Protecting Your Data Should be a Top Priority Posted by CopyTeam   Cyberattacks are one of the fastest-growing crimes in the U.S. Throughout the past few years, companies have experienced significant data breaches as fraudsters seek to gain the world’s most valuable currency: data. The network monitoring firm SolarWinds recently underwent a high-profile breach.…

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  A risky strategy that warrants extreme caution and is not for long-term investments Posted by CopyTeam   This year, investors are making record-high margin investments against their accumulated assets. According to FINRA, margin debt had reached $847 billion by the end of April.1 Much of this activity is fueled by low interest rates and rising…

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  Young Adults:  75% of Gen Z-ers and Millennials Think Differently About Investing Posted by CopyTeam   Young adults have weathered difficult times the past two decades: mass school shootings, extreme weather conditions, student loan debt and a global pandemic. But now they’re witnessing an unprecedented job market, where even those with little to no…

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  Understanding These Loans Before You’re on the Hook Posted by CopyTeam   In June, Congress overturned a set of regulations enacted in late 2020 by the Office of the Comptroller of Currency (OCC). The nullified rules end a payday lender practice that was referred to as a “rent-a-bank” scheme. The rule stated that to…

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A big change for 529 plans, including non-parent owned accounts Posted by CopyTeam   Congress is known for passing enormous bills with lots of little-known provisions that are not entirely central to the key objectives of the bill. Alas, the Coronavirus Response and Relief Supplemental Appropriations Act of 2021 is one of them. It contains…

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What’s the Future for Products and Services Made in America? Posted by CopyTeam   Reshoring Advances Manufacturing Supply Chains to Generate Good Jobs – Companies Evaluate Their Global Strategy According to a recent survey of supply chain professionals, the COVID-19 pandemic interrupted 98% of global supply chains. Among the most disruptive supply challenges was the…

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How to Withdraw Funds – The Right Strategy Will Depend How Much Money You Saved Posted by CopyTeam   As hard as retirement saving and investing may seem, that’s the easy part. The real challenge is figuring out how to make your accumulated savings last throughout your and your spouse’s retirements. You need a retirement…

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Keys to Better Aging Posted by CopyTeam   Thelma Sutcliffe turned 114 years old in April, making her the oldest living American and the seventh-oldest person in the world, according to the Gerontology Research Group. The Omaha, Nebraska, resident attributes her relatively good health and longevity to the fact that she never had children, never…

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A Hybrid Trend Emerges from the Remote Work Model vs. In-Office Work Model Debate Posted by CopyTeam   Jobs data can be confusing. For example, the New York Federal Reserve reported in May that among businesses active before the pandemic, 35% remain closed, only 3% of service businesses still closed were likely to reopen, and only…

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How COVID and the Vaccine Continue to Impact the Markets and Economy Posted by CopyTeam   How well the world economy recovers from the pandemic will depend largely on the number of people who receive the vaccine. For that reason, the U.S. isn’t just dependent on its own citizens getting vaccinated; all other countries need…

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