and Education](https://thrivefinancialservices.com/podcast/episode-191-create-retirement-success-with-awareness-and-education/) - Listen and read along as hosts David Bezar, Karen Bezar, and Bret Elam talk with Joe Krause. Announcer: This program is paid for by Jacob's media partners. All opinions or statements expressed on this program are solely those of Jacob Media or its guests and do not reflect the views of WPHT or Audacy. Today's
- [#Episode 192 - Empowering Your Retirement Decisions](https://thrivefinancialservices.com/podcast/episode-192-empowering-your-retirement-decisions/) - Join David Bezar, Karen Bezar, and Bret Elam on the Roadmap to Retirement Radio Show as they educate and empower individuals on retirement planning. Don't miss this week's topics: achieving financial empowerment for women and understanding Social Security benefits.
- [#189 - Financial Literacy Month](https://thrivefinancialservices.com/podcast/189-financial-literacy-month/) - Airdate: 4/9/23: On this week's Roadmap to Retirement, the Radio Show - catch up with our hosts David Bezar, Bret Elam, and Karen Bezar as they cover the latest news in their industry! It's also #FinancialLiteracyMonth - listen now to learn everything you need to know!
- [#188 - Spring Is Here!](https://thrivefinancialservices.com/podcast/spring-is-here/) - Airdate: 4/2/23: On this week's Roadmap to Retirement, the Radio Show - catch up with our hosts David Bezar, Bret Elam, and Karen Bezar as they cover the latest news in their industry! Some of the things that they will discuss in this episode are planning for the unexpected, the senior independence act, and more!
- [#187 - Where We're At Today](https://thrivefinancialservices.com/podcast/187-where-were-at-today/) - Airdate: 3/19/23 On this week's Roadmap to Retirement, the Radio Show - catch up with our hosts David Bezar, Bret Elam, and Karen Bezar as they cover the latest news in their industry! Click here to listen to the latest!
- [#186 - Navigating Through Tough Times](https://thrivefinancialservices.com/podcast/186-navigating-through-tough-times/) - Airdate: 3/12/23 On this week's Roadmap to Retirement, the Radio Show - catch up with our hosts David Bezar, Bret Elam, and Karen Bezar as they cover the latest news in their industry! Click here to listen to the latest!
- [#185 - Bringing Financial Peace of Mind to Retirement](https://thrivefinancialservices.com/podcast/bringing-financial-peace-of-mind-to-retirement/) - Airdate: 3/5/23: On this week's Roadmap to Retirement, the Radio Show - catch up with our hosts David Bezar, Bret Elam, and Karen Bezar as they cover the latest news in their industry! Click here to listen to the latest!
- [#183 - The Markets](https://thrivefinancialservices.com/podcast/episode-183/) - Airdate: 2/5/23: On this week's Roadmap to Retirement, the Radio Show - catch up with our hosts David Bezar, Bret Elam, and Karen Bezar! Listen now to the latest episode!
- [#184 - All About Awareness](https://thrivefinancialservices.com/podcast/184-all-about-awareness/) - Airdate: 2/18/23: On this week's Roadmap to Retirement, the Radio Show - catch up with our hosts David Bezar, Bret Elam, and Karen Bezar! A lot of good information in this week's episode. Take a listen now on why we here at Thrive are all about awareness, providing education, and bringing leadership into the equation
- [#182 - Slow 'n Steady](https://thrivefinancialservices.com/podcast/182-slownsteady/) - Airdate: 1/29/23: On this week's Roadmap to Retirement, the Radio Show - catch up with our hosts David Bezar, Bret Elam, and Karen Bezar! Listen now to the latest episode!
- [#181 - Market Is Getting Skittish](https://thrivefinancialservices.com/podcast/181-market-is-getting-skittish/) - Airdate: 1/22/23: On this week's Roadmap to Retirement, the Radio Show - catch up with our hosts David Bezar, Bret Elam, and Karen Bezar. Listen now!
- [#180 - New Opportunities](https://thrivefinancialservices.com/podcast/180-new-opportunities/) - Airdate: 1/15/2023: On this week's Roadmap to Retirement, the Radio Show - catch up with our hosts David Bezar, Bret Elam, and Karen Bezar as they discuss this week's episode on taxes and Roth conversions, 10 ways women can save themselves from retirement shortfalls, and so much more! Listen now!
- [#179 - 2023 Kickoff Episode!](https://thrivefinancialservices.com/podcast/179-2023-kickoff-episode/) - Airdate: 1/8/23: On this week's Roadmap to Retirement, the Radio Show - catch up with our hosts David Bezar, Bret Elam, and Karen Bezar as they talk about kicking off 2023! Listen Now To Find Out!
- [#178 - Wrapping Up In 2022](https://thrivefinancialservices.com/podcast/178-wrapping-up-in-2022/) - Airdate: 12/10/2022: On this week's Roadmap to Retirement, the Radio Show - catch up with our hosts David Bezar, Bret Elam, and Karen Bezar as they go over wrapping up the new year. Listen Now To Find Out!
- [#177 - Chaotic Week](https://thrivefinancialservices.com/podcast/177-chaotic-week/) - Airdate: 12/03/2022: On this week's Roadmap to Retirement, the Radio Show - catch up with Bret Elam and Karen Bezar and special guest Jeff Walker! This is a must-listen-to episode. Listen Now To Find Out!
