Putting Inflation Expectations in Perspective Posted by CopyTeam   Historically, inflation has been highly correlated with unemployment levels. When more people were out of a job, inflation was lower. As more people got jobs, inflation increased. From an economic point of view, this makes sense. Jobs increase income, which increases spending, which increases demand —…

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Positioning for a New Economic Landscape Posted by CopyTeam   In its midyear review, market analysts at Charles Schwab say that economic growth in the United States may have peaked in the second quarter of this year, and it believes China experienced its peak in the fourth quarter of 2020. However, Schwab is bullish on…

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The holiday shopping season is the most crucial time of the year for retailers Posted by CopyTeam   Even with lockdowns, fewer parties and reduced travel, the National Retail Federation reports that in 2020, Americans spent $209 billion on holiday-related purchases — averaging about $998 per person.1   If it seems a bit early to be…

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How Millennials Are Changing Stock Investing Posted by CopyTeam   Millennials are on schedule to inherit a substantial portion of $30 trillion in baby boomer wealth throughout the next 20 years.1 But in terms of investing, this young adult generation is well ahead of the curve.   Investing in the stock market has become de rigueur…

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Being on a Good Road to Retirement Posted by CopyTeam   The coronavirus pandemic worsened income and wealth disparity in the U.S.1 However, if you were on a good path for retirement planning and financial stability, chances are you were in the group that came out ahead.   According to the latest Retirement Confidence Survey by…

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How Infrastructure Spending Affects Municipal Bonds Posted by CopyTeam   According to the American Society of Civil Engineers, the 10-year tab to meet the country’s basic infrastructure needs is about $6 trillion. The report, published in March, includes $125 billion needed for bridge repairs, $435 billion for roads and $176 billion for the nation’s transportation…

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When You Take Away Adversity You Also Take Away One of the Most Important Ingredients To Greatness Posted by CopyTeam   In the risk management field, there is a theory called “black swan,” which is basically what happens when something completely unexpected occurs. In hindsight, economists rationalize that the signs were there, and the occurrence…

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Is the Market Poised for a Value Shift? Posted by CopyTeam   The stock market continues to exhibit resiliency in the face of disrupting factors, ranging from a global pandemic to a severe economic decline to a controversial presidential election. For many years, Wall Street analysts warned a market correction was long overdue. Despite intermittent…

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The Pandemic Highlights the Difference Between Economics and Finance Posted by CopyTeam   One of the more glaring lessons of the 2020 pandemic was that the economy and the stock market are not the same thing, nor do they necessarily move in lockstep. They are measurements of two different things, often indicating how the other…

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The rise in prices comes as demand continues to strengthen Posted by CopyTeam   Oil prices are influenced by supply and demand, and 2020 was a great demonstration of this principle. With global and local shutdowns due to the spread of the coronavirus, there was less demand for products and services. While online shopping was…

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