What if the money you spent 30 years saving runs out before you do?
Most people spend 30 years saving for retirement and almost no time on the part that decides everything: turning that pile of money into a paycheck that lasts. David Bezar sits down with Sean DeBarberie, retirement & tax strategist and a CFP practitioner at Thrive, to break down how to optimize retirement income so it never runs dry.
They get into why over 80% of retirees carry a lopsided, tax-heavy portfolio, why at least half the people Sean meets are taking more risk than they realize, and how the GPS framework splits your money into growth and safe buckets so income keeps flowing no matter what the market does.
Taxes are the number one controllable expense in retirement, and getting income wrong can mean going back to work. This is the episode that helps you sleep at night. Listen now.