- [#176 - That Time Of Year, It's Crunch Time!](https://thrivefinancialservices.com/podcast/that-time-of-year-its-crunch-time/) - Airdate: 11/19/2022: On this week's Roadmap to Retirement, the Radio Show - catch up with Bret Elam who brings on two special guests, Mandy Snider and Erik Schuster as they talk about that time of year with record-breaking holiday sales and finalizing important documents that should be completed before the end of the year! Listen
- [#175 - Making Sense Of Your Retirement Plan](https://thrivefinancialservices.com/podcast/175-making-sense-of-your-retirement-plan/) - Airdate: 11/12/2022: On this week's Roadmap to Retirement, the Radio Show - catch up with our hosts David Bezar, Bret Elam, and Karen Bezar. "There are a lot of moving parts right now in the stock market. One of the benefits of working with the right type of financial professional is that they can give
- [#174 - The Right Time To Take Action Is Now](https://thrivefinancialservices.com/podcast/174-the-right-time-to-take-action-is-now/) - Airdate: 11/05/2022: On this week's Roadmap to Retirement, the Radio Show - catch up with our hosts David Bezar, Bret Elam, and Karen Bezar as they will be going over market volatility, lagging indicators in relation to the market, and what they foresee of what's coming ahead and the reasons to be proactive today. Also
- [#173 - The Community](https://thrivefinancialservices.com/podcast/173-the-community/) - Airdate: 10/22/2022: On this week's Roadmap to Retirement, the Radio Show - catch up with our hosts David Bezar, Bret Elam, and Karen Bezar as they talk about our upcoming workshops and how we are trying to bring awareness to retirement to our community. Listen Now To Find Out!
- [#172 - What Questions to Ask Your Advisor](https://thrivefinancialservices.com/podcast/172-what-questions-to-ask-your-advisor/) - Airdate: 10/08/2022 On this week's episode of Roadmap to Retirement, the radio show catch-up with hosts Brett Elam and Erik Schuster as they talk about important questions you should be asking your advisor! Listen Now To Find Out!
- [#171 - Inflation, Ready or Not](https://thrivefinancialservices.com/podcast/171-inflation-ready-or-not/) - Airdate: 9/24/2022 On this week's Roadmap to Retirement, the Radio Show - catch up with our hosts David Bezar, Brett Elam, and Karen Bezar as they talk about inflation. Listen Now To Find Out!
- [#170 - Creating Awareness](https://thrivefinancialservices.com/podcast/170-creating-awareness/) - Airdate: August 10, 2022 On this week's Roadmap to Retirement, the Radio Show - catch up with David Bezar, Bret Elam and Karen Bezar today! Listen Now To Find Out!
- [#169 - Aha Moments](https://thrivefinancialservices.com/podcast/169-aha-moments/) - Airdate: August 3, 2022 On this week's Roadmap to Retirement, the Radio Show - catch up with David Bezar, Bret Elam, and Karen Bezar as talk about the storm that will be happening to the market. Listen Now To Find Out!
- [#167 - What's Going To Be Happening Soon](https://thrivefinancialservices.com/podcast/167-whats-going-to-be-happening-soon/) - Airdate: August 27, 2022 On this week's Roadmap to Retirement, the Radio Show - catch up with David Bezar, Bret Elam, and Karen Bezar as talk about the storm that will be happening to the market. Listen Now To Find Out!
- [#166 - Catching Up](https://thrivefinancialservices.com/podcast/166-catching-up/) - Airdate: August 6 2022 On this week's Roadmap to Retirement, the Radio Show - catch up with David Bezar, Bret Elam and Karen Bezar as they catch up together after being away on vacation! Listen Now To Find Out!
- [#165 - Risk and Perils On Behalf of Women SPECIAL GUESTS!](https://thrivefinancialservices.com/podcast/165-risk-and-perils-on-behalf-of-women-special-guests/) - Airdate: July 23, 2022 On this week's Roadmap to Retirement, the Radio Show - catch up with Bret Elam & two NEW guests, Stacey Cohen & Mandy Snider as they go over women's position in finances & mistakes women should watch out for! Listen Now To Find Out!
- [Episode #163 - Scary Times](https://thrivefinancialservices.com/podcast/episode-163-scary-times/) - Airdate: July 9, 2022 On this week's Roadmap to Retirement, the Radio Show - catch up with David Bezar, Bret Elam, & Karen Bezar as they go over meeting people where they are. This show covers where the world is - the tragic news, market, and so on. Listen Now To Find Out!
- [Episode #164 - Never Before Seen Markets - SPECIAL GUESTS!](https://thrivefinancialservices.com/podcast/episode-164-never-before-seen-markets-special-guests/) - Airdate: July 16, 2022 On this week's Roadmap to Retirement, the Radio Show - catch up with Bret Elam & TWO special guests this week as they go over the questions people ask in a time like we've never seen before. Special guests: Erik Schuster & Jeff Walker! Listen Now To Find Out!
- [Episode #162 - Special Guest Erik Schuster!](https://thrivefinancialservices.com/podcast/episode-162-special-guest-erik-schuster/) - Airdate: June 25, 2022 On this week's Roadmap to Retirement, the Radio Show - catch up with David Bezar & special guest Erik Schuster as they go over Build Back Better Bill, Tax increases, market volatility & more! Click here to listen to the full episode!
