How Millennials Are Changing Stock Investing Posted by CopyTeam   Millennials are on schedule to inherit a substantial portion of $30 trillion in baby boomer wealth throughout the next 20 years.1 But in terms of investing, this young adult generation is well ahead of the curve.   Investing in the stock market has become de rigueur…

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Being on a Good Road to Retirement Posted by CopyTeam   The coronavirus pandemic worsened income and wealth disparity in the U.S.1 However, if you were on a good path for retirement planning and financial stability, chances are you were in the group that came out ahead.   According to the latest Retirement Confidence Survey by…

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How Infrastructure Spending Affects Municipal Bonds Posted by CopyTeam   According to the American Society of Civil Engineers, the 10-year tab to meet the country’s basic infrastructure needs is about $6 trillion. The report, published in March, includes $125 billion needed for bridge repairs, $435 billion for roads and $176 billion for the nation’s transportation…

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When You Take Away Adversity You Also Take Away One of the Most Important Ingredients To Greatness Posted by CopyTeam   In the risk management field, there is a theory called “black swan,” which is basically what happens when something completely unexpected occurs. In hindsight, economists rationalize that the signs were there, and the occurrence…

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Is the Market Poised for a Value Shift? Posted by CopyTeam   The stock market continues to exhibit resiliency in the face of disrupting factors, ranging from a global pandemic to a severe economic decline to a controversial presidential election. For many years, Wall Street analysts warned a market correction was long overdue. Despite intermittent…

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The Pandemic Highlights the Difference Between Economics and Finance Posted by CopyTeam   One of the more glaring lessons of the 2020 pandemic was that the economy and the stock market are not the same thing, nor do they necessarily move in lockstep. They are measurements of two different things, often indicating how the other…

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The rise in prices comes as demand continues to strengthen Posted by CopyTeam   Oil prices are influenced by supply and demand, and 2020 was a great demonstration of this principle. With global and local shutdowns due to the spread of the coronavirus, there was less demand for products and services. While online shopping was…

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WHY IT MAKES SENSE TO CONSOLIDATE YOUR FINANCIAL PORTFOLIOS Posted by CopyTeam   Throughout investment industry and financial media sources we constantly hear the message that our money should be diversified. By spreading assets throughout a number of different vehicles, we can take advantage of various market opportunities while helping protect them from some investment…

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Funding Alternatives to an Exhausted Trust Fund Posted by CopyTeam   As the Social Security Trust Fund approaches its expiration date, many existing entities are offering helpful suggestions for funding alternatives. For example, the Association of Mature American Citizens (AMAC) recommends a combination of changing how cost of living adjustments are made, delaying retirement age…

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How the Federal Government Can Pay for Its List of To-Do Items Posted by CopyTeam   A recent article in The New York Times tackled the challenge of how the federal government can pay for its list of to-do items, such as nationwide infrastructure updates, investing in clean energy, ensuring every American has access to…

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