Your Roadmap to Thrive
Plan. Grow. Protect.
If you don’t map the ROUTE™, it’s easier to lose your way
We use a simple, structured framework called ROUTE to help families understand where they are — and what still needs attention — before making any major decisions.
Risk Management – Investment Plan
Optimize Income – Income Plan
Unplanned Health – Medical Plan
Taxes – Strategic Tax Savings Plan
Estate Plan – Reduce Complexity
Your Life. Your Legacy.
Our Partnership.
We’ll take the lead for your entire financial plan, helping you navigate the future with greater
confidence and ease. Our holistic planning approach is designed to support the specific needs of:
Who We Work With
Those In or Near Retirement
After years of steady saving and investing, you’ve grown accustomed to building wealth.
But when it comes to transforming your nest egg into income in retirement, this opens the doors to whole new possibilities—and questions.
High-Earning Families With $5M+ in Investable Assets
When your financial landscape grows more complex, the need for sophisticated wealth strategies arises.
As your partner, we deliver custom wealth management solutions that encompass every aspect, from very advanced tax planning to generational wealth strategies and more.
Case Study
From Complexity to Clarity
Case Study: From Complexity to Clarity Meet Mark & Susan Mark and Susan were proud of the nest egg they had built—over $8.2 million in…
Case Study
A Couple Restructuring Their Retirement for Tax Efficiency and Stability
Case Study: A Couple Restructuring Their Retirement for Tax Efficiency and Stability Meet James & Linda James and Linda felt proud of the retirement savings…
Case Study
A Retirement Transformed Through Forward Tax Planning
Case Study: A Retirement Transformed Through Forward Tax Planning Meet John & Mary John and Mary are a couple in their late 50s. They had…
Put Simply, We’re Not Your
Average Advisor.
As fiduciaries, your best interest comes first, always. We provide holistic planning and wealth
management services at a level beyond what’s become standard for our industry. When we say
we bring every aspect of your financial life, big or small, under one roof—we mean it.
See how we compare with other advisors:
 Thrive Financial Services |
Do-it-yourself | Robo-advisor | Traditional independent wealth management firm | Insurance company/bank advisor | Commission- based broker | |
|---|---|---|---|---|---|---|
| PORTFOLIO MANAGEMENT | ||||||
| Low-cost investments |  |  | | |||
| Customized portfolio | | | | | ||
| Tax-efficient placement of investments | | | ||||
| Strategic tax loss harvesting | | | | | ||
| Proper rebalancing technique | | | | | ||
| Integration of 401(k) accounts into one portfolio model | | |||||
| Direct indexing | | |||||
| Proprietary products | | | ||||
| Investment risk evaluation | | |||||
| Stock options evaluation and strategy | | |||||
| Access to Dimensional Fund Advisors | | |||||
| “Factor” investing (Size, Value, Momentum, Volatility) | | |||||
| Behavioral coach to guide you through turbulent times | | | | |||
| Simplify and consolidate accounts | | | ||||
| Outsourcing of time required to manage portfolio | | | | | | |
| Fiduciary standard of care | | | | |||
| Private client relationship | | | | |||
| FINANCIAL PLANNING | ||||||
| Proactive guidance on all financial matters | | | ||||
| Cash flow based modeling | | |||||
| Net worth projections to guide decision-making | | | | |||
| Tax return evaluation | | | ||||
| Plans that consider assets not directly managed by advisor | | | ||||
| Deep integration between tax planning & investment | | | | |||
| Social Security optimization | | | | |||
| Outsourcing of time required to make financial decisions | | | | |||
| Coordinate with other professionals (CPA, Attorney, etc.) | | | | |||
| Guidance of tax-advantage charitable giving | | | | |||