- [Episode #159 - Steps To Reinventing Your Retirement Plan](https://thrivefinancialservices.com/podcast/episode-159/) - Airdate: 5/21/2022 On this week's episode of Roadmap to Retirement, our hosts talk with Joe Casey, an Executive Coach and Retirement Coach who brings extensive experience navigating transitions from his coaching work with clients and from his own life and career. In this episode, our hosts talk about the struggles people go through when thinking
- [Episode #161 - Challenging Your Patience](https://thrivefinancialservices.com/podcast/episode-161/) - Airdate: 6/18/2022 In this week's episode, Roadmap to Retirement - the hosts talk about things going up & down. They talk about the challenge that takes place when preparing for your retirement. Today's show is to help give you some comfort about what's going on in the market. Catch up with David Bezar, Bret
- [Episode #160 - The Recent Market Volatility & Inflation](https://thrivefinancialservices.com/podcast/episode-160/) - Airdate: 6/11/2022 On this week's Roadmap to Retirement, the Radio Show - catch up with David Bezar, Bret Elam, & Karen Bezar as they go over the current markets and the secure act. Catch up with David Bezar, Bret Elam, & Karen Bezar! Our radio show airs every Saturday & Sunday morning. Listen to stay

## Staff Members

- [Jennifer Kern](https://thrivefinancialservices.com/staff-member/jennifer-kern/) - Jennifer "Jenny" Kern brings a unique blend of education, client service, wellness expertise, and relationship-building to her role as Client Relationship Coordinator at Thrive Financial Services. A graduate of The Pennsylvania State University (University Park), Jenny earned Bachelor of Science degrees in both Psychology and Early Childhood Education, with a concentration in Educational Psychology—the study
- [LaShonda Duvernay](https://thrivefinancialservices.com/staff-member/lashonda-duvernay/) - LaShonda joined the Thrive Financial Services team in January 2026 as a Client Service Specialist, bringing more than 13 years of experience in the financial services industry. Prior to joining Thrive, she served as a Client Service Associate at a small family office trust company in Conshohocken, Pennsylvania, where she developed a strong foundation in
- [Michael Perri](https://thrivefinancialservices.com/staff-member/michael-perri/) - With over 15 years of experience in wealth management, I specialize in building trusted relationships and delivering tailored financial strategies for high-net-worth clients. My approach is consultative and focused on the big picture, helping individuals and families navigate their long-term financial goals through clear, personalized planning. Beyond wealth management, I am passionate about team building
- [Jacob Stinson, RFC®](https://thrivefinancialservices.com/staff-member/jacob-stinson/) - I am a combat Marine veteran with multiple tours of duty, including a deployment to Afghanistan. After my service, I earned my college degree and transitioned into the financial industry, where I’ve been a licensed professional since 2021. I hold the Registered Financial Consultant (RFC) designation. As a father of two, I’m especially passionate about
- [Michelle Hedgepeth](https://thrivefinancialservices.com/staff-member/michelle-hedgepeth/) - Michelle joined the Thrive team in June 2025. She began her career with United Airlines, where she developed a strong foundation in customer service and operational efficiency. Over the years, she transitioned into administrative and managerial roles, gaining valuable experience as an Office Supervisor and Executive Assistant for Sony in San Diego, CA. Most recently,
- [Corey M. Cohee, CFP®, CTFA, MBA](https://thrivefinancialservices.com/staff-member/corey-m-cohee-cfp-ctfa-mba/) - As your local financial advisor, Corey helps individuals and families bring clarity and confidence to their financial lives. Rather than treating financial decisions in isolation, Corey takes a comprehensive, coordinated approach by aligning investments, tax strategies, and long-term goals into one cohesive plan designed to support every stage of life. His philosophy is simple: when
- [Michael Abbott, CFP®](https://thrivefinancialservices.com/staff-member/michael-abbott/) - After earning a B.S. in Finance from the University of South Florida, Michael beganhis career at T. Rowe Price in 2016. It was while working at T. Rowe Price that he discovered his clients’ needs went well beyond the scope of what a large corporation could offer. As a Financial Advisor, his philosophy comes from
- [Adam Collins](https://thrivefinancialservices.com/staff-member/adam-collins/) - With over 15 years of experience as a financial advisor, he has guided families across the United States through the complexities of building, preserving, and guarding their wealth. His approach is rooted in partnership, collaborating closely with clients to develop personalized financial plans that reflect their goals and values. He focuses on designing strategies aimed
- [Jordan Cohen](https://thrivefinancialservices.com/staff-member/jordan-cohen/) - As a financial advisor at Thrive, Jordan has helped to drive our corporate mission and company growth since his arrival in 2014. He brings almost 20+ years of experience and knowledge in the financial service industry. Jordan’s passion for educating his clients makes him a great fit for Thrive. Before joining Thrive, Jordan served as
- [Andrew Stephens](https://thrivefinancialservices.com/staff-member/andrew-stephens/) - Andrew Stephens, Financial Planner, joined Thrive Financial Services in 2018 with a Bachelor of Business Administration (B.B.A.) in Finance from the University of Houston. Bringing experience from both AXA Advisors and J.P. Morgan Chase, Andrew has been helping clients achieve their financial dreams for over nine years. Andrew works primarily with clients who have diligently
- [Sean DeBarberie, CFP®, ChFC®, RICP®](https://thrivefinancialservices.com/staff-member/sean-debarberie/) - Sean joined the Thrive Team in 2024 with over 8 years of experience in the banking and financial advisory industries. Sean brings a holistic approach to helping families identify, prioritize, and take actionable steps to achieve their retirement & financial goals. As a fiduciary, Sean specializes in designing, implementing, and monitoring the tax-efficient retirement income
- [Lisa Ranaglia](https://thrivefinancialservices.com/staff-member/lisa-ranaglia/) - Lisa Ranaglia joined the Thrive team in March 2024 as a Client Relationship Coordinator. Lisa comes from financial services wholesaling and scheduling coordination. In her free time, she enjoys spending time with her husband and two daughters, Julianna and Lily. She spends a lot of time in Cape May, New Jersey during the summer. She
- [Richard Parrett, CFP®](https://thrivefinancialservices.com/staff-member/richard-parrett-cfp/) - With over thirty years of experience in the financial services industry, Rich joined the Thrive Team in 2024. Rich started his career at Merrill Lynch and has been an Advisor at several large financial institutions. He specializes in retirement planning as well as Social Security claiming strategies and he enjoys helping clients create retirement paychecks
- [Adam H. Burg, CRPC®](https://thrivefinancialservices.com/staff-member/adam-h-burg-crpc/) - Adam joined Thrive Financial Services in May 2024 as a Relationship Advisor. He has over 20 years of experience in the financial planning and services industry. He started his career in 2003 in New York where he developed a passion for building relationships with his clients and empowering them to secure their financial future. In
- [Gabriela Corado](https://thrivefinancialservices.com/staff-member/gabriela-corado/) - Gabriela joined the Thrive team in Spring of 2024. Gabriela enjoys spending time with her friends and family. She recently moved to the city of brotherly love where she enjoys attending sports games and trying new restaurants. When she is not in the city shopping or nature recharging, she enjoys putting her phone on airplane
- [Sascha Keitz](https://thrivefinancialservices.com/staff-member/sascha-keitz/) - Sascha Keitz joined the Thrive team in September 2022 as a marketing intern and joined full-time as a Marketing and Events Associate in May 2023. She graduated with a Bachelor’s degree in Tourism and Hospitality Management from Temple University. She has a passion for event planning and was an active member of Temple’s student-run event
- [Stephanie Szylejko](https://thrivefinancialservices.com/staff-member/stephanie-szylejko/) - Stephanie joined Thrive Financial in 2024 as a Client Relationship Coordinator. She brings her experience from her previous role in the educational field. This has helped her enhance her written and verbal communication skills. In her free time, she enjoys reading, traveling, and hanging out with her family dog Pebbles.
