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Services for High-Earning
Families

You Know the Destination, We’ll
Help Guide You There.

Welcome to Your Tailored Wealth Experience

As your wealth accumulates, your need for more personalized solutions grows. We offer family-office style services for those who have:

$5 million+

$5 million or more in investable assets.

Complex Concerns

A complex financial picture, requiring hands-on, custom solutions beyond the scope of traditional wealth management services.

Specific Portfolio Requirements

Private office clients receive sophisticated portfolio construction solutions, such as direct indexing.

Services

  • Wealth Management
  • White Glove Investment
  • Advanced Tax Planning
  • Legacy & Estate Planning
  • Impact Giving

Wealth Management and
Retirement Income

In the decades leading to retirement, you have the advantage of time on your side. But once the switch flips from accumulating assets to living off them, you’ll want the confidence to know you did it right.

We’ll build a sophisticated blueprint for preserving your portfolio’s longevity, while giving you and your family the freedom to enjoy the retirement you always envisioned.

Our Services Include:

  • Designing a plan to sustain your ideal cash flow
  • Advanced tax planning to reduce tax liabilities
  • Social Security maximization and optimization
  • Orchestrating every element of your financial picture to ensure you reach your retirement goals and build your legacy

White Glove Investment and Portfolio Risk Management

Our investment approach is highly personalized to help you achieve your unique investment objectives: Reduce risk, identify growth opportunities, and solidify your income streams in retirement.

We do this by delivering tailored, tax-efficient portfolio structures with low-cost funds and diverse asset classes to protect against unpredictable market movements.

Our Services Include:

  • Customized, tax-efficient portfolio
  • Integration of all your accounts, no matter how complex, for a more proactive model
  • Ongoing portfolio evaluation and rebalancing to ensure life events are fully funded
  • Comprehensive risk management
  • Direct indexing

Advanced Tax Planning

While other concerns may come and go in retirement, taxes are a certainty. We believe proactive, multi-year tax planning is critical for preserving more of your wealth and carrying out an effective legacy plan later on.

We help our clients leverage both tax-advantaged and taxable products as part of our comprehensive tax planning service.

Our Services Include:

  • Roth IRA conversion evaluation
  • Form 1040 tax-optimization reports
  • Advanced Tax Reduction Strategies
  • Year-end tax filing services, free for family office clients

Legacy and Estate Planning

You want your portfolio to outlast your lifetime, setting up your loved ones with a comfortable future.

There’s an art and a science to legacy planning, and our team is here to help you through every aspect of developing a structure that protects assets and fulfills your vision for future generations.

Our Services Include:

  • Coordination with your or Thrive’s estate legal team
  • Tax-efficient wealth transfer strategies
  • Multi-generational wealth planning and next-gen education
  • Comprehensive and frequent estate plan reviews

Philanthropy and Impact Giving

We help you make a lasting impact—while maximizing the tax benefits of giving.

Whether you’re passionate about supporting a cause or creating a meaningful legacy, our team will guide you through smart, strategic, and tax-focused charitable planning. In doing so, we’ll work together to ensure your generosity aligns with your greater financial goals.

Our Services Include:

  • Donor-Advised Funds (DAFs)
    Simplify your giving with a flexible, tax-efficient solution that allows you to support multiple charities over time.
  • Charitable Remainder Trusts (CRTs)
    Create income for yourself or loved ones now, while gifting the remainder to a charitable organization later.
  • Qualified Charitable Distributions (QCDs)
    Reduce your taxable income by donating directly from your IRA, if you’re age 70½ or older.
  • Legacy Giving Strategies
    Incorporate charitable giving into your estate plan to leave a lasting legacy aligned with your values.
Case Study

From Complexity to Clarity

Case Study: From Complexity to Clarity Meet Mark & Susan Mark and Susan were proud of the nest egg they had built—over $8.2 million in…

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From Complexity to Clarity
Case Study

A Couple Restructuring Their Retirement for Tax Efficiency and Stability

Case Study: A Couple Restructuring Their Retirement for Tax Efficiency and Stability Meet James & Linda James and Linda felt proud of the retirement savings…

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A Couple Restructuring Their Retirement for Tax Efficiency and Stability
Case Study

A Retirement Transformed Through Forward Tax Planning

Case Study: A Retirement Transformed Through Forward Tax Planning Meet John & Mary John and Mary are a couple in their late 50s. They had…

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A Retirement Transformed Through Forward Tax Planning

Retirement Should Never Feel Daunting

Learn what’s possible in retirement with our 3-step process

STEP 1

Complete our Retirement Confidence Self-Evaluation and discover your confidence score across the five critical areas of retirement using our ROUTETM method.

Take assessment now
STEP 2

Using the responses from your self-assessment, our scheduling team will schedule you to meet with the fiduciary financial advisor most knowledgeable about your situation.

STEP 3

Have a fiduciary advisor evaluate your current financial strategy and provide personalized guidance to help keep you aligned with your objectives.

See sample results

Stay In the Know

The best resources to make the right decisions

  • November 2023 Newsletter

    For a version with clickable links, please view the newsletter here: https://thrivefinancialservices.com/wp-content/uploads/2023/11/November-2023_Thrive-Times-1.pdf  

    Learn more: November 2023 Newsletter