What if the hardest part of retirement isn’t saving the money, but turning it into a paycheck that lasts?
Most people spend 30 to 40 years saving, then hit retirement with no plan for the part that actually matters: generating income. David Bezar sits down again with Christopher Bak, a financial advisor at Thrive, to unpack why “set it and forget it” is the costliest retirement myth of all.
They get into the mental shift from earning a paycheck to creating one, the market, inflation, and longevity risks that hit once you stop working, and why the order you withdraw money can swing your tax bill by hundreds of thousands. Christopher shares the couple who almost overpaid, and what a real year-by-year income plan looks like.
Income doesn’t live on an island. Get it wrong and you could go back to work. Listen now.