- [Randi Leese](https://thrivefinancialservices.com/staff-member/randi-leese/) - Randi has been in the financial services industry since 2001 and began her career working with young families creating a roadmap to being properly protected and financially independent. Her focus has always been client-driven carefully maneuvering a complex financial world with ease while helping clients to make informed decisions that would ensure reaching their goals.
- [Benjamin Webster, CFP®](https://thrivefinancialservices.com/staff-member/benjamin-webster-cfp/) - Ben has had the pleasure of working in various roles within the financial industry for many years. He gained valuable experience previously working at one of the fastest-growing private companies in America (ranking as high as #10 on Inc. 500’s list), where he led a team of financial planners who ran plans for advisors across
- [Andrew VanDerSchaaf, CPA](https://thrivefinancialservices.com/staff-member/andrew-vanderschaaf-cpa/) - Andrew has spent nearly 10 years scaling one of the fastest-growing Registered Investment Advisory firms in the country, giving him a unique vantage point in the industry. With a passion for helping deliver smart, affordable financial advice, he has coached and trained hundreds of financial advisors on what it takes to build a successful practice
- [Derek Prusa, CFA, CFP®](https://thrivefinancialservices.com/staff-member/derek-prusa-cfa-cfp/) - Derek has worked in many roles within the financial industry – as a paraplanner, senior analyst, portfolio manager and financial advisor. Previously, Derek was a key employee at one of the fastest-growing private companies in America (ranking as high as #10 on Inc. 500’s list), where he was in charge of managing over $3.8 billion
- [Dave Badecki](https://thrivefinancialservices.com/staff-member/dave-badecki/) - Dave is a seasoned financial expert with years of dedicated experience in the field. He has honed his expertise in financial planning and retirement strategies, becoming a trusted advisor for families looking to secure their financial future. Dave has cultivated a deep understanding of investment management, insurance, tax optimization, and retirement planning. His commitment to
- [Glen Wolters](https://thrivefinancialservices.com/staff-member/glen-wolters/) - Glen has over 25 years of experience in business development, strategic growth planning, and account management. He has experience and knowledge in the insurance, non-profit, medical, construction, real estate, marine, education, and entertainment sectors. In his free time, he enjoys flying, golfing, scuba diving, horseback riding, and spending time with his wife and four daughters.
- [Christian Abraham](https://thrivefinancialservices.com/staff-member/christian-abraham/) - Christian Abraham recently joined Thrive Financial Services in 2023 as a Service Advisor with the organization. Utilizing his past twelve years of financial planning, consulting, and marketing, he is dedicated to understanding both the long and short-term needs of his clients to help achieve their financial goals. Christian attended The University of Delaware, obtaining his
- [Matt Harrison](https://thrivefinancialservices.com/staff-member/matt-harrison/) - Matt entered a career in financial services in order to help people and have an impact. He believes we can all achieve success through awareness, education, and planning. He is passionate about lifelong learning, continual improvement, and forming strong relationships. Matt obtained his BBA in Finance from the Fox School of Business at Temple University
- [Becky Stronger](https://thrivefinancialservices.com/staff-member/rebecca-stronger/) - Becky joined Thrive in 2021 after she moved from Lancaster County, PA. She worked in Operations and Wealth Management at a previous firm in Lancaster, just like she does at Thrive. She has a Bachelor of Arts in Professional Writing and a Master of Arts in Theology. Her undergraduate studies prepared her to offer not
- [Peanut Butter](https://thrivefinancialservices.com/staff-member/peanut-butter/) - Hi! I'm Peanut Butter. I'm a little pittie-mix from Georgia, which makes me a southern belle. I was adopted by my parents, Sami & Matt, in May of 2021 from Saved Me Animal Rescue. My parents like to think they chose me, but I know that I chose them. I enjoy long walks, playing in
- [Samantha Bezar](https://thrivefinancialservices.com/staff-member/samantha-bezar/) - Samantha joined the Thrive team in 2018 as a marketing associate and has helped grow Thrive since then. Her ambition and consistent upbeat personality, combined with all she learned in gaining her coaching license from the International Coaching Federation, make her a valuable member of our team. Samantha graduated from West Chester University with a
- [Karen Bezar](https://thrivefinancialservices.com/staff-member/karen-bezar/) - Karen is a graduate of Gwynedd-Mercy College and always knew her career path would involve helping people. Although she started out in the medical field, Karen eventually chose a different path — the financial service industry — and has been here ever since. Today, she’s a financial professional who can offer insurance products. Until recently,
- [David Bezar](https://thrivefinancialservices.com/staff-member/david-bezar/) - Being a serial entrepreneur, David’s forte has been his ability to recognize opportunities for innovation and improvement within the financial services space. Most recently, David identified a real need that does help baby boomers navigate retirement successfully. Retirees and Pre-retirees are looking for a trusted fiduciary, a central resource to answer their questions and guide
- [Rebecca Munz](https://thrivefinancialservices.com/staff-member/rebecca-munz/) - Rebecca joined the Thrive Financial team in 2023. She brings extensive experience in Customer Relationship Management from her previous roles in Higher Education. In her role at Thrive Financial, she is responsible for being the first point of contact for our customers and prides herself in giving them a friendly and efficient introduction to our
- [Jake Weiner](https://thrivefinancialservices.com/staff-member/jake-weiner/) - Jake Weiner joined our team at Thrive in February of 2022 as a Financial Planning Associate. He has previous experience in retirement plan operations where he worked with plan participants regarding retirement questions and goals. Jake graduated from Temple University in 2021 with a bachelor’s in finance and financial planning. He is thrilled to be
- [Christopher Loughery](https://thrivefinancialservices.com/staff-member/christopher-loughery/) - Chris Loughery is going into his fourth and final year at Ursinus College. He is looking to obtain a Bachelor's degree in finance while also playing free safety for the Ursinus football team. He is excited to have a summer internship with Thrive and appreciates the opportunity he has gotten to work here. In his
