What if the biggest money decision of your retirement is one you only get one shot at, and almost nobody explains it to you?
Most people spend decades paying into Social Security and almost no time deciding how to claim it. David Bezar sits down with Rich Parrett, CFP, and relationship advisor at Thrive Financial Services, to explain why claiming is not an age question at all.
They get into how your benefit is actually calculated from your highest 35 years, the 12-month do-over almost nobody knows about, the earnings test that makes working retirees think they are being penalized, and the ex-spousal and survivor benefits people leave sitting on the table for years.
Rich puts it plainly. Retirement is a math problem, and if you are married, you have to solve it three times. Get this one wrong, and it can cost hundreds of thousands. Watch & Listen now.