- [Jamal Clarke](https://thrivefinancialservices.com/staff-member/jamal-clarke/) - Jamal Clarke joined our team in March of 2023 as a Financial Planner. Formerly a Financial Advisor with Merrill Lynch, he is in his fifth year; Jamal possesses broad technological and capital markets knowledge paired with joy for advising. He chose Thrive to optimally service his clients by maximizing social security benefits, tax efficiency, and
- [Joe Fitzpatrick](https://thrivefinancialservices.com/staff-member/joe-fitzpatrick/) - Joe joined Thrive Financial Services as a member of the planning team. His previous role with a wealth management firm has given him experience creating financial plans and assisting clients with their financial accounts. Joe graduated from Temple University in 2017 with a bachelor’s degree in financial planning. When he’s not working, Joe enjoys watching
- [Reed Rapine](https://thrivefinancialservices.com/staff-member/reed-rapine/) - Reed Rapine recently joined Thrive Financial Services in 2023 as the first Sales Development Representative with the organization. Utilizing his past five years of Business Development and Account Management experience within the Insurance and Recruitment sectors, he is dedicated to understanding both the long and short term needs of his clients to help achieve their
- [Bret Elam](https://thrivefinancialservices.com/staff-member/bret-elam/) - Solution-oriented and client-driven, Bret brings over 20 years of experience to a diverse clientele across the Delaware Valley. Prior to founding Thrive in 2011, Bret spent over 10 years in banking. Bret's steadfast commitment to the communities has allowed him to develop as an advisor and the services he provides to clients. Bret is a
- [Becky Hines, CPA](https://thrivefinancialservices.com/staff-member/becky-hines-cpa/) - Becky was first introduced to Thrive at one of their in-person seminars in Exton. Becky has always been interested in the investment and retirement planning space as she has been a CPA for over 35 years and has, in the past, been a member of two investment clubs. She is excited to be, as of
- [Beth A. DeMalavez](https://thrivefinancialservices.com/staff-member/beth-demalavez/) - Beth began her career in 2002 with Janney Montgomery Scott in Bala Cynwyd, PA, as a Sales Assistant. After leaving her previous company, she worked as a Private Client Assistant for GM Financial Consultants before joining Thrive Financial Services in February 2023. She has extensive knowledge and years of experience working in the financial industry.
- [Stacey Cohen](https://thrivefinancialservices.com/staff-member/stacey-cohen/) - Stacey began her career over 20+ years ago in the insurance, financial services, and wealth management industry. She has an extensive background and knowledge in these areas of focus as well as holding several professional licenses including FINRA Series 6, 7, 63, and 65. She has worked with many clients with varying goals and
- [Jeff Walker, CRC®](https://thrivefinancialservices.com/staff-member/jeff-walker/) - Jeff began his career in 2000 with American Express Financial Advisors. He has an extensive background and knowledge base in financial planning, insurance, and wealth management. He served as the chief investment and chief compliance officer for a registered investment advisory firm and mentored dozens of independent financial advisors to help them educate their clients
- [Heather Elam](https://thrivefinancialservices.com/staff-member/heather-elam/) - Heather joined the Thrive Financial team in its infancy and has been here ever since working as our Seminar Coordinator. Her upbeat spirit, intense organizational skills, and ability to bake the most amazing cookies in bulk has made her a real asset to the Thrive team. Oh, you’ve never had one of her cookies? Come
- [Matt Murphy](https://thrivefinancialservices.com/staff-member/matt-murphy/) - Matt’s attention to detail and out-of-the-box thinking have made him an invaluable member of Thrive’s marketing department, which he joined in 2019. Matt is a graduate from Fox School of Business at Temple University with a degree in business marketing and supply chain management. Before Thrive, Matt has worked numerous customer service jobs as well
- [Brittany Hodge](https://thrivefinancialservices.com/staff-member/brittany-hodge/) - Brittany joined Thrive Financial in 2017 as a client services specialist. Her background and enthusiasm in assisting others makes her a great fit for the Thrive culture. Brittany has always had a passion for business and finance and aspires to help people achieve their financial goals. Brittany is a financial professional who can offer insurance
- [Myrna Bezar](https://thrivefinancialservices.com/staff-member/myrna-bezar/) - Armed with decades of business experience, Myrna recently joined Thrive Financial as a client liaison and has quickly become an integral part of the team. We’ve received many compliments from clients who have had the pleasure of speaking with Myrna. In fact, one even wanted to take her out to lunch recently! (By the way,
- [Natalie Donegan](https://thrivefinancialservices.com/staff-member/natalie-donegan/) - Natalie joined the Thrive Financial team in 2018 with an extensive customer service background. As an office manager in the Fort Washington office, she is the first to answer the phones and welcome all who walk in the door with her positive attitude. Helping customers is always her first priority. Natalie also assists the marketing
- [Chris Bak, CRPC®](https://thrivefinancialservices.com/staff-member/chris-bak/) - Chris joined Thrive Financial as a member of the client servicing team, looking to provide the team and their clients with the financial technology, investment knowledge, and industry experience to continue growing efficiently. Chris places great attention on the details of enhancing operational efficiency, building strong client relationships, and investment oversight. His commitment to continued

## Press Releases

- [6ABC Weekend Extra](https://thrivefinancialservices.com/news/press-releases/6abc-weekend-extra-2/)
- [6ABC Weekend Extra](https://thrivefinancialservices.com/news/press-releases/6abc-weekend-extra/)
- [Thrive Weekend Extra - 6ABC](https://thrivefinancialservices.com/news/press-releases/thrive-weekend-extra-6abc/)
- [Thrive Weekend Extra - 6ABC October 2020](https://thrivefinancialservices.com/news/press-releases/thrive-weekend-extra-6abc-october-2020/)
- [New Office Announcement](https://thrivefinancialservices.com/news/press-releases/new-office-announcement/) - We are delighted to inform you that we have moved to a new office location as of December 2022. Our new address is 500 Office Center Drive, Suite 300 Fort Washington, PA 19034.
- [Thrive's Exton, PA Location Relocates!](https://thrivefinancialservices.com/news/press-releases/thrives-exton-pa-location-relocates/) - Our Exton Office Is Moving! We will be relocating at 102 Pickering Way Suite #310, Exton, PA 19341 Our new office is conveniently located only a few miles from our previous location, affords us to the opportunity to better serve our community. We look forward to seeing you there - click here for directions.
- [Thrive Featured on 6ABC](https://thrivefinancialservices.com/news/press-releases/thrive-featured-on-6abc/) - For Immediate Release: Team Thrive is very excited to share our feature on 6ABC\'s Weekend Extra. Thrive\'s very own managing partner, David Bezar, joined the Weekend Extra team to discuss the effectiveness of implementing Tax Planning strategies in your life. By deploying certain strategies, you can potentially save up to hundreds of thousands of
- [Special Addition:  Mattie N. Dixon Community Cupboard](https://thrivefinancialservices.com/news/press-releases/special-addition-mattie-n-dixon-community-cupboard/) - Read our Full Newsletter One of the best feelings in the world is giving. That kind of positive energy is contagious. With just one act of kindness, you can inspire others to go out and plant seeds of hope through giving, too. Even Warren Buffett, known for being one of the most successful
- [Thrive Financial Services on Inc. 5000 List for Another Year!](https://thrivefinancialservices.com/news/press-releases/thrive-financial-services-2nd-year-inc-5000/) - Inc. Magazine Reveals Annual List of America\'s Fastest-Growing Private Companies--the Inc. 5000 Ranking No. 1503 on the 2021 Inc. 5000 -- Up from No. 1663 on the 2020 List With Three-Year Revenue Growth of 314.5 Percent NEW YORK, Aug. 17, 2021 /PRNewswire/ -- Inc. Magazine today revealed Thrive Financial Services/Capital Management is No. 1503 on its
- [Kudos to Ryan Kelly](https://thrivefinancialservices.com/news/press-releases/kudos-to-ryan-kelly/) - Please join us in congratulating one of our own, Ryan Kelly, MS, and newly achieved CFP®!!! Ryan, Thrive\'s Director of Financial Planning, has been working so hard for this day. He planned, he studied and after an intense six-hour test, he can add this coveted designation to his name. Ryan
- [Monitoring Coronavirus (COVID-19)](https://thrivefinancialservices.com/news/press-releases/covid-19/) - The Team at Thrive Financial Services continues to closely monitor the situation surrounding COVID-19 and the variants. As always, our clients remain the top priority for all of us at Thrive. We are prepared and diligently following the latest developments from the Centers for Disease Control and Prevention (CDC) and World Health Organization (WHO).
- [Thrive Financial Services Inducted into Inc. 5000!](https://thrivefinancialservices.com/news/press-releases/inc-5000/) - Inc. Magazine Unveils Its Annual List of America’s Fastest-Growing Private Companies—the Inc. 5000 Thrive Ranks No. 1663 on the 2020 Inc. 5000 With Three-Year Revenue Growth of 258.1% Percent NEW YORK, August 12, 2020 – Inc. magazine today revealed that Thrive Financial Services is No. 1663 on its annual Inc. 5000 list,
- [Thrive Financial Services: Featured in Kiplinger Magazine](https://thrivefinancialservices.com/news/press-releases/kiplinger/) - When they think about retirement, many people have two big concerns. First, they worry they won’t have enough money to support their lifestyle. Second, they fear their money won’t last. To help put their concerns to rest, pre-retirees need answers to questions many of them don’t even know to ask. The financial
- [Thrive Capital Management: Featured in Wall Street Journal](https://thrivefinancialservices.com/news/press-releases/five-star/) - Five Star Professional is pleased to announce David Bezar, Thrive Capital Management, LLC, has been chosen as a Five Star Wealth Manager for 2016. “Our Success is not built on what we accomplish for ourselves, rather its foundation lies in what we do for others,” said David Bezar of Thrive. “At Thrive Capital Management, LLC, our mission is to

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- [Newsletter 2023](https://thrivefinancialservices.com/tag/newsletter-2023/)
- [Finances](https://thrivefinancialservices.com/tag/finances/)
- [Financial Literacy Facts](https://thrivefinancialservices.com/tag/financial-literacy-facts/)
- [What Is Financial Literacy Month](https://thrivefinancialservices.com/tag/what-is-financial-literacy-month/)
- [financial podcast](https://thrivefinancialservices.com/tag/financial-podcast/)
- [finance podcast](https://thrivefinancialservices.com/tag/finance-podcast/)
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- [Foster mothers](https://thrivefinancialservices.com/tag/foster-mothers/)
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- [Godmothers](https://thrivefinancialservices.com/tag/godmothers/)
- [Grandmothers](https://thrivefinancialservices.com/tag/grandmothers/)
- [Unconditional love](https://thrivefinancialservices.com/tag/unconditional-love/)
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- [Endless patience](https://thrivefinancialservices.com/tag/endless-patience/)
- [Express gratitude](https://thrivefinancialservices.com/tag/express-gratitude/)
- [Quality time with mom](https://thrivefinancialservices.com/tag/quality-time-with-mom/)
- [Special outing ideas](https://thrivefinancialservices.com/tag/special-outing-ideas/)
- [Cooking for mom](https://thrivefinancialservices.com/tag/cooking-for-mom/)
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- [Volunteering together](https://thrivefinancialservices.com/tag/volunteering-together/)
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- [family picnics](https://thrivefinancialservices.com/tag/family-picnics/)
- [outdoor sports](https://thrivefinancialservices.com/tag/outdoor-sports/)
- [spending time with family](https://thrivefinancialservices.com/tag/spending-time-with-family/)
- [volunteering](https://thrivefinancialservices.com/tag/volunteering/)
- [local festivals.](https://thrivefinancialservices.com/tag/local-festivals/)
- [Memorial Day](https://thrivefinancialservices.com/tag/memorial-day/)
- [George Cressman](https://thrivefinancialservices.com/tag/george-cressman/)
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- [Local Events](https://thrivefinancialservices.com/tag/local-events/)
- [Spring Activities](https://thrivefinancialservices.com/tag/spring-activities/)
- [Seasonal](https://thrivefinancialservices.com/tag/seasonal/)
- [Local businesses](https://thrivefinancialservices.com/tag/local-businesses/)
- [Fun things to do in May](https://thrivefinancialservices.com/tag/fun-things-to-do-in-may/)
- [Explore nature](https://thrivefinancialservices.com/tag/explore-nature/)
- [Support local farmers](https://thrivefinancialservices.com/tag/support-local-farmers/)
- [Music festival](https://thrivefinancialservices.com/tag/music-festival/)
- [Art festival](https://thrivefinancialservices.com/tag/art-festival/)
- [Food festival](https://thrivefinancialservices.com/tag/food-festival/)
- [vacation time](https://thrivefinancialservices.com/tag/vacation-time/)
- [vacation policies](https://thrivefinancialservices.com/tag/vacation-policies/)
- [office culture](https://thrivefinancialservices.com/tag/office-culture/)
- [work-life balance](https://thrivefinancialservices.com/tag/work-life-balance/)
- [travel costs](https://thrivefinancialservices.com/tag/travel-costs/)
- [international travel](https://thrivefinancialservices.com/tag/international-travel/)
- [domestic travel](https://thrivefinancialservices.com/tag/domestic-travel/)
- [travel budget](https://thrivefinancialservices.com/tag/travel-budget/)
- [passport application](https://thrivefinancialservices.com/tag/passport-application/)
- [passport renewal](https://thrivefinancialservices.com/tag/passport-renewal/)
- [staycation](https://thrivefinancialservices.com/tag/staycation/)
- [mental health](https://thrivefinancialservices.com/tag/mental-health/)
- [productivity](https://thrivefinancialservices.com/tag/productivity/)
- [employee benefits](https://thrivefinancialservices.com/tag/employee-benefits/)
- [time off](https://thrivefinancialservices.com/tag/time-off/)
- [company culture](https://thrivefinancialservices.com/tag/company-culture/)
- [job satisfaction](https://thrivefinancialservices.com/tag/job-satisfaction/)
- [retention](https://thrivefinancialservices.com/tag/retention/)
- [Union soldiers](https://thrivefinancialservices.com/tag/union-soldiers/)
- [Gold Star Families](https://thrivefinancialservices.com/tag/gold-star-families/)
- [Sacrifice](https://thrivefinancialservices.com/tag/sacrifice/)
- [Brave heroes](https://thrivefinancialservices.com/tag/brave-heroes/)
- [Military](https://thrivefinancialservices.com/tag/military/)
- [May 2023](https://thrivefinancialservices.com/tag/may-2023/)
- [Upcoming Workshops](https://thrivefinancialservices.com/tag/upcoming-workshops/)
- [Long Term Care](https://thrivefinancialservices.com/tag/long-term-care/)
- [Spouses](https://thrivefinancialservices.com/tag/spouses/)
- [Financial Empowerment](https://thrivefinancialservices.com/tag/financial-empowerment/)
- [Retirees](https://thrivefinancialservices.com/tag/retirees/)
- [Radio Show](https://thrivefinancialservices.com/tag/radio-show/)
- [Fixed Indexed Annuity](https://thrivefinancialservices.com/tag/fixed-indexed-annuity/)
- [Podcast Episode](https://thrivefinancialservices.com/tag/podcast-episode/)
- [Fiduciary](https://thrivefinancialservices.com/tag/fiduciary/)
- [Flexibility in Retirement](https://thrivefinancialservices.com/tag/flexibility-in-retirement/)
- [Tax Strategies](https://thrivefinancialservices.com/tag/tax-strategies/)
- [SECURE Act](https://thrivefinancialservices.com/tag/secure-act/)
- [Holistic](https://thrivefinancialservices.com/tag/holistic/)
- [June Newsletter](https://thrivefinancialservices.com/tag/june-newsletter/)
- [retirement activities](https://thrivefinancialservices.com/tag/retirement-activities/)
- [retirement bucket list](https://thrivefinancialservices.com/tag/retirement-bucket-list/)
- [retirement hobbies](https://thrivefinancialservices.com/tag/retirement-hobbies/)
- [retirement passions](https://thrivefinancialservices.com/tag/retirement-passions/)
- [retirement adventures](https://thrivefinancialservices.com/tag/retirement-adventures/)
- [travel](https://thrivefinancialservices.com/tag/travel/)
- [volunteer](https://thrivefinancialservices.com/tag/volunteer/)
- [creative outlets](https://thrivefinancialservices.com/tag/creative-outlets/)
- [new skills](https://thrivefinancialservices.com/tag/new-skills/)
- [fitness](https://thrivefinancialservices.com/tag/fitness/)
- [social clubs](https://thrivefinancialservices.com/tag/social-clubs/)
- [small business](https://thrivefinancialservices.com/tag/small-business/)
- [side hustle](https://thrivefinancialservices.com/tag/side-hustle/)
- [mind-stimulating games](https://thrivefinancialservices.com/tag/mind-stimulating-games/)
- [puzzles](https://thrivefinancialservices.com/tag/puzzles/)
- [outdoors](https://thrivefinancialservices.com/tag/outdoors/)
- [quality time](https://thrivefinancialservices.com/tag/quality-time/)
- [friends](https://thrivefinancialservices.com/tag/friends/)
- [happiness](https://thrivefinancialservices.com/tag/happiness/)
- [purpose](https://thrivefinancialservices.com/tag/purpose/)
- [fulfillment](https://thrivefinancialservices.com/tag/fulfillment/)
- [golden years](https://thrivefinancialservices.com/tag/golden-years/)
- [planning retirement](https://thrivefinancialservices.com/tag/planning-retirement/)
- [retirement journey](https://thrivefinancialservices.com/tag/retirement-journey/)
- [discovery](https://thrivefinancialservices.com/tag/discovery/)
- [retirement strategy](https://thrivefinancialservices.com/tag/retirement-strategy/)
- [investment portfolio](https://thrivefinancialservices.com/tag/investment-portfolio/)
- [market volatility](https://thrivefinancialservices.com/tag/market-volatility/)
- [investment returns](https://thrivefinancialservices.com/tag/investment-returns/)
- [personalized advice](https://thrivefinancialservices.com/tag/personalized-advice/)
- [emotional biases](https://thrivefinancialservices.com/tag/emotional-biases/)
- [retirement savings](https://thrivefinancialservices.com/tag/retirement-savings/)
- [tax-efficient strategies](https://thrivefinancialservices.com/tag/tax-efficient-strategies/)
- [withdrawal strategy](https://thrivefinancialservices.com/tag/withdrawal-strategy/)
- [required minimum distributions (RMDs)](https://thrivefinancialservices.com/tag/required-minimum-distributions-rmds/)
- [longevity risks](https://thrivefinancialservices.com/tag/longevity-risks/)
- [financial security](https://thrivefinancialservices.com/tag/financial-security/)
- [expertise](https://thrivefinancialservices.com/tag/expertise/)
- [specialized knowledge](https://thrivefinancialservices.com/tag/specialized-knowledge/)
- [personalized strategies](https://thrivefinancialservices.com/tag/personalized-strategies/)
- [guidance](https://thrivefinancialservices.com/tag/guidance/)
- [secure retirement](https://thrivefinancialservices.com/tag/secure-retirement/)
- [fulfilling retirement](https://thrivefinancialservices.com/tag/fulfilling-retirement/)
- [costs and benefits](https://thrivefinancialservices.com/tag/costs-and-benefits/)
- [selecting a financial advisor](https://thrivefinancialservices.com/tag/selecting-a-financial-advisor/)
- [retirement preparation](https://thrivefinancialservices.com/tag/retirement-preparation/)
- [financial guidance](https://thrivefinancialservices.com/tag/financial-guidance/)
- [financial decision-making](https://thrivefinancialservices.com/tag/financial-decision-making/)
- [June 2023](https://thrivefinancialservices.com/tag/june-2023/)
- [Team Updates](https://thrivefinancialservices.com/tag/team-updates/)
- [importance](https://thrivefinancialservices.com/tag/importance/)
- [roth conversion](https://thrivefinancialservices.com/tag/roth-conversion/)
- [understand](https://thrivefinancialservices.com/tag/understand/)
- [roadmap](https://thrivefinancialservices.com/tag/roadmap/)
- [dollars](https://thrivefinancialservices.com/tag/dollars/)
- [working](https://thrivefinancialservices.com/tag/working/)
- [Interest rates](https://thrivefinancialservices.com/tag/interest-rates/)
- [Everyday expenses](https://thrivefinancialservices.com/tag/everyday-expenses/)
- [Education-first approach](https://thrivefinancialservices.com/tag/education-first-approach/)
- [Clarity](https://thrivefinancialservices.com/tag/clarity/)
- [Unbiased advice](https://thrivefinancialservices.com/tag/unbiased-advice/)
- [Caregiver](https://thrivefinancialservices.com/tag/caregiver/)
- [Caregiving](https://thrivefinancialservices.com/tag/caregiving/)
- [Plan](https://thrivefinancialservices.com/tag/plan/)
- [Homecare](https://thrivefinancialservices.com/tag/homecare/)
- [AARP](https://thrivefinancialservices.com/tag/aarp/)
- [Planning For Tomorrow](https://thrivefinancialservices.com/tag/planning-for-tomorrow/)
- [Retirement Roadmap](https://thrivefinancialservices.com/tag/retirement-roadmap/)
- [Expert advice on retirement planning](https://thrivefinancialservices.com/tag/expert-advice-on-retirement-planning/)
- [Impact of taxes on retirement savings](https://thrivefinancialservices.com/tag/impact-of-taxes-on-retirement-savings/)
- [Viability of Social Security](https://thrivefinancialservices.com/tag/viability-of-social-security/)
- [Navigating retirement complexities](https://thrivefinancialservices.com/tag/navigating-retirement-complexities/)
- [Making informed decisions for retirement](https://thrivefinancialservices.com/tag/making-informed-decisions-for-retirement/)
- [Ensuring a secure financial future](https://thrivefinancialservices.com/tag/ensuring-a-secure-financial-future/)
- [Secrets to a successful retirement](https://thrivefinancialservices.com/tag/secrets-to-a-successful-retirement/)
- [Valuable insights for retirement planning](https://thrivefinancialservices.com/tag/valuable-insights-for-retirement-planning/)
- [Tax planning for retirement](https://thrivefinancialservices.com/tag/tax-planning-for-retirement/)
- [Achieving retirement goals](https://thrivefinancialservices.com/tag/achieving-retirement-goals/)
- [Estate planning](https://thrivefinancialservices.com/tag/estate-planning/)
- [Will](https://thrivefinancialservices.com/tag/will/)
- [Beneficiaries](https://thrivefinancialservices.com/tag/beneficiaries/)
- [Power of Attorney](https://thrivefinancialservices.com/tag/power-of-attorney/)
- [Trust](https://thrivefinancialservices.com/tag/trust/)
- [Asset Protection](https://thrivefinancialservices.com/tag/asset-protection/)
- [Tax benefits](https://thrivefinancialservices.com/tag/tax-benefits/)
- [Legal documents](https://thrivefinancialservices.com/tag/legal-documents/)
- [Inheritance](https://thrivefinancialservices.com/tag/inheritance/)
- [July Newsletter 2023](https://thrivefinancialservices.com/tag/july-newsletter-2023/)
- [Tax Plan](https://thrivefinancialservices.com/tag/tax-plan/)
- [Thrive Tax Planning](https://thrivefinancialservices.com/tag/thrive-tax-planning/)
- [Thrive Capital Management](https://thrivefinancialservices.com/tag/thrive-capital-management/)
- [PA Tax Planning](https://thrivefinancialservices.com/tag/pa-tax-planning/)
- [NJ Tax Planning](https://thrivefinancialservices.com/tag/nj-tax-planning/)
- [Pre-Retirees](https://thrivefinancialservices.com/tag/pre-retirees/)
- [Lifestyle Goals](https://thrivefinancialservices.com/tag/lifestyle-goals/)
- [Investment Strategies](https://thrivefinancialservices.com/tag/investment-strategies/)
- [retirement newsletter](https://thrivefinancialservices.com/tag/retirement-newsletter/)

## Event Categories

- [Workshop Events](https://thrivefinancialservices.com/events-calendar/category/workshop-